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Payment services

Compare payment products and their transaction limits or charges.

8 products

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Prepaid gift card — virtual variant
No issuance or revalidation charge currently
↓
  • No annual fee is stated
  • the virtual gift card is valid for 1 year from issue or until the printed expiry date. The official states there is no issuance or revalidation charge.
Value awaiting review
RuPay
  • Online e-commerce purchases up to the available balance or ₹10,000, whichever is lower
  • cash withdrawal is not permitted
Value awaiting review
  • RuPay e-commerce platforms with two-factor authentication
  • balance enquiry through the prepaid portal or customer care
RuPay debit-cum-prepaid card
Value awaiting review
Value awaiting review
Value awaiting review
RuPay
  • cash withdrawal up to ₹50,000
  • purchase limit up to ₹1,00,000
Value awaiting review
Small payments, public transport, tolls, parking and metro passes through the prepaid functionality
  • Prepaid payment instrument
  • Full- card is reloadable and Gift Card is non-reloadable.
₹100 plus for a new prepaid or gift card.
₹150 plus per year for the prepaid/gift-card programme.
Value awaiting review
Value awaiting review
  • Full- prepaid card maximum loaded balance ₹2 lakh per card
  • Gift Card maximum ₹10,000 per card. Full- cash withdrawal is enabled
  • Gift Card withdrawal is not allowed.
Value awaiting review
Value awaiting review
  • Prepaid payment instrument
  • Full- card is reloadable and Gift Card is non-reloadable.
₹100 plus for a new prepaid or gift card.
₹150 plus per year for the prepaid/gift-card programme.
Value awaiting review
Value awaiting review
  • Full- prepaid card maximum loaded balance ₹2 lakh per card
  • Gift Card maximum ₹10,000 per card. Full- cash withdrawal is enabled
  • Gift Card withdrawal is not allowed.
Value awaiting review
Value awaiting review
SBI State Bank Achiever CardState Bank of India
Reloadable prepaid card for non-cash incentives and periodic payments.
₹150 +
Value awaiting review
  • Issuance/replacement ₹150 +
  • reload ₹10 + , or nil through RINB/
Visa
  • PoS and e-commerce purchases up to available balance
  • cash withdrawal unavailable
Value awaiting review
Value awaiting review
SBI State Bank eZ-Pay CardState Bank of India
Prepaid card in Indian rupees, reloadable and issued in association with Visa International for periodic payments.
₹150 +
Value awaiting review
  • Issuance/replacement ₹150 +
  • reload ₹10 + , or nil when loaded through RINB/
Visa
  • cash up to ₹40,000 per day
  • PoS/e-commerce up to available balance
  • PoS cash withdrawal ₹2,000 per transaction and ₹10,000 per month
Value awaiting review
Value awaiting review
SBI HPCL Everyday Debit CardState Bank of India
Debit card
₹350 +
₹350 plus from the second year
Value awaiting review
Mastercard Platinum variant benefits are described on the official page
  • Domestic: cash withdrawal up to ₹40,000 per day
  • up to ₹2,00,000 per day
  • e-commerce up to ₹2,00,000 per day
  • contactless up to ₹5,000 per transaction. International: cash withdrawal up to the equivalent of ₹40,000 per day
  • up to the equivalent of ₹2,00,000 per day
  • e-commerce up to equivalent of ₹1,00,000 per day and ₹1,50,000 per month.
Value awaiting review
Value awaiting review
SBI Virtual Debit CardState Bank of India
Virtual debit card
Nil
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Nil issuance fee and nil annual maintenance charge
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Value awaiting review
RuPay, Visa or Mastercard
  • ₹5,000 maximum per contactless tokenised payment
  • ₹50,000 daily e-commerce purchase limit
  • cash limit nil
Value awaiting review
  • E-commerce and tokenised contactless payments
  • no cash withdrawal

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.