Foreign-currency deposits

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6 products

Product and bank⇅	Tenure⇅ Filter Tenure ◷Up to 1 year◷1–5 years	General rate⇅ Filter General rate %Below 7%	Senior-citizen rate⇅	Minimum / deposit amount⇅ Filter Minimum / deposit amount ₹Up to ₹10,000	Premature withdrawal⇅ Filter Premature withdrawal 0No penalty / charge—Not permitted%Interest-rate reduction!Conditional rules	Payout⇅ Filter Payout QQuarterly6MHalf-yearly+Cumulative / reinvested Matches any selected option
SBI Advantage FCNR(B) DepositState Bank of India	3 years through 5 years	Up to USD 1 million / above USD 1 million: 3y–<4y 5.25/5.50 4y–<5y 5.50/5.75 5y 5.75/6.00% p.a.	Not published	USD 5,000 further amounts in multiples of USD 1,000	Not permitted during year 1 after 1 year and before 3 years, 3.50% for the run period from 3 years to below 5 years, 1 percentage point below the applicable run-period rate	Not published
SBI FCNR(B) AccountState Bank of India	Minimum 1 year maximum 5 years	Rates effective 15 Jul 2026 by tenor (USD/GBP/EUR/CAD/AUD/JPY): 1y 4.40/4.00/3.00/3.08/4.25/0.65 >1y–<2y 4.40/4.00/3.00/3.08/4.25/0.65 2y–<3y 3.55/3.95/1.50/2.83/4.15/0.65 3y–<4y 3.35/3.00/1.50/2.58/4.05/0.65 4y–<5y 2.95/2.90/1.50/2.63/3.95/0.55 5y 3.05/2.80/1.50/2.68/3.85/0.55% p.a.	Not published	Not published	Before 1 year: no interest after 1 year: no penalty, with the lowest of the contracted rate, original rate for the actual run period, or current rate for that period	Not published
SBI FCNR(B) Premium AccountState Bank of India	1 year through 5 years	Underlying FCNR(B) deposit rate plus forward cover SBI does not publish one fixed Premium yield on the product page	Not published	10,000 units for USD, GBP, EUR, CAD or AUD JPY 1,000,000	No separate withdrawal penalty the applicable interest follows SBI's standard FCNR(B) deposit terms	Not published
SBI Tax Savings Scheme — NRO DepositState Bank of India	5 years only	6.05% p.a. for deposits below ₹3 crore	Not published	₹10,000, with further amounts in multiples of ₹1,000	Not permitted	Paid quarterly to the requested NRO savings or current account
SBI Resident Foreign Currency (RFC) AccountState Bank of India	Minimum 1 year maximum 3 years	Rates effective 15 Jul 2026 by tenor (USD/GBP/EUR): 1y–<2y 4.40/4.00/3.00 2y–<3y 3.55/3.95/1.50 3y 3.35/3.00/1.50% p.a.	Not published	USD 1,000, GBP 1,000 or EUR 1,000	Before 1 year: no interest after 1 year: 1 percentage point below the lower of the actual-run-period rate or contracted rate	TDR interest is paid every 180 days STDR interest compounds every 180 days
SBI Canada Bank Student GIC ProgramState Bank of India	Not published	Not published	Not published	Not published	Not published	Not published

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.