the physical gift card is valid for 1 year from issue or until the printed expiry date. Issuance is ₹50 for a ₹500–₹2,000 load and ₹100 for a ₹2,001–₹10,000 load, excluding .
the virtual gift card is valid for 1 year from issue or until the printed expiry date. The official states there is no issuance or revalidation charge.
Value awaiting review
RuPay
Online e-commerce purchases up to the available balance or ₹10,000, whichever is lower
cash withdrawal is not permitted
Value awaiting review
RuPay e-commerce platforms with two-factor authentication
balance enquiry through the prepaid portal or customer care
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
Value awaiting review
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
Value awaiting review
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
Value awaiting review
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
Value awaiting review
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
Value awaiting review
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
currency-specific and over-counter fees, inactivity and shortfall fees, free purchase/balance-enquiry/replacement rows, and 3% cross-currency fee are detailed in the retained Mastercard table.
Visa, Mastercard
: 3 transactions and USD 3,000 equivalent
PoS: 20 transactions and USD 10,000 equivalent
online: 20 transactions and USD 10,000 equivalent
Up to nine currencies: , , , , , , SAR, SGD and , depending on the selected Visa or Mastercard variant
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹10 in ₹10 multiples
maximum chip balance ₹2,000
overall balance up to ₹3,000 for or ₹10,000 for Small PPI
no top-up fee
Value awaiting review
Value awaiting review
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.
Baroda NCMC Prepaid CardBank of Baroda
SBI State Bank Achiever CardState Bank of India
SBI State Bank eZ-Pay CardState Bank of India
SBI State Bank Foreign Travel CardState Bank of India
SBI State Bank Gift CardState Bank of India
SBI NRI Family CardState Bank of India
