12 months, 1.5 years, 777 days, 1111 days, 1717 days or 2201 days
Callable green deposits below ₹3 crore: 6.20% (12 months, 1.5 years and 777 days), 6.25% (1111 and 1717 days), and 5.95% (2201 days), effective 16 May 2026. Non-callable rates for the same tenors are 6.25%, 6.25%, 6.25%, 6.30%, 6.30% and 6.00% respectively. ₹3–₹10 crore bulk tables are published separately.
For callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days
Golden Goal 7.25% for 555 days.
Callable deposits: ₹5,000 and further multiples of ₹100. Non-callable deposits: above ₹1 crore and further multiples of ₹100.
Non-callable deposits cannot be withdrawn prematurely
callable deposits follow the bank's applicable penalty and notice rules
Maturity proceeds are credited to the customer's / account
where there is no operative account, cash is allowed below ₹20,000 and a /pay order is issued above that amount. The page also states auto-renewal is available.
(B): 1 to 5 years. Special (B): 3 to below 4 years, 4 to below 5 years or exact 5 years, with one-year lock-in. IND Rupee Gain tenor is selected with the applicable rate and forward premium
the page does not publish a fixed range.
Special (B) rates are 6.00%/5.60%/5.50% for 3–<4 years, 6.25%/5.85%/5.75% for 4–<5 years and 6.50%/6.10%/6.00% for 5 years across amount slabs up to USD 1 million, above USD 1–3 million and above USD 3 million. Standard (B) uses the current rate sheet
IND Rupee Gain return is interest plus forward premium.
Value awaiting review
(B) states no minimum or maximum amount stipulation. Special (B) publishes slabs but no separate minimum amount. IND Rupee Gain minimum is USD 10,000 or equivalent in a non- currency.
(B) follows the lower of the contracted rate or rate for the run period under the current guidelines
while a loan against is outstanding, preclosure is unavailable. Special (B) cannot close within one year
after one year and before three years pays 3.50%, and between three and below five years pays the applicable run-period rate less 1 percentage point. IND Rupee Gain preclosure terms are not published on its product page.
(B) principal and interest are payable in the deposit currency. Special (B) follows (B) features. IND Rupee Gain maturity is converted into at the contracted forward rate and credited to the account.
(B): 1 to 5 years. Special (B): 3 to below 4 years, 4 to below 5 years or exact 5 years, with one-year lock-in. IND Rupee Gain tenor is selected with the applicable rate and forward premium
the page does not publish a fixed range.
Special (B) rates are 6.00%/5.60%/5.50% for 3–<4 years, 6.25%/5.85%/5.75% for 4–<5 years and 6.50%/6.10%/6.00% for 5 years across amount slabs up to USD 1 million, above USD 1–3 million and above USD 3 million. Standard (B) uses the current rate sheet
IND Rupee Gain return is interest plus forward premium.
Value awaiting review
(B) states no minimum or maximum amount stipulation. Special (B) publishes slabs but no separate minimum amount. IND Rupee Gain minimum is USD 10,000 or equivalent in a non- currency.
(B) follows the lower of the contracted rate or rate for the run period under the current guidelines
while a loan against is outstanding, preclosure is unavailable. Special (B) cannot close within one year
after one year and before three years pays 3.50%, and between three and below five years pays the applicable run-period rate less 1 percentage point. IND Rupee Gain preclosure terms are not published on its product page.
(B) principal and interest are payable in the deposit currency. Special (B) follows (B) features. IND Rupee Gain maturity is converted into at the contracted forward rate and credited to the account.
(B): 1 to 5 years. Special (B): 3 to below 4 years, 4 to below 5 years or exact 5 years, with one-year lock-in. IND Rupee Gain tenor is selected with the applicable rate and forward premium
the page does not publish a fixed range.
Special (B) rates are 6.00%/5.60%/5.50% for 3–<4 years, 6.25%/5.85%/5.75% for 4–<5 years and 6.50%/6.10%/6.00% for 5 years across amount slabs up to USD 1 million, above USD 1–3 million and above USD 3 million. Standard (B) uses the current rate sheet
IND Rupee Gain return is interest plus forward premium.
Value awaiting review
(B) states no minimum or maximum amount stipulation. Special (B) publishes slabs but no separate minimum amount. IND Rupee Gain minimum is USD 10,000 or equivalent in a non- currency.
(B) follows the lower of the contracted rate or rate for the run period under the current guidelines
while a loan against is outstanding, preclosure is unavailable. Special (B) cannot close within one year
after one year and before three years pays 3.50%, and between three and below five years pays the applicable run-period rate less 1 percentage point. IND Rupee Gain preclosure terms are not published on its product page.
(B) principal and interest are payable in the deposit currency. Special (B) follows (B) features. IND Rupee Gain maturity is converted into at the contracted forward rate and credited to the account.
Not applicable: the reviewed /foreign-currency deposit terms publish currency- and tenor-based rates and do not provide a separate senior-citizen uplift or rate band.
Effective 8 October 2026: USD 2.95%–5.00% p.a. by amount band and tenor
GBP 2.80%–4.00% where the schedule publishes a value
CAD 2.58%–3.08%
AUD 3.85%–4.25%
EUR 1.50%–3.00%
JPY 0.55%–0.65%. See the full amount/tenor tables.
Value awaiting review
USD 1,000
GBP 1,000
EUR 1,000
CAD 1,000
AUD 1,000
JPY 100,000. The same minimums apply to and .
Before 1 year: no interest. After 1 year: no premature penalty
8 October rate page says interest for the actual holding period uses the rate available when the deposit was opened. The account page (last updated 5 April 2025) additionally applies the lowest of the contracted rate, original-period rate and current-period rate
two pages conflict on the calculation.
: interest is paid every 180 days. : interest compounds every 180 days. Both are fixed-tenor deposits and renew for the same period at the rate then prevailing unless instructions differ.
and rates also depend on deposit balance. publishes no separate Premium-account interest-rate uplift. Forward-cover proceeds depend on the booked currency and contract.
Value awaiting review
USD 10,000
GBP 10,000
EUR 10,000
CAD 10,000
AUD 10,000
JPY 1,000,000.
The Premium page says no premature-withdrawal penalty is levied and underlying (B) terms apply. The current rate page and the older account page disagree on the after-one-year interest calculation
see the rate fact and source table.
The Premium page does not state a separate payout schedule
the underlying (B) account page describes interest every 180 days and compounding every 180 days. The Premium page does not specify which deposit type applies to an individual contract.
Not applicable: the reviewed scheme terms publish a scheme- or programme-specific rate and do not provide a separate senior-citizen rate for this product.
₹10,000, with further amounts in multiples of ₹1,000
Not permitted
Paid quarterly to the requested savings or current account
Rates effective 15 Jul 2026 by tenor (//): 1y–<2y4.40/4.00/3.00
2y–<3y3.55/3.95/1.50
3y3.35/3.00/1.50% p.a.
Not applicable: the reviewed /foreign-currency deposit terms publish currency- and tenor-based rates and do not provide a separate senior-citizen uplift or rate band.
USD 1,000, GBP 1,000 or EUR 1,000
↓
Before 1 year: no interest
after 1 year: 1 percentage point below the lower of the actual-run-period rate or contracted rate
One available way to demonstrate proof of financial support for a Canadian study-permit application, subject to the applicant meeting current IRCC requirements
0.20% per annum
Not applicable: the reviewed scheme terms publish a scheme- or programme-specific rate and do not provide a separate senior-citizen rate for this product.
One-time deposit of CAD 22,895 plus CAD 150 Canada administration fee
total receipt required is CAD 23,045 without deductions
CAD 150
non-refundable except when cancelling the Student within 14 business days from its issue date, according to the application guide
A chequing or savings account receives any initial amount and monthly payments
the remaining balance, where applicable, sits in a non-redeemable, non-renewable Student and pays principal plus monthly accrued interest by instalment under the redemption option chosen at application
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.
bob Advantage Fixed Deposits (Non- Callable)Bank of Baroda
SBI FCNR(B) Premium AccountState Bank of India
SBI Tax Savings Scheme — NRO DepositState Bank of India
SBI Resident Foreign Currency (RFC) AccountState Bank of India
