the current debit-card application form also lists a bob EaseMyTrip RuPay/ option.
Maximum ₹50,000 per day.
Value awaiting review
India
the current product page does not publish a separate international card-usage rule for this variant. Its international flight, hotel and lounge benefits are partner-programme benefits and should not be treated as proof of overseas transaction enablement.
Accessible RuPay Platinum debit card for visually impaired customers, with raised Braille identification and a tactile orientation notch.
₹300 plus taxes.
First year free
₹300 plus taxes from the second year.
RuPay Platinum variant.
cash withdrawal ₹50,000 per day
/e-commerce ₹1,00,000 per day
prepaid wallet money-add limit ₹500 per transaction and ₹2,000 per day, up to 4 adds per day
stored balance maximum ₹2,000
offline purchase count maximum 20 per day.
Value awaiting review
Domestic and international usage. International transactions are supported at / terminals displaying Discover, Diners Club International or Pulse logos
the physical gift card is valid for 1 year from issue or until the printed expiry date. Issuance is ₹50 for a ₹500–₹2,000 load and ₹100 for a ₹2,001–₹10,000 load, excluding .
RuPay
and e-commerce purchases up to available balance
cash withdrawal is not permitted
Value awaiting review
India-only RuPay acceptance at participating merchant outlets and e-commerce platforms
the virtual gift card is valid for 1 year from issue or until the printed expiry date. The official states there is no issuance or revalidation charge.
RuPay
Online e-commerce purchases up to the available balance or ₹10,000, whichever is lower
cash withdrawal is not permitted
Value awaiting review
India-only RuPay e-commerce acceptance
the virtual card is for online transactions and cannot be used for cash withdrawal.
physical-card conversion attracts the applicable physical-card fees
↓
Value awaiting review
Visa Classic Virtual, Visa Platinum Virtual and RuPay Platinum Virtual
Online e-commerce transactions only while virtual
on physical conversion, Visa Classic ₹25,000/e-commerce ₹50,000, Visa Platinum ₹50,000/e-commerce ₹2,00,000, RuPay Platinum ₹50,000/e-commerce ₹1,00,000
Value awaiting review
Online e-commerce use only while virtual
the page does not publish a separate international rule for the virtual form. If converted to a physical card, the listed Visa Classic, Visa Platinum and RuPay Platinum variants support domestic and international usage.
the page publishes a flat ₹50 card charge excluding .
BOI prepaid gift card accepted at all and e-commerce merchants across India
contactless transactions work at enabled merchants.
Each purchase is limited to the available balance on the card
cash withdrawal is not permitted.
Not applicable to the published product use case: the gift card is accepted at Indian /e-commerce merchants and the official page does not publish foreign-currency use or a forex markup.
Available through Bank of India branches in India
the reviewed official pages publish no state or territorial exclusion.
The current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable
it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.
₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants
applicable is extra.
RuPay Select.
: ₹50,000 per day domestically/internationally. Domestic + e-commerce: ₹2,00,000 per day. International : ₹2,00,000 per day.
Value awaiting review
Issued through Bank of India account channels
the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.
The current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable
it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.
₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants
applicable is extra.
Visa.
: ₹1,00,000 per day domestically/internationally. Domestic + e-commerce: ₹2,50,000 per day. International : ₹2,50,000 per day.
Value awaiting review
Issued through Bank of India account channels
the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.
The current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable
it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.
₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants
applicable is extra.
Visa.
: ₹1,00,000 per day domestically or equivalent abroad. Domestic/international + e-commerce: ₹5,00,000 per day or equivalent abroad.
Value awaiting review
Issued through Bank of India account channels
the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
Stand-alone business credit card for eligible Micro enterprises
Value awaiting review
Value awaiting review
RuPay
Published card limit: ₹50,000 minimum to ₹5,00,000 maximum. The reviewed page does not publish a separate daily, per-transaction or cash-withdrawal limit.
Value awaiting review
India — offered through home branches and the JanSamarth government-schemes route
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
MasterCard, Maestro or Visa acceptance logos are supported at the international described by
the page does not identify one exclusive network variant for the product.
cash up to ₹40,000
PoS and online purchases up to ₹75,000
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
International / overseas usage (as described in the product summary)
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
RuPay condition published for the card's insurance and offer eligibility
Domestic cash: ₹100 minimum and up to ₹1,00,000 daily. International cash varies by country, capped at the foreign-currency equivalent of ₹1,00,000. Domestic PoS/online maximum is ₹5,00,000 daily
international PoS is capped at the equivalent of ₹1,00,000 per day and ₹1,50,000 per month, while international e-commerce is available only at select websites.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
International debit-card charges: balance enquiry at an ₹25 +
international cash withdrawal ₹100 minimum plus 3.5% of the transaction amount +
international /e-commerce transaction 3% of the transaction amount + .
India
presents both products as domestic business debit-card variants in its India /Personal Banking catalogue. No separate overseas-territory list is published on the reviewed pages.
International debit-card charges: balance enquiry at an ₹25 +
international cash withdrawal ₹100 minimum plus 3.5% of the transaction amount +
international /e-commerce transaction 3% of the transaction amount + .
India
presents both products as domestic business debit-card variants in its India /Personal Banking catalogue. No separate overseas-territory list is published on the reviewed pages.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹10 in ₹10 multiples
maximum chip balance ₹2,000
overall balance up to ₹3,000 for or ₹10,000 for Small PPI
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
other reviewed catalogue entries do not publish a separate annual fee
HNI Emperio: RuPay programme
Empower Her: RuPay
qSPARC: RuPay
Business Platinum: Visa
Platinum: RuPay, Visa or Mastercard
HNI Emperio ₹2 lakh and ₹5 lakh /e-commerce daily
Empower Her ₹75,000 and ₹1.5 lakh /e-commerce daily
Platinum ₹75,000 , ₹1.5 lakh /e-commerce, contactless ₹5,000 per transaction and ₹15,000/day
Value awaiting review
India and network acceptance locations
qSPARC additionally supports Indian transit, toll and parking use
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral.
Bank of Baroda EaseMyTrip Debit CardBank of Baroda
Baroda NCMC Prepaid CardBank of Baroda
bob World SapphireBank of Baroda
SBI State Bank Achiever CardState Bank of India
SBI State Bank eZ-Pay CardState Bank of India
SBI State Bank Foreign Travel CardState Bank of India
SBI State Bank Gift CardState Bank of India
SBI NRI Family CardState Bank of India
