Non-callable deposits

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Product and bank⇅	Tenure / programme⇅ Filter Tenure / programme ◷Up to 1 year4◷1–5 years4	General rate⇅	Senior-citizen rate⇅	Minimum / deposit amount⇅ Filter Minimum / deposit amount ₹Above ₹50,0001	Withdrawal / refund terms⇅ Filter Withdrawal / refund terms —Not permitted3%Interest-rate reduction1!Conditional rules2	Payout / redemption⇅ Filter Payout / redemption MMonthly4QQuarterly46MHalf-yearly3YYearly3✓At maturity4 Matches any selected option
Non-callable DepositBank of India	1 year and above up to 3 years with a lock-in feature.	For deposits above ₹1 crore and below ₹3 crore, the published non-callable rates are 6.65% for 1 year, 6.65% for above 1 to below 2 years, 6.75% for 2 to below 3 years and 6.85% for 3 years. The ₹3 crore to below ₹10 crore column is published separately as 6.65%, 6.40%, 6.15% and 5.65% respectively.	For non-callable deposits above ₹1 crore and below ₹3 crore, the senior-citizen rates are 7.15% for 1 year and above 1 to below 2 years, 7.25% for 2 to below 3 years and 7.60% for 3 years. The corresponding super-senior rates are 7.30%, 7.30%, 7.40% and 7.75%.	Above ₹1 crore the policy snippet describes non-callable deposits as currently above ₹1 crore.	No ordinary premature closure. Exceptional withdrawal is limited to bankruptcy, winding-up under court/regulator/liquidator direction or death, subject to the bank’s terms.	The non-callable product is a term deposit with a 1-year-to-3-year lock-in and no ordinary premature closure the reviewed product and rate pages do not publish a separate monthly or quarterly payout option. Maturity redemption follows the selected term-deposit instruction.
SBI Non-Callable Bulk Term DepositState Bank of India	7 days to less than 3 years	No additional senior-citizen, staff or staff-senior-citizen interest over the applicable non-callable bulk rate	No additional senior-citizen, staff or staff-senior-citizen interest over the applicable non-callable bulk rate	Minimum ₹3 crore, then in multiples of ₹1,000 no published maximum	Not allowed except under a court or regulator direction, winding up or bankruptcy, death of an individual depositor, or SBI's right of set-off	TDR: monthly, quarterly, half-yearly or yearly STDR: at maturity with principal
SBI Non-Callable Retail Term DepositState Bank of India	Exactly 1 year or 2 years	6.55% p.a. for 1 year and 6.80% p.a. for 2 years	7.05% p.a. for 1 year and 7.30% p.a. for 2 years	Minimum ₹1,00,01,000, then in multiples of ₹1,000 maximum is below ₹3 crore	Not allowed except under a court or regulator direction, winding up or bankruptcy, death of an individual depositor, or SBI's right of set-off	TDR: monthly, quarterly, half-yearly or yearly STDR: at maturity with principal
SBI NRE Non-Callable Term DepositState Bank of India	1 year or 2 years only	1 year: 6.55% p.a. from ₹1.0001 crore to below ₹3 crore, or 6.25% p.a. from ₹3 crore 2 years: 6.80% p.a. or 6.15% p.a. respectively	Not applicable: the reviewed NRI/foreign-currency deposit terms publish currency- and tenor-based rates and do not provide a separate senior-citizen uplift or rate band.	₹1.0001 crore (₹1 crore and ₹1,000)	Generally unavailable SBI lists limited exceptional cases requiring approval, with no interest payable if withdrawal is allowed	Term deposits: monthly, quarterly, half-yearly or yearly special term deposits: on maturity

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.