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Debit cards

Compare debit-card fees, networks and transaction limits.

12 products

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₹200 plus GST from the second year
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2 Reward Points per ₹200 on eligible spend, with published bonus categories
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₹250 plus GST from the second year
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2 Reward Points per ₹200 on eligible spend, with published activation, milestone and bonus categories
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SBI HPCL Everyday Debit CardState Bank of India
₹350 plus GST from the second year
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  • 2 Reward Points per ₹200 on standard eligible spend
  • 2× points at HPCL PoS, with separately published HP Pay Happy Coin benefits
One visit per quarter at selected domestic lounges
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6 Reward Points per ₹200 at IOCL outlets and 2 Reward Points per ₹200 on other eligible spend
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₹800 plus GST from the second year
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2 Reward Points per ₹200 on eligible PoS and e-commerce spend, with bonus categories and a 10,000-point monthly cap
Two visits per quarter at selected domestic lounges
₹250 plus GST from the second year
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₹399 plus GST from the second year
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One visit per year
₹325 plus GST from the second year
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2 Reward Points per ₹200 on eligible spend, with activation, milestone, birthday and international bonuses
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₹349 plus GST from the second year
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2 Reward Points per ₹200 on eligible spend, with activation, milestone, birthday and international-spend bonuses
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  • Nil issuance charge
  • ₹425 plus GST annual maintenance from the second year
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  • 1 Reward Point per ₹200
  • triple points for a quarter after at least three qualifying purchase transactions in that quarter
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  • Nil issuance charge
  • ₹425 plus GST annual maintenance from the second year
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  • 1 Reward Point per ₹200
  • double points for a quarter after at least three qualifying purchase transactions in that quarter
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SBI Virtual Debit CardState Bank of India
Nil issuance fee and nil annual maintenance charge
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Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.