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Non-callable deposits

Compare deposits that restrict premature withdrawal in return for separately published terms.

3 products

Filter Minimum / deposit amount
Filter Premature withdrawal
7 days to less than 3 years
A mark-up over SBI bulk deposit card rates, with the mark-up decided by SBI
Not published
  • Minimum ₹3 crore, then in multiples of ₹1,000
  • no published maximum
Not allowed except under a court or regulator direction, winding up or bankruptcy, death of an individual depositor, or SBI's right of set-off
  • TDR: monthly, quarterly, half-yearly or yearly
  • STDR: at maturity with principal
Exactly 1 year or 2 years
6.55% p.a. for 1 year and 6.80% p.a. for 2 years
7.05% p.a. for 1 year and 7.30% p.a. for 2 years
  • Minimum ₹1,00,01,000, then in multiples of ₹1,000
  • maximum is below ₹3 crore
Not allowed except under a court or regulator direction, winding up or bankruptcy, death of an individual depositor, or SBI's right of set-off
  • TDR: monthly, quarterly, half-yearly or yearly
  • STDR: at maturity with principal
1 year or 2 years only
  • 1 year: 6.55% p.a. from ₹1.0001 crore to below ₹3 crore, or 6.25% p.a. from ₹3 crore
  • 2 years: 6.80% p.a. or 6.15% p.a. respectively
Not published
₹1.0001 crore (₹1 crore and ₹1,000)
  • Generally unavailable
  • SBI lists limited exceptional cases requiring approval, with no interest payable if withdrawal is allowed
  • Term deposits: monthly, quarterly, half-yearly or yearly
  • special term deposits: on maturity

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.