Tax-saving deposits

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5 products

Product and bank⇅	Tenure⇅ Filter Tenure ◷Up to 1 year◷1–5 years◷5–10 years	General rate⇅ Filter General rate %Below 7%	Senior-citizen rate⇅ Filter Senior-citizen rate %7–9%	Minimum / deposit amount⇅ Filter Minimum / deposit amount ₹Up to ₹10,000	Premature withdrawal⇅ Filter Premature withdrawal —Not permitted!Conditional rules	Payout⇅ Filter Payout QQuarterly+Cumulative / reinvested Matches any selected option
SBI Capgains Plus AccountState Bank of India	Up to 24 or 36 months depending on the declared tax section and original-asset transfer	Account A: 2.50% p.a. Account B public rates by balance and tenor: below ₹3 crore, 2y–<3y 6.40% and 3y–<5y 6.30% ₹3 crore+, 2y–<3y 6.15% and 3y–<5y 6.00% p.a.	Not published	₹1,000 ↓	TDR or STDR may close before maturity, but proceeds must credit only to Capgains Account A	Not published
SBI Green Rupee Term DepositState Bank of India	1111 days, 1777 days or 2222 days	At the applicable SBI card rate for the chosen 1111-day, 1777-day or 2222-day tenor	Not published	Minimum ₹1,000 no published maximum ↓	Permitted under the guidelines applicable to premature withdrawal of a normal SBI time deposit	Not published
SBI Tax Savings Scheme — NRO DepositState Bank of India	5 years only	6.05% p.a. for deposits below ₹3 crore	Not published	₹10,000, with further amounts in multiples of ₹1,000	Not permitted	Paid quarterly to the requested NRO savings or current account
SBI Patrons Term DepositState Bank of India	7 days to 10 years	3.65% for 7-45 days 5.50% for 46-179 days 6.25% for 180-210 days 6.50% for 211 days to under 1 year 6.85% for 1 to under 2 years 7.00% for 2 to under 3 years 6.90% for 3 to under 5 years 7.15% for 5 to 10 years	Not published	Minimum ₹1,000 and maximum below ₹3 crore	Available, subject to the penal clause applicable to a normal SBI term deposit	Not published
SBI Tax Savings Scheme 2006State Bank of India	5 to 10 years	6.05% p.a. for 5 to 10 years	7.05% p.a. for 5 to 10 years	Minimum ₹1,000 and multiples thereof maximum ₹1,50,000 in a year	Not allowed before five years except on the depositor's death	Quarterly compounded

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.