No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
Metro ₹800
urban ₹600
rural/semi-urban ₹400
First 50 leaves free
subsequent leaves ₹5 each
Visa Vyapaar Business Debit Card is issued
the first year is free and charges apply after the first year.
Central Government Employees Salary Package savings account with zero-balance requirement and salary-linked benefits.
Zero balance requirement.
↓
The page does not publish a separate rate. It is a salary savings account, so the applicable percentage is the live Bank of Baroda Savings Bank Deposits schedule by balance slab
the schedule currently shows 2.50% p.a. up to balances below ₹50 crore, then 2.75%–4.75% p.a. at higher slabs.
↑
No minimum-balance charge is published for because the package is described as zero-balance. The current service-charge notice also states zero charges for non-maintenance on savings-bank schemes
salary-package terms and any account conversion rules still apply.
Unlimited free cheque book under the government salary package.
Free RuPay Platinum Debit Card can be issued to a joint account holder under the CGESS scheme
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
The account has no minimum balance. The page states that of ₹2,00,000 or more attracts zero cheque-book charges
it does not publish a separate non-maintenance amount below that .
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
The page gives a ₹5,000 minimum and says accounts with of ₹2,00,000 or more have no cheque-book charges
it does not publish a separate non-maintenance amount below ₹2,00,000.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
For the ₹50,00,000 requirement, the page lists ₹10,000 when is below ₹25,00,000 and ₹6,000 when is above ₹25,00,000 but below the requirement.
Unlimited cheque leaves and outward cheque returns
A non-interest-bearing escrow current account operated under a tripartite or multiparty agreement, with no and tightly restricted withdrawals and banking channels.
0.10% of turnover or ₹20,000, whichever is lower, plus
Cheque books are not allowed for the Escrow Current Account.
No debit-card facility is offered for the escrow account
the product is view-only for internet banking and does not allow mobile banking.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
₹1,000 when the published ₹5 lakh monthly average balance is not maintained.
No interest is payable on the Government Bodies Current Account balance. The scheme may use a separate /sweep arrangement, which earns the applicable term-deposit rate rather than current-account interest.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
No non-maintenance charge
the account has a zero monthly average balance requirement.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
For the ₹10,00,000 requirement, the page lists ₹2,500 when is below ₹5,00,000 and ₹1,500 when is above ₹5,00,000 but below the requirement.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
₹2,000 when is above 50%
₹3,000 when below 50%
Unlimited cheque leaves
Visa Vyapaar Business Debit Card is issued to eligible Individual and Proprietor accounts
the first year is free and charges apply thereafter.
No interest is payable on the Current Account balance. Where permitted, interest is earned only after funds are placed in the scheme's separate /sweep deposit.
No minimum-balance charge applies because the account has NIL . The page instead lists a separate ordinary escrow-account service charge of 0.10% of turnover or ₹20,000 per year, whichever is lower, excluding .
Cheque books are not allowed for the Current Account Scheme.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
₹5,000 when is below ₹12.5 lakh, or ₹3,500 when is at least ₹12.5 lakh but below the published ₹25 lakh requirement.
the first year’s non-maintenance charge is waived and the account page publishes ₹1,000 plus thereafter when the balance is not maintained.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
First 1 year
Unlimited free cheque leaves
A business debit card with multiple offers is available with the Scale-Up Current Account.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
₹250 per month when the published ₹25,000 monthly average balance is not maintained.
50 free cheque leaves
Vyapaar Business Debit Card
free for the first year and charges apply thereafter.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
After the first two years, the ₹75,000 shortfall charge is ₹1,000 plus
the bank waives it during the first two years after account opening.
200 per month
A business debit card with multiple offers is available with the Start-up Current Account.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
₹3,000 when is above 50%
₹5,000 when below 50%
Unlimited cheque leaves
Visa Vyapaar Business Debit Card is issued to Individual and Proprietor accounts only and is free under the published scheme.
No interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement
any sweep deposit earns the applicable term-deposit rate separately.
₹250 per month when the published ₹10,000 monthly average balance is not maintained.
50 free cheque leaves
Vyapaar Business Debit Card
free for the first year and charges apply thereafter.
The current annexure publishes non-maintenance penalty thresholds by branch for Normal accounts: ₹7,500 in metro, ₹5,000 in urban, and ₹2,000 in semi-urban/rural branches. Tiered current-account bands in the digital-banking table are Normal below ₹20,000, Silver ₹20,000–<₹50,000, Gold ₹50,000–<₹1,00,000 and Gold Plus ₹1,00,000–<₹2,00,000
Platinum Plus page publishes ₹20 lakh MAQB.
Not applicable — BOI current deposit accounts do not pay deposit interest
the reviewed variant pages and service-charge schedule publish no credit-interest percentage.
Normal current-account penalty is ₹600 per quarter in metro ( below ₹7,500), ₹500 in urban (below ₹5,000), ₹500 in semi-urban (below ₹2,000) and ₹350 in rural (below ₹2,000). The annexure lists no separate penalty amount for Silver through Platinum Plus tiers
applicable is extra.
Cheque-leaf entitlement is variant-specific and not published for every tier in the reviewed catalogue
Platinum Plus publishes 500 free cheque leaves per quarter.
The current annexure publishes non-maintenance penalty thresholds by branch for Normal accounts: ₹7,500 in metro, ₹5,000 in urban, and ₹2,000 in semi-urban/rural branches. Tiered current-account bands in the digital-banking table are Normal below ₹20,000, Silver ₹20,000–<₹50,000, Gold ₹50,000–<₹1,00,000 and Gold Plus ₹1,00,000–<₹2,00,000
Platinum Plus page publishes ₹20 lakh MAQB.
Not applicable — BOI current deposit accounts do not pay deposit interest
the reviewed variant pages and service-charge schedule publish no credit-interest percentage.
Normal current-account penalty is ₹600 per quarter in metro ( below ₹7,500), ₹500 in urban (below ₹5,000), ₹500 in semi-urban (below ₹2,000) and ₹350 in rural (below ₹2,000). The annexure lists no separate penalty amount for Silver through Platinum Plus tiers
applicable is extra.
Cheque-leaf entitlement is variant-specific and not published for every tier in the reviewed catalogue
Platinum Plus publishes 500 free cheque leaves per quarter.
The current annexure publishes non-maintenance penalty thresholds by branch for Normal accounts: ₹7,500 in metro, ₹5,000 in urban, and ₹2,000 in semi-urban/rural branches. Tiered current-account bands in the digital-banking table are Normal below ₹20,000, Silver ₹20,000–<₹50,000, Gold ₹50,000–<₹1,00,000 and Gold Plus ₹1,00,000–<₹2,00,000
Platinum Plus page publishes ₹20 lakh MAQB.
Not applicable — BOI current deposit accounts do not pay deposit interest
the reviewed variant pages and service-charge schedule publish no credit-interest percentage.
Normal current-account penalty is ₹600 per quarter in metro ( below ₹7,500), ₹500 in urban (below ₹5,000), ₹500 in semi-urban (below ₹2,000) and ₹350 in rural (below ₹2,000). The annexure lists no separate penalty amount for Silver through Platinum Plus tiers
applicable is extra.
Cheque-leaf entitlement is variant-specific and not published for every tier in the reviewed catalogue
Platinum Plus publishes 500 free cheque leaves per quarter.
The current annexure publishes non-maintenance penalty thresholds by branch for Normal accounts: ₹7,500 in metro, ₹5,000 in urban, and ₹2,000 in semi-urban/rural branches. Tiered current-account bands in the digital-banking table are Normal below ₹20,000, Silver ₹20,000–<₹50,000, Gold ₹50,000–<₹1,00,000 and Gold Plus ₹1,00,000–<₹2,00,000
Platinum Plus page publishes ₹20 lakh MAQB.
Not applicable — BOI current deposit accounts do not pay deposit interest
the reviewed variant pages and service-charge schedule publish no credit-interest percentage.
Normal current-account penalty is ₹600 per quarter in metro ( below ₹7,500), ₹500 in urban (below ₹5,000), ₹500 in semi-urban (below ₹2,000) and ₹350 in rural (below ₹2,000). The annexure lists no separate penalty amount for Silver through Platinum Plus tiers
applicable is extra.
Cheque-leaf entitlement is variant-specific and not published for every tier in the reviewed catalogue
Platinum Plus publishes 500 free cheque leaves per quarter.
The current annexure publishes non-maintenance penalty thresholds by branch for Normal accounts: ₹7,500 in metro, ₹5,000 in urban, and ₹2,000 in semi-urban/rural branches. Tiered current-account bands in the digital-banking table are Normal below ₹20,000, Silver ₹20,000–<₹50,000, Gold ₹50,000–<₹1,00,000 and Gold Plus ₹1,00,000–<₹2,00,000
Platinum Plus page publishes ₹20 lakh MAQB.
Not applicable — BOI current deposit accounts do not pay deposit interest
the reviewed variant pages and service-charge schedule publish no credit-interest percentage.
Normal current-account penalty is ₹600 per quarter in metro ( below ₹7,500), ₹500 in urban (below ₹5,000), ₹500 in semi-urban (below ₹2,000) and ₹350 in rural (below ₹2,000). The annexure lists no separate penalty amount for Silver through Platinum Plus tiers
applicable is extra.
Cheque-leaf entitlement is variant-specific and not published for every tier in the reviewed catalogue
Platinum Plus publishes 500 free cheque leaves per quarter.
The current annexure publishes non-maintenance penalty thresholds by branch for Normal accounts: ₹7,500 in metro, ₹5,000 in urban, and ₹2,000 in semi-urban/rural branches. Tiered current-account bands in the digital-banking table are Normal below ₹20,000, Silver ₹20,000–<₹50,000, Gold ₹50,000–<₹1,00,000 and Gold Plus ₹1,00,000–<₹2,00,000
Platinum Plus page publishes ₹20 lakh MAQB.
Not applicable — BOI current deposit accounts do not pay deposit interest
the reviewed variant pages and service-charge schedule publish no credit-interest percentage.
Normal current-account penalty is ₹600 per quarter in metro ( below ₹7,500), ₹500 in urban (below ₹5,000), ₹500 in semi-urban (below ₹2,000) and ₹350 in rural (below ₹2,000). The annexure lists no separate penalty amount for Silver through Platinum Plus tiers
applicable is extra.
Cheque-leaf entitlement is variant-specific and not published for every tier in the reviewed catalogue
Platinum Plus publishes 500 free cheque leaves per quarter.
The current annexure publishes non-maintenance penalty thresholds by branch for Normal accounts: ₹7,500 in metro, ₹5,000 in urban, and ₹2,000 in semi-urban/rural branches. Tiered current-account bands in the digital-banking table are Normal below ₹20,000, Silver ₹20,000–<₹50,000, Gold ₹50,000–<₹1,00,000 and Gold Plus ₹1,00,000–<₹2,00,000
Platinum Plus page publishes ₹20 lakh MAQB.
Not applicable — BOI current deposit accounts do not pay deposit interest
the reviewed variant pages and service-charge schedule publish no credit-interest percentage.
Normal current-account penalty is ₹600 per quarter in metro ( below ₹7,500), ₹500 in urban (below ₹5,000), ₹500 in semi-urban (below ₹2,000) and ₹350 in rural (below ₹2,000). The annexure lists no separate penalty amount for Silver through Platinum Plus tiers
applicable is extra.
Cheque-leaf entitlement is variant-specific and not published for every tier in the reviewed catalogue
Platinum Plus publishes 500 free cheque leaves per quarter.
The current annexure publishes non-maintenance penalty thresholds by branch for Normal accounts: ₹7,500 in metro, ₹5,000 in urban, and ₹2,000 in semi-urban/rural branches. Tiered current-account bands in the digital-banking table are Normal below ₹20,000, Silver ₹20,000–<₹50,000, Gold ₹50,000–<₹1,00,000 and Gold Plus ₹1,00,000–<₹2,00,000
Platinum Plus page publishes ₹20 lakh MAQB.
Not applicable — BOI current deposit accounts do not pay deposit interest
the reviewed variant pages and service-charge schedule publish no credit-interest percentage.
Normal current-account penalty is ₹600 per quarter in metro ( below ₹7,500), ₹500 in urban (below ₹5,000), ₹500 in semi-urban (below ₹2,000) and ₹350 in rural (below ₹2,000). The annexure lists no separate penalty amount for Silver through Platinum Plus tiers
applicable is extra.
Cheque-leaf entitlement is variant-specific and not published for every tier in the reviewed catalogue
Platinum Plus publishes 500 free cheque leaves per quarter.
Ordinary current account for individuals, proprietorships, partnerships, companies, trusts, corporate bodies and government or semi-government entities that complete the prescribed and account-opening process.
Quarterly average balance: ₹10,000 in metro/urban branches, ₹5,000 in semi-urban branches and ₹2,500 in rural branches.
No interest is payable on the ordinary current account.
If is not maintained, service charges apply once each quarter. The current page directs customers to the service-charge schedule
its ordinary-current-account rows publish ₹2,000 quarterly in metro/urban, ₹1,500 in semi-urban and ₹550 in rural branches.
The ordinary current-account page does not quantify a free-leaf quota
the applicable service-charge schedule and account variant control issuance charges.
Free Mahabank RuPay debit card is listed among the other benefits, subject to account-opening eligibility and current card rules.
Professional current account for registered practicing doctors, chartered accountants, advocates, architects, company secretaries and cost accountants.
₹10,000 in the Spend account.
Reserve earns the prevailing domestic savings-deposit rate. Growth is a 31-day at the prevailing retail term-deposit card rate
the page currently displays 3.00% p.a. for 31 days.
USD 500, GBP 250, or EUR 500, according to the account currency
A non-interest-bearing foreign-currency current account for resident Indians to retain eligible receipts temporarily in dollars, pounds sterling, or euros.
variant-specific business, institutional, trade, or professional structure
Variant-specific: CDFFD ₹5 lakh
CDFFP ₹25 lakh
UNNATI ₹50,000
UTCA ₹1 lakh/₹5 lakh/₹10 lakh
New Current tiers ₹50,000–₹25 lakh+
collection/project accounts no minimum balance
Current accounts do not pay interest
CDFFD/CDFFP sweep balances earn the applicable term-deposit rate
Tier-specific published charges for New Current variants: ₹250/₹500/₹1,000/₹1,500/₹2,000 plus for Pearl/Emerald/Ruby/Sapphire/Diamond
other products follow the applicable Union Bank schedule
CDFFD/CDFFP cheque book available
UNNATI 100 leaves/year
Union Udaan unlimited
New Current tiers 50/100/200/300/unlimited leaves per quarter
CDGEN supports cheque writing
Variant-specific: CDFFD/CDFFP Signature or RuPay Select
CDGEN Classic
UNNATI RuPay Platinum
New Current tiers range from RuPay Select/Visa Signature to RuPay HNI Emperio metal
has no card
Value awaiting review
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.
bob ADVANTAGE Current AccountBank of Baroda
bob Current Account for LIC/Other InsuranceBank of Baroda
bob Current Account for Other BanksBank of Baroda
bob DIAMOND Current AccountBank of Baroda
bob Escrow Current Account SchemeBank of Baroda
bob Family Current Accounts SegmentBank of Baroda
bob GOLD Current AccountBank of Baroda
bob Govt Bodies Current AccountBank of Baroda
bob LITE Current AccountBank of Baroda
bob PLATINUM Current AccountBank of Baroda
bob PREMIUM Current AccountBank of Baroda
bob RERA Current Account SchemeBank of Baroda
bob RHODIUM Current AccountBank of Baroda
bob Scale-Up Current AccountBank of Baroda
bob SMART Current AccountBank of Baroda
bob Start-up Current AccountBank of Baroda
bob SUPREME Current AccountBank of Baroda
bob WOMEN POWER Current AccountBank of Baroda
