| | - Up to USD 1 million / above USD 1 million: 3y–<4y 5.25/5.50
- 4y–<5y 5.50/5.75
- 5y 5.75/6.00% p.a.
| Not published | - USD 5,000
- further amounts in multiples of USD 1,000
| - Not permitted during year 1
- after 1 year and before 3 years, 3.50% for the run period
- from 3 years to below 5 years, 1 percentage point below the applicable run-period rate
| Not published |
|---|
| - Minimum 1 year
- maximum 5 years
| - Rates effective 15 Jul 2026 by tenor (USD/GBP/EUR/CAD/AUD/JPY): 1y 4.40/4.00/3.00/3.08/4.25/0.65
- >1y–<2y 4.40/4.00/3.00/3.08/4.25/0.65
- 2y–<3y 3.55/3.95/1.50/2.83/4.15/0.65
- 3y–<4y 3.35/3.00/1.50/2.58/4.05/0.65
- 4y–<5y 2.95/2.90/1.50/2.63/3.95/0.55
- 5y 3.05/2.80/1.50/2.68/3.85/0.55% p.a.
| Not published | Not published | - Before 1 year: no interest
- after 1 year: no penalty, with the lowest of the contracted rate, original rate for the actual run period, or current rate for that period
| Not published |
|---|
| | - Underlying FCNR(B) deposit rate plus forward cover
- SBI does not publish one fixed Premium yield on the product page
| Not published | - 10,000 units for USD, GBP, EUR, CAD or AUD
- JPY 1,000,000
| - No separate withdrawal penalty
- the applicable interest follows SBI's standard FCNR(B) deposit terms
| Not published |
|---|
| | - 3.05% for 7-45 days
- 4.90% for 46-179 days
- 5.65% for 180-210 days
- 5.90% for 211 days to under 1 year
- 6.25% for 1 to under 2 years
- 6.40% for 2 to under 3 years
- 6.30% for 3 to under 5 years
- 6.05% for 5 to 10 years
| - 3.55% for 7-45 days
- 5.40% for 46-179 days
- 6.15% for 180-210 days
- 6.40% for 211 days to under 1 year
- 6.75% for 1 to under 2 years
- 6.90% for 2 to under 3 years
- 6.80% for 3 to under 5 years
- 7.05% for 5 to 10 years
| - Minimum ₹1,000
- no published maximum
- deposits of ₹3 crore or more are classified as bulk deposits
| - Available
- for bulk deposits SBI publishes a 1% premature-payment penalty for all tenors
| - Quarterly from issue or at maturity with principal
- for deposits of 12 months or more, monthly, half-yearly or yearly payout may be requested
|
|---|
| 1111 days, 1777 days or 2222 days | At the applicable SBI card rate for the chosen 1111-day, 1777-day or 2222-day tenor | Not published | - Minimum ₹1,000
- no published maximum
| Permitted under the guidelines applicable to premature withdrawal of a normal SBI time deposit | Not published |
|---|
| | - 6.25% for 1 to under 2 years
- 6.40% for 2 to under 3 years
- 6.30% for 3 to under 5 years
- 6.05% at 5 years
| - 6.75% for 1 to under 2 years
- 6.90% for 2 to under 3 years
- 6.80% for 3 to under 5 years
- 7.05% at 5 years
| - Minimum ₹15,000, then in multiples of ₹5,000
- no published maximum
| - The broken amount earns the rate applicable to the period actually run, less the extant premature penalty
- unbroken principal continues at the original rate
| Quarterly compounded by default |
|---|
| 7 days to less than 3 years | A mark-up over SBI bulk deposit card rates, with the mark-up decided by SBI | Not published | - Minimum ₹3 crore, then in multiples of ₹1,000
- no published maximum
| Not allowed except under a court or regulator direction, winding up or bankruptcy, death of an individual depositor, or SBI's right of set-off | - TDR: monthly, quarterly, half-yearly or yearly
- STDR: at maturity with principal
|
|---|
| Exactly 1 year or 2 years | 6.55% p.a. for 1 year and 6.80% p.a. for 2 years | 7.05% p.a. for 1 year and 7.30% p.a. for 2 years | - Minimum ₹1,00,01,000, then in multiples of ₹1,000
- maximum is below ₹3 crore
| Not allowed except under a court or regulator direction, winding up or bankruptcy, death of an individual depositor, or SBI's right of set-off | - TDR: monthly, quarterly, half-yearly or yearly
- STDR: at maturity with principal
|
|---|
| | - 1 year: 6.55% p.a. from ₹1.0001 crore to below ₹3 crore, or 6.25% p.a. from ₹3 crore
- 2 years: 6.80% p.a. or 6.15% p.a. respectively
| Not published | ₹1.0001 crore (₹1 crore and ₹1,000) | - Generally unavailable
- SBI lists limited exceptional cases requiring approval, with no interest payable if withdrawal is allowed
| - Term deposits: monthly, quarterly, half-yearly or yearly
- special term deposits: on maturity
|
|---|
| | - 3.65% for 7-45 days
- 5.50% for 46-179 days
- 6.25% for 180-210 days
- 6.50% for 211 days to under 1 year
- 6.85% for 1 to under 2 years
- 7.00% for 2 to under 3 years
- 6.90% for 3 to under 5 years
- 7.15% for 5 to 10 years
| Not published | Minimum ₹1,000 and maximum below ₹3 crore | Available, subject to the penal clause applicable to a normal SBI term deposit | Not published |
|---|
| - Minimum 1 year
- maximum 3 years
| - Rates effective 15 Jul 2026 by tenor (USD/GBP/EUR): 1y–<2y 4.40/4.00/3.00
- 2y–<3y 3.55/3.95/1.50
- 3y 3.35/3.00/1.50% p.a.
| Not published | USD 1,000, GBP 1,000 or EUR 1,000 | - Before 1 year: no interest
- after 1 year: 1 percentage point below the lower of the actual-run-period rate or contracted rate
| - TDR interest is paid every 180 days
- STDR interest compounds every 180 days
|
|---|
| | - 5.65% for 180-210 days
- 5.90% for 211 days to under 1 year
- 6.25% for 1 to under 2 years
- 6.40% for 2 to under 3 years
- 6.30% for 3 to under 5 years
- 6.05% for 5 to 10 years
| - 6.15% for 180-210 days
- 6.40% for 211 days to under 1 year
- 6.75% for 1 to under 2 years
- 6.90% for 2 to under 3 years
- 6.80% for 3 to under 5 years
- 7.05% for 5 to 10 years
| - Minimum ₹1,000
- no published maximum
- ₹3 crore or more is treated as a bulk deposit
| - 0.50% for principal up to ₹5 lakh and 1% above ₹5 lakh, for all tenors
- no interest if held under 7 days
| Compounded quarterly, added to principal and paid at the end of the term |
|---|
| Not published | Not published | Not published | Not published | Not published | Not published |
|---|
SBI FCNR(B) Premium AccountState Bank of India
SBI Resident Foreign Currency (RFC) AccountState Bank of India