Savings, current & salary accounts

SBI Palladium Current Account

A premium business current account with a ₹25 lakh monthly average balance requirement, cash-management concessions and extensive free transaction services.

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Account typePremium business current account
Source 1
Monthly average balance₹25,00,000
Source 2
Cheque and cash-deposit allowance1,500 free cheque leaves per month; cash deposits free up to 15 times the previous month's MAB, capped at ₹8 crore per month
Source 3
Maximum MAB non-maintenance charge₹15,000 + GST when MAB is below 50%; ₹8,000 + GST when at least 50% but below the requirement
Source 4

Benefits and features

  • Premium Business Debit Card
  • Free cash-management e-collections, bulk payments and liquidity management
  • Unlimited free NEFT, RTGS and demand drafts
  • Six conditionally discounted merchant devices

Eligibility

  • Designed for premium businesses, professionals and large traders subject to SBI current-account onboarding rules.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Account type

high confidence
SBI positions Palladium for premium current-account customers handling large transaction volumes.
Source
Palladium Current Account
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
2

Monthly average balance

high confidence
The page publishes a ₹25 lakh MAB.
Source
Palladium Current Account
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
3

Cheque and cash-deposit allowance

high confidence
The allowance includes deposits at home and non-home branches and covered self-service channels.
Source
Palladium Current Account
Page / section
Features / Charges
Accessed
13 Aug 2026
Open official source ↗
4

Maximum MAB non-maintenance charge

high confidence
The normalized number is the maximum published monthly shortfall charge.
Source
Palladium Current Account
Page / section
Charges
Accessed
13 Aug 2026
Open official source ↗

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