Insurance

General Travel Insurance — Business & Holiday

Overseas travel insurance for business and holiday trips with medical, accident, travel-support and personal-liability benefits.

Policy typeOverseas travel insurance for business and holiday trips Eligible age6 months to 70 years; for Indian residents taking bona fide overseas business or holiday trips, and foreign nationals working in India.Eligible travellersIndian residents undertaking bona fide business or holiday trips abroad, and foreign nationals working in India

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✓ Manually checked 23 Aug 2026 · active

SBI General travel insurance official product image

Offered byState Bank of India

International trips from India, subject to destination and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeOverseas travel insurance for business and holiday tripsView source

General presents this policy for business and holiday travel outside India.

Source: General Travel Insurance — Business & Holiday
Page / section: Product overview
Accessed: 23 Aug 2026
Confidence: high

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Eligible age6 months to 70 years; for Indian residents taking bona fide overseas business or holiday trips, and foreign nationals working in India.View source

The current product page gives an age limit of 6 months to 70 years; the official prospectus specifies the traveller categories.

Source: Travel Insurance (Business and Holiday)
Page / section: Key Benefits — age limit
Accessed: 27 Aug 2026
Confidence: high

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Key coverageEmergency medical expenses, evacuation and repatriation, personal accident, travel support, personal liability, cash advance, trip delay, loss of passport and home burglaryView source

The official page lists medical, accident, travel-support, liability and disruption benefits and directs customers to policy wording for terms.

Source: General Travel Insurance — Business & Holiday
Page / section: What’s Covered Under Travel Insurance?
Accessed: 23 Aug 2026
Confidence: high

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Eligible travellersIndian residents undertaking bona fide business or holiday trips abroad, and foreign nationals working in IndiaView source

The official eligibility section lists Indian residents travelling abroad and foreign nationals working in India.

Source: General Travel Insurance — Business & Holiday
Page / section: Who Can Buy This Policy?
Accessed: 23 Aug 2026
Confidence: high

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InsurerSBI General Insurance Company LimitedView source

General's official catalogue groups these products under Health, Motor and Other Insurance and identifies General as the insurer.

Source: General products
Page / section: General Products catalogue
Accessed: 23 Aug 2026
Confidence: high

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Trip and renewal termSingle trip: 1–180 days and non-renewable. Multi trip: multiple trips within 1 year and renewable yearly.View source

The live page distinguishes a 1–180-day single trip from a one-year multi-trip policy and states the renewal treatment.

Source: Travel Insurance (Business and Holiday)
Page / section: Key Benefits — tenure and renewal
Accessed: 27 Aug 2026
Confidence: high

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Product codeUIN SBITIOP14004V011314View source

The live product page publishes SBITIOP14004V011314.

Source: Travel Insurance (Business and Holiday)
Page / section: Product details
Accessed: 27 Aug 2026
Confidence: high

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Medical cover limitSection A medical expenses including evacuation and repatriation: US$50,000 to US$500,000. Personal accident is 10% of the chosen Section A limit, capped at US$25,000; travel support is US$2,000 on a floater basis.View source

The official prospectus publishes the $50,000–$500,000 Section A range, personal-accident percentage/cap and $2,000 floater travel support limit.

Source: Travel Insurance (Business and Holiday) — Prospectus
Page / section: Limit of Cover table
Accessed: 27 Aug 2026
Confidence: high

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Published premium matrixSBI General publishes a single-trip premium matrix by age band, geography, trip duration and Section A cover. Examples for US$50,000 cover: ₹541 (age 6 months–40, worldwide excluding USA/Canada, 7 days); ₹707 (same age, worldwide, 7 days); ₹1,091 (age 61–70, worldwide, 7 days). The complete 13-page rate chart provides the selectable combinations.View source

The official rate chart provides values by age, geography, trip days and Section A cover; the listed samples are copied directly from its first two matrices.

Source: Travel Insurance (Business and Holiday) — premium rate chart
Page / section: Pages 1–13 — single-trip premium matrices
Accessed: 27 Aug 2026
Confidence: high

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Deductibles and waitingNo waiting period. Medical expenses including evacuation/repatriation: US$100 deductible; personal accident, bail bond and emergency cash advance: nil; passport, golfer's hole-in-one, home burglary, checked baggage, trip cancellation, trip curtailment and missed connection: 5% of claim; delay benefits apply after the stated first 12 or 24 hours.View source

The states waiting period is not applicable and lists cover-by-cover deductibles and waiting triggers.

Source: Travel Insurance (Business and Holiday) — Customer Information Sheet
Page / section: Pages 3–4 — waiting period and financial limits/deductibles
Accessed: 27 Aug 2026
Confidence: high

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Key exclusionsThe CIS lists pre-existing disease, travel against a physician's advice, unlicensed aircraft, specified hazardous or professional sports, certain two-wheeler accidents without the required licence/helmet and breach of law. The policy wording controls the complete exclusion list.View source

The calls its list partial and directs readers to the policy document for the complete exclusions.

Source: Travel Insurance (Business and Holiday) — Customer Information Sheet
Page / section: Page 3 — partial exclusion list
Accessed: 27 Aug 2026
Confidence: high

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Claim notice and document windowNotify and submit claims within 31 days after the insured trip ends; SBI General may relax a delayed submission for satisfactory evidence, up to a maximum 60 days.View source

The specifies a 31-day post-trip deadline and a discretionary relaxation up to 60 days with satisfactory proof.

Source: Travel Insurance (Business and Holiday) — Customer Information Sheet
Page / section: Page 4 — claims procedure
Accessed: 27 Aug 2026
Confidence: high

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Waiting periodNot applicableView source

The current six-page Customer Information Sheet has a dedicated Waiting period row whose description is ‘Not Applicable’.

Source: Travel Insurance (Business and Holiday) — Customer Information Sheet
Page / section: Page 3 — Waiting period
Accessed: 29 Aug 2026
Confidence: high

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Geographic limitsEmergency medical expenses, evacuation and repatriation, personal accident, travel support, personal liability, cash advance, trip delay, loss of passport and home burglaryView source

The manually reviewed product record states: “Emergency medical expenses, evacuation and repatriation, personal accident, travel support, personal liability, cash advance, trip delay, loss of passport and home burglary”.

Source: General Travel Insurance — Business & Holiday — official product page
Page / section: Published product metadata
Accessed: 23 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Medical and evacuation cover
Trip and baggage support
Personal liability and cash advance

Eligibility

Age 6 months to 70 years
Business or holiday travel abroad

Passing a listed condition does not mean the bank will approve an application.

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Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Yearly household income to replaceThe income your family may need to replace.₹ten lakh rupees₹1,00,000₹1,00,00,000Years of income neededHow long your family may need that replacement income. years1 years30 yearsLoans still to be paidHome loans and other debts the cover may need to clear.₹twenty lakh rupees₹0₹5,00,00,000Cover and savings already availableExisting life cover and money already set aside for the family.₹five lakh rupees₹0₹5,00,00,000

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees

Income your family may need₹1,00,00,000one crore rupees

Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

TableItem

Section A medical / evacuation / repatriation · Published value$50,000 to $500,000

This value is copied from Travel Insurance (Business and Holiday) — cover limits and rate examples. Check the table notes before relying on it.

Source: Travel Insurance (Business and Holiday) — premium rate chart and Customer Information Sheet · Rate chart pages 1–2; pages 3–4; official product page — key benefits Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 13 rows · 2 columnsTravel Insurance (Business and Holiday) — cover limits and rate examplesPublished limits plus selected single-trip examples from SBI General's current rate chart. The full official chart is linked as the source because premiums vary across age, geography, duration and chosen Section A limit.View tableHide table

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Travel Insurance (Business and Holiday) — cover limits and rate examples
Item	Published value
Section A medical / evacuation / repatriation	$50,000 to $500,000
Personal accident	10% of chosen Section A limit, maximum $25,000
Travel support	$2,000 floater
Age 6 months–40 · worldwide excluding /Canada · $50,000 · 7 days	₹541
Age 6 months–40 · worldwide excluding /Canada · $50,000 · 30 days or less	₹958 (28-day chart band)
Age 6 months–40 · worldwide · $50,000 · 7 days	₹707
Age 41–60 · worldwide · $50,000 · 7 days	₹761
Age 61–70 · worldwide · $50,000 · 7 days	₹1,091
Single-trip term	1–180 days; non-renewable
Multi-trip term	Multiple trips within 1 year; renewable yearly
Free look	30 days from receipt of policy document
Medical deductible	$100
Waiting period	Not applicable

Examples are base chart values for the exact age/geography/cover/duration combinations shown; taxes and the policy terms can affect the payable amount.
The live product page says premium must be paid in advance and is not accepted in instalments; cover-limit changes are only allowed at renewal.

Travel Insurance (Business and Holiday) — premium rate chart and Customer Information Sheet · Rate chart pages 1–2; pages 3–4; official product page — key benefits · accessed 27 Aug 2026Open official source ↗

Table 2 · 19 rows · 2 columnsTravel Insurance (Business and Holiday) — CIS covered sectionsCoverage sections and benefit descriptions transcribed from the current Customer Information Sheet.View tableHide table

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Travel Insurance (Business and Holiday) — CIS covered sections
Section / benefit	Published description
Accident and sickness medical expenses	Hospital admission beyond 24 hours
Emergency medical evacuation	Local transport to the nearest hospital
Repatriation of mortal remains	Transport of mortal remains after death
Dental service	Dental illness first manifesting during the insured journey requiring immediate attention
Personal accident	Accidental death; permanent total disability
Loss of checked baggage	Total loss of checked baggage
Delay of checked baggage	Emergency replacement items when delay exceeds 12 hours
Loss of passport	Loss during the trip
Trip cancellation	Necessary and unavoidable cancellation before trip commencement
Trip curtailment	Necessary and unavoidable curtailment
Trip delay	Departure delay from India beyond 12 hours
Missed connection	Arrival delay beyond 12 hours resulting in a missed connecting flight
Hospitalisation daily allowance	$50 per day during hospital admission
Emergency cash advance	Emergency cash after theft, burglary or hold-up
Bail bond insurance	Arrangement of bail bond after arrest following a car accident
Hijack cover	Cover for each 24-hour period detained by hijackers
Golfer’s hole-in-one	Reimbursement of celebration expenses
Home burglary insurance	Loss or damage to contents of the insured person’s home in India
Personal liability	Legal liability for accidental bodily injury to third parties or accidental property damage

Coverage limits are set in the policy schedule; the complete policy wording controls definitions and exclusions.

Travel Insurance (Business and Holiday) — Customer Information Sheet · Pages 1–3 — Sections A, A(i), A(ii) and B · accessed 29 Aug 2026Open official source ↗

Table 3 · 16 rows · 2 columnsTravel Insurance (Business and Holiday) — CIS deductiblesFinancial-section deductibles published in the Customer Information Sheet.View tableHide table

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Travel Insurance (Business and Holiday) — CIS deductibles
Coverage	Deductible
Medical expenses including evacuation and repatriation	$100
Personal accident	Nil
Loss of passport	5% of claim amount
Golfer’s hole-in-one	5% of claim amount
Home burglary insurance	5% of claim amount
Loss of checked baggage	5% of claim amount
Trip cancellation	5% of claim amount
Trip curtailment	5% of claim amount
Missed connection	5% of claim amount
Delay of checked baggage	First 12 hours
Hijack cover	First 24 hours
Trip delay	First 12 hours
Hospitalisation daily allowance	First one day
Bail bond	Nil
Emergency cash advance	Nil
Personal liability	$100

These deductibles are subject to the issued schedule and policy wording.

Travel Insurance (Business and Holiday) — Customer Information Sheet · Page 4 — Financial Section A limits and deductibles · accessed 29 Aug 2026Open official source ↗

General Travel Insurance — Business & Holiday

What the official sources publish

Benefits and features

Eligibility

Related official documents

Try the numbers

Life-cover needs estimate

Find the exact published value

Complete rates, limits and schedules

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SBI General Travel Insurance — Business & Holiday

What the official sources publish

Benefits and features

Eligibility

Related official documents

Try the numbers

Life-cover needs estimate

Find the exact published value

Complete rates, limits and schedules

Related products

SBI General Arogya Top-Up Policy

SBI General Bharat Griha Raksha

SBI General Car Insurance

SBI General Cyber VaultEdge

General Travel Insurance — Business & Holiday