Nationalised / public-sector banks
Indian Bank
Indian Bank offers trusted financial services in India including personal loans, home loans, saving accounts, credit cards, and secure digital banking services.
No product claims are published until official pages and controlling documents have been checked.
Official catalogue
Products and services
Insurance
Compare category →Credit Life Insurance Cover (Aditya Birla Sun Life)
Aditya Birla Sun Life credit-life protection for Indian Bank retail and selected loans, with a ₹5,000 minimum base cover and loan-linked reducing or level balance options.
Indian Bank Digital Motor Insurance (Two-wheeler & Four-wheeler)
Digital motor-insurance journey for private two-wheelers and four-wheelers, with real-time quotes from three general insurers, own-damage and third-party liability covers, and optional add-ons.
IB Vidyarthi Suraksha (with PNB MetLife)
Credit-life cover for an Indian Bank education loan, with ₹10,000 to ₹5 crore cover, a 90-day waiting period except accidental death and a one-time premium.
Credit Life Insurance Cover (Kotak Life)
Kotak Life credit-life cover for Indian Bank home, mortgage/property and education loans, with segment-specific sums assured and reducing-balance protection.
Indian Bank Life Insurance Partner Catalogue
Life-insurance distribution through , Life and Aditya Birla Sun Life, covering term, savings, whole-life, child, pension, annuity, key-person and product families.
Indian Bank Non-Life Insurance Partner Catalogue
General and standalone-health insurance distribution through Universal Sompo, United India, Chola MS and Niva Bupa, including motor, fire, marine, health, travel, property, cyber and business covers.
Personal, home, vehicle & other loans
Compare category →Agri Clinic and Agri Business Centres (ACABC)
Term finance for trained agriculture professionals establishing advisory, input, custom-hiring, animal-care, post-harvest and other agri-business ventures, with credit-linked subsidy.
Agricultural Godowns / Cold Storage
Term-loan and working-capital finance for new or expanded agricultural godowns, cold stores, market yards and silos.
Purchase of Drones for Agricultural Purpose
Farm-machinery finance for agricultural drones used for spraying, anti-locust treatment, fertiliser application and farmland mapping, including custom-hiring finance.
Compressed Bio Gas Plant Financing under SATAT
Project, working-capital and non-fund finance for compressed bio-gas plants under SATAT, with a 2-tonne-per-day minimum design capacity and published margin, tenor and security bands.
Dairy Loan
Term-loan and cash-credit finance for dairy units, milch animals, sheds, equipment, fodder and working capital under the Animal Husbandry model.
Food and Agro Processing
Term-loan and cash-credit finance for food and agro-processing projects, with project-cost, turnover or cash-budget assessment and collateral rules by exposure.
IB Education Loan (IBA)
IBA model education finance for recognised higher education in India or abroad, with need-based funding, course-linked moratorium and collateral/guarantee rules by loan amount and institution category.
IB Home Enrich
Repair and renovation finance for an owned residential dwelling, with a published ₹1 lakh–₹10 lakh range, 30% margin and repayment up to 10 years.
IB Home Improve
Home-improvement finance for household furniture, appliances, interiors, solar and related work, sized at up to 36 times gross monthly income and capped at ₹3 crore.
IB Home Loan
Indian Bank housing finance for buying, constructing, extending, renovating or taking over an eligible residential property, with repayment up to 30 years including the holiday period.
IB Home Loan Flexi
An overdraft-style home-loan facility with servicing and drawing power that reduces with principal repayment; surplus funds can be deposited and redrawn after full disbursement.
IB Home Loan Plus
Top-up finance for eligible existing Indian Bank home-loan borrowers, secured by the mortgaged property and linked to its realisable sale value.
IB Insta Cash
A salary-account overdraft for eligible employees, with a minimum monthly salary credit of ₹25,000, a one-year period and a limit of ₹25,000 to the lower of ₹2 lakh or two months' salary.
IB Loan against Sovereign Gold Bond
A one-year bullet loan secured by a pledge of eligible Sovereign Gold Bonds, with the eligible amount linked to the India Bullion and Jewellers Association 24-carat gold price.
IB Pension Loan
Personal finance for eligible pensioners whose pension account is maintained with Indian Bank, with amount linked to monthly pension credit and repayment up to 10 years subject to exit-age rules.
IB Plot Loan
Finance to purchase an ownership-based residential house site in an authority-approved layout, with area-based amount caps up to ₹12 crore and repayment up to 180 .
IB Professional Personal Loan
Term finance for recognised professionals with at least two years' experience, regular tax filing and a published ₹7.50 lakh minimum annual gross income.
IB Rent Encash
Secured finance against receivables from an eligible residential or commercial lease, with amount and tenor linked to lessee quality, location, rent and the unexpired lease period.
IB Rental
Finance against lease rentals from commercial or residential property, generally for loan requirements of ₹5 crore and above, secured by the property and assigned rental cash flows.
IB Skill Loan
Collateral-free finance for eligible vocational and skill-development courses delivered by recognised or Skill India Digital Hub training entities.
IB Vehicle Loan
Finance for new cars, new two-wheelers and used cars, with separate published amount, tenure, margin and income rules for each vehicle type.
IND AGRO MORTGAGE
Property-secured term finance up to ₹10 crore for genuine agriculture-business expansion, equipment and property needs.
IND AGRO Mortgage — Monthly Dropline OD Facility
Property-secured monthly dropline overdraft up to ₹10 crore for genuine agriculture-business needs, reducing monthly to liquidate by maturity.
Ind Mortgage
Property-backed finance for personal, household, medical, education and other bankable purposes, secured by an equitable mortgage of eligible immovable property.
Jewel Loan
Term-loan or overdraft finance against pledged gold jewellery for domestic, medical, family and other non-speculative needs, with customer-level ceilings and published bands.
Joint Liability Group (JLG) Loan
Collateral-free group credit for tenant and small farmers and other eligible micro borrowers, with mutual member guarantees and activity-based repayment from six to 60 months.
Kisan Credit Card (KCC) — Animal Husbandry and Fisheries
Revolving cash-credit support for short-term animal-husbandry and fisheries needs, with scale-of-finance assessment and collateral rules by limit.
KCC Gold Plus
Gold-backed revolving cash credit for owner-cultivators, assessed on District Level Technical Committee scale of finance up to ₹25 lakh.
Kisan Credit Card (KCC)
Revolving crop and allied-activity credit for cultivation, post-harvest needs, household consumption and farm-asset maintenance, with a five-year validity.
Kisan Gold backed Farm Credit (IND KGFC) for Allied Activities
Gold-backed running credit for agricultural allied activities, with activity-based cash-flow periods and a maximum aggregate limit of ₹50 lakh.
Kisan Gold backed Farm Credit (IND KGFC) for Crop Cultivation
Gold-backed running farm credit for crop cultivation, with a maximum aggregate limit of ₹50 lakh and annual renewal.
IND Krishi Infra Fund (Agriculture Infrastructure Fund)
Term finance for post-harvest management and community farming infrastructure, with benefits, three-percent interest subvention and credit-guarantee support.
IND Krishi Vaahan
Fixed-rate term finance for tractors and farm machinery used in custom-hiring agricultural support services, with , net-worth, productive-hours and conditions.
Ind Lakhpati Didi Scheme
Need-based term finance of ₹75,000–₹5 lakh for women members establishing -eligible agriculture and allied enterprises.
Loan / OD against NSC, KVP, RBI Relief Bonds and LIC Policies
Term-loan or overdraft finance secured by eligible National Savings Certificates, Kisan Vikas Patra, Relief Bonds or policies for permitted bankable purposes.
Loan/OD/Credit Card against Deposit
Online term loan, overdraft or Visa/
OD against Gold Jewels
A revolving overdraft limit secured by pledged gold jewellery, with 75% value-based financing or the per-gram advance value, whichever is lower.
IND PASHUDHAN Mitra — Animal Husbandry Infrastructure Development Fund (AHIDF)
Term finance for dairy, meat, feed, breeding, veterinary and animal-waste infrastructure, with interest subvention and security coverage rules.
IND KISAN SAUR SHAKTHI — PM KUSUM Component A
Term finance for 500 kW–2 MW decentralised grid-connected renewable power plants on eligible land backed by a DISCOM power-purchase agreement.
IND KISAN SAUR SHAKTHI — PM KUSUM Components B&C
Term finance for -KUSUM solar pumps, with government assistance, farmer contribution and collateral concessions for smaller limits.
IND KISAN SAUR SHAKTHI — PM KUSUM Component C Feeder-level Solarisation
Term finance for feeder-level solarisation of grid-connected agricultural pumps, secured by the project, receivables and a DISCOM power-purchase agreement.
Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY)
Term-loan and cash-credit support for formalising fisheries value chains, aquaculture insurance, safety and quality systems, with performance grants and project-report assistance.
IND Micro Food Processing Enterprises (PMFME)
PMFME-linked term finance for formalising and upgrading micro food-processing businesses, with credit-linked subsidy and group infrastructure grants.
Pradhan Mantri Matsya Sampada Yojana (PMMSY)
Term-loan and cash-credit finance for aquaculture, mariculture, fisheries infrastructure and value addition under , with category-based government assistance.
IB Produce Marketing Loan — Loan Against eNWRs
Demand-loan or working-capital finance against electronic Negotiable Warehouse Receipts issued by an approved e-repository.
RBD Secured OD
Property-secured overdraft up to ₹2 crore for agriculture-business working capital, reviewed or renewed annually.
Reverse Mortgage
Residential-property-backed reverse mortgage for senior homeowners, paid as an annuity for up to 15 years while the borrower or spouse can continue living in the home.
Salary Loan — IB Clean Loan to Salaried Class
Unsecured term-loan or overdraft finance for permanent salaried employees, with 20-times gross-salary assessment and separate salary-credit/
SHG Bank Linkage Programme — Direct Linkage to SHGs
Staged credit linkage for Self Help Groups, starting at six times existing corpus or ₹1.5 lakh and progressing through corpus/
SHG Grihalakshmi — Housing Loan to SHG Members
Individual housing finance recommended by an eligible , for house construction/purchase, sheds and specified repairs or economic-use improvements.
SHG Shakti
Term-loan and cash-credit support for established Self Help Groups undertaking allied agriculture, food processing, manufacturing, services or trade activities.
IB Star Agro Mills (Rice Mill, Dhal Mill, Oil Mill and Flour Mill)
Term-loan and cash-credit finance for rice, dhal, oil and flour mills, with project-cost assessment, published working-capital margins and availability.
Tarun Plus Scheme
Term-loan and working-capital finance above ₹10 lakh up to ₹20 lakh for repeat Tarun borrowers, including eligible agriculture-allied activities.
Financing Agriculturists for Tractors and Farm Machinery
Agricultural finance for tractors, trailers, implements, power tillers and pre-owned tractors, with acreage, margin and repayment rules published by the bank.
Debit, prepaid, forex & payment services
Compare category →Indian Bank Cricket Association of Bengal Co-branded Reloadable Prepaid Card
General-purpose reloadable prepaid card for , , e-commerce and mass transit, available as full- or minimum- with ₹2 lakh or ₹10,000 balance limits.
Indian Bank RuPay Gift Card
RuPay prepaid gift card accepted at merchant and online establishments, with up to ₹10,000 value per card and optional virtual issuance.
Indian Bank IB DIGI RuPay Classic Debit Card
RuPay Classic debit card for IB DIGI accounts with ₹10,000 /
Indian Bank IB DIGI RuPay Classic Contactless Debit Card
Contactless RuPay Classic card for IB DIGI accounts with ₹10,000 /
Indian Bank KMUT RuPay Classic Debit Card — Contactless
RuPay Classic contactless debit card for Kalaignar Magalir Urimai Thittam beneficiaries with ₹10,000 /
Indian Bank Mastercard E-purse Debit Card
Mastercard wallet-style debit card that can be gifted, funded through Internet Banking or IndSMART and used to manage an allowance or budget.
Indian Bank Mastercard World Debit Card — Contact
International Mastercard debit card with ₹50,000 and ₹1,00,000 /
Indian Bank Mastercard World Platinum Debit Card — Contactless
International Mastercard World Platinum contactless card with ₹50,000 , ₹1,00,000 /
Indian Bank MUDRA RuPay Card
RuPay card linked to working-capital finance for eligible borrowers, with ₹10,000 /
Indian Bank PMJDY RuPay Debit Card — Contact
RuPay contact debit card for PMJDY customers with ₹25,000 /
Indian Bank PMJDY RuPay Debit Card — Contactless
Contactless RuPay PMJDY debit card with ₹25,000 /
Indian Bank Reloadable Prepaid Card
General-purpose reloadable prepaid card with full- balance up to ₹2 lakh or minimum- balance and monthly loading/
Indian Bank RuPay Classic Contactless Debit Card (NCMC)
RuPay Classic contactless debit card with ₹25,000 /
Indian Bank RuPay International Platinum Debit Card
International RuPay Platinum card with ₹1,00,000 and ₹2,00,000 limits, selected-country use and insurance; no complimentary lounge from 1 April 2026.
Indian Bank RuPay Kisan Card — Contactless
RuPay contactless card for Kisan account holders with ₹10,000 and ₹15,000 limits, ₹5,000 contactless purchases and no .
Indian Bank RuPay Platinum Debit Card — Contact
Domestic RuPay Platinum contact debit card with ₹50,000 and ₹1,00,000 limits, insurance and partner offers; complimentary airport lounge access ended 1 April 2026.
Indian Bank RuPay Platinum Debit Card — Contactless
RuPay Platinum contactless card with ₹50,000 , ₹1,00,000 , ₹5,000 contactless limit and an offline wallet.
Indian Bank RuPay Select Debit Card — Contactless
Premium RuPay Select debit card with ₹50,000 , ₹1,00,000 , ₹10 lakh accident cover, quarterly lounge after ₹5,000 spend and lifestyle privileges.
Indian Bank IB Rupee Key RuPay On-the-go Smart Keychain
Add-on RuPay contactless keychain with tap-to-pay up to ₹5,000 without , app controls and customer-set limits.
Indian Bank Senior Citizen Debit Card — Contact
Photo, blood-group and date-of-birth debit card for senior citizens with ₹25,000 , ₹50,000 and no annual maintenance charge.
Indian Bank Singara Chennai NCMC Prepaid Card
No- RuPay card for Chennai Metro, buses and metro parking, with ₹2,000 maximum balance, ₹50 + issuance and no online or use.
Indian Bank Zero-KYC Prepaid Card for Mass Transit (NCMC)
No- RuPay prepaid transit card for offline metro, bus, rail, waterway, toll and parking payments, with ₹2,000 maximum balance and ₹50 + issuance.
Fixed & recurring deposits
Compare category →Indian Bank Capital Gains Term Deposit
Capital Gains Account Scheme deposit with Deposit A savings and Deposit B cumulative or non-cumulative term-deposit options, ₹1,000 minimum and seven-day to three-year period.
Indian Bank FCNR (B) Deposit Account
Foreign Currency Non-Resident deposit in or MMD form, held in the deposit currency with tax-free interest, one- to five-year terms, no stated minimum or maximum and loans subject to margin rules.
Indian Bank Fixed Deposit
Fixed-term deposit from ₹1,000 with no maximum amount, six months to ten years, quarterly or discounted monthly interest, automatic renewal, loan, nomination and preclosure options.
Indian Bank IND Flexi Recurring Deposit — NRE / NRO
Variable-installment /
Indian Bank IB Tax Saver Scheme
Five-year tax-saving fixed or money-multiplier deposit from ₹1,000 to ₹1,50,000, with quarterly or discounted monthly interest, nomination and no loan or foreclosure.
Indian Bank IND Rupee Gain
Foreign-currency deposit combined with a forward contract; maturity is converted into at the contracted forward rate and credited to the savings account, with a ₹10,000 -equivalent minimum and tax-free repatriable proceeds.
Kisan Vikas Patra (KVP)
Government of India Kisan Vikas Patra distributed through Indian Bank, with a published 115-month (9 years 7 months) term and ₹1,000 minimum in ₹100 multiples.
Indian Bank IND Millionaire Recurring Deposit Account — NRE
recurring deposit targeting ₹10 lakh and multiples at maturity, with one- to ten-year terms and published monthly instalment examples based on prevailing rates.
Indian Bank Money Multiplier Deposit
Quarterly-compounding money-multiplier term deposit from ₹1,000 for six months to normally ten years, with renewal, loan, nomination and preclosure subject to penalty.
Indian Bank NRE FD / Money Multiplier / Recurring Deposit
Rupee fixed, money-multiplier and recurring deposits with one- to ten-year terms, freely repatriable maturity, loan subject to margin and nomination.
National Savings Certificate VIII Issue (NSC)
Government of India five-year National Savings Certificate distributed through Indian Bank, from ₹1,000 in ₹100 multiples with no maximum ceiling and quarterly-notified interest.
National Savings (Monthly Income Account) Scheme (NSMIS)
Government of India five-year monthly-income scheme through Indian Bank, with 7.4% p.a. rate shown for April–June 2026, ₹1,000 multiples and rule-based premature-closure deductions.
National Savings Time Deposit Scheme (NSTDS)
Government of India one-, two-, three- or five-year time-deposit scheme through Indian Bank, with April–June 2026 rates of 6.9%, 7.0%, 7.1% and 7.5% p.a. respectively.
Public Provident Fund (PPF)
Government of India Public Provident Fund account through Indian Bank with ₹500 minimum, ₹1,50,000 annual maximum and 15-year tenure.
Indian Bank Recurring Deposit
Monthly recurring deposit from ₹100, in three-month multiples, for six months to normally ten years with quarterly compounding and loan, foreclosure and nomination facilities.
Senior Citizens Savings Scheme (SCSS)
Government of India Senior Citizens Savings Scheme through Indian Bank, with ₹1,000 minimum, ₹30 lakh maximum and quarterly-notified interest; loans against are not permitted.
Indian Bank Short Term Deposit
Short-term maturity deposit from ₹1,000 in seven to 180 days, with principal and interest paid at maturity and published senior-citizen, staff and ex-staff premiums.
Indian Bank Special FCNR(B) Deposit Scheme
special (B) deposit available through 30 September 2026 for three published tenors, with slab-based rates, one-year lock-in and explicit premature-closure rates.
Sukanya Samriddhi Account (SSA)
Government of India Sukanya Samriddhi account through Indian Bank for a girl child below 10, with ₹250–₹1,50,000 yearly contributions, 15-year deposit period and 21-year maturity.
Indian Bank Variable Recurring Deposit
Three-year recurring deposit that starts at ₹500 and lets the depositor vary later monthly instalments up to ₹10 lakh, with quarterly compounding and no penal interest for delayed instalments.
Savings, current & salary accounts
Compare category →Indian Bank IND Corp SB Elite Corporate Salary Account
Corporate payroll savings package for confirmed employees aged 18–60, requiring six months’ service and ₹5,000 quarterly average balance for Elite benefits, with ₹30 lakh personal-accident cover.
Indian Bank IND FAMILY Savings Account
Family-linked savings account pooling balances across linked members into Diamond ₹50,000, Ruby ₹2,00,000 or Emerald ₹5,00,000 FMAB tiers, with term-deposit waiver options.
Indian Bank IND-GIG CHAMPION Savings Account
Zero-balance savings account for resident gig workers with ₹5 lakh group personal-accident cover, digital banking, free digital transfers, RuPay Classic card and a ₹8,000 daily total-credit cap.
Indian Bank IND GURUDEV Teacher Savings Account
Teacher savings account for professionals earning at least ₹15,000 gross monthly, with nil balance, 50 free cheques, RuPay Platinum card and published insurance benefits.
Indian Bank IND PENSION-PRIME PLUS Savings Account
Nil-balance pension account with 20 free cheque leaves, free digital transfers, in-built overdraft up to ₹1 lakh or one month’s pension and pension-loan limits based on monthly pension credit.
Indian Bank IND PRO Professional Savings Account
Three-tier professional savings account (Silver, Gold and Platinum) with ₹25,000–₹5,00,000 options and graduated group personal-accident cover.
Indian Bank IND Salary Sampoorna Plus Account
Five-tier salary account with ₹25,000–₹2,00,000 minimum monthly net-salary bands, nil balance requirement and published group accident and term-life cover.
Indian Bank IND Salary Suraksha Account
Salary account with ₹20,000 or ₹25,000 variants, ₹1 lakh health cover and up to ₹50 lakh air-accident cover, plus free RuPay Platinum card and digital transfers.
Indian Bank IND SHAKTI Women’s Savings Account
Women-focused savings account with Silver ₹25,000 and Gold ₹1,00,000 benefit tiers, curated RuPay card offers and ₹5 lakh/
Indian Bank Ordinary Current Account
Ordinary current account with quarterly average balance of ₹5,000 in metro/
Indian Bank PMJDY / Basic Savings Bank Deposit Account
Basic savings account for individuals with nil average monthly balance, nil non-maintenance charge, free mandatory and free digital access under the published PMJDY/BSBDA terms.
Indian Bank Savings Bank Account
Savings account with nil minimum balance, no non-maintenance charge, RuPay debit card, cheque and digital banking access; the applicable savings rate is published in Indian Bank's live rate schedule.
Indian Bank Small Account
Small savings account with nil balance requirement and withdrawal-slip/passbook operation, opened using the prescribed simplified documents or self-attested photograph/signature route described by Indian Bank.
accounts
Compare category →Indian Bank IND D'Elite NRE Savings Account
Ultra-premium savings account with international and domestic lounge access, airport pickup/drop, insurance, priority banking and three published /term-deposit qualification options.
Indian Bank IND Plus NRE Savings Account
savings account with domestic lounge access, higher shopping/ limits, debit-card rewards and three published /term-deposit qualification options.
Indian Bank IND Premium NRE Savings Account
Premium savings account with domestic and international lounge access, air-accident cover, premium debit card and three published qualification options.
Indian Bank NRE Savings Account
Rupee-denominated savings account funded from abroad or eligible / transfers, with freely repatriable funds, tax-free interest and resident-close-relative operation on former-or-survivor basis.
Indian Bank NRO Account
Non-Resident Ordinary account available as current, savings, recurring or term deposit, with taxable interest and repatriation up to USD 1 million per financial year after applicable taxes.
Indian Bank NRO SB Account — Foreign Students
Restricted savings account for foreign students, funded only by inward remittances and grants or scholarships, with temporary ₹87,000 credit and ₹50,000 withdrawal caps until local address proof is supplied.
Indian Bank Resident Foreign Currency (RFC) Account
Foreign-currency account for returning Indians, accepting eligible overseas assets, / transfers, foreign-currency notes, travellers cheques, pension and inheritance in seven published currencies.
Indian Bank IB Seafarer Account NRE SB
Premium savings account for foreign-shipping seafarers, with published /term-deposit options, RuPay Select rewards and lounge privileges, free payment services and Retail access.
Indian Bank Special Non-Resident Rupee Account (SNRR)
Non-interest-bearing account for a non-resident’s India business transactions, with repatriable balances and a contract-linked tenure capped at seven years except for specific-purpose accounts.
Credit cards
Compare category →Indian Bank One Co-Branded Credit Card
Mobile-first metal co-branded card controlled by the OneCard app, with lifetime-free pricing, in-app and rewards that do not expire.
Indian Bank RuPay Classic Credit Card
RuPay Classic card with ₹10,000–₹25,000 revolving limit, 25% cash limit and no reward-points or lounge programme.
Indian Bank RuPay Platinum Credit Card
RuPay Platinum card with ₹25,001–₹1,99,000 revolving limit, 40% cash limit, lounge access and one point per ₹100 spent.
Indian Bank RuPay Select Credit Card
RuPay Select card with ₹2,00,000 and above revolving limit, lounge access, 40% cash limit and one point per ₹100 spent.
Indian Bank Secured Credit Card (Visa / RuPay)
Secured Visa or RuPay card issued against a lien-marked term deposit; minimum card limit ₹25,000 or up to 90% of deposit value, as requested.
Indian Bank Visa Bharat Credit Card
Entry-level Visa card with ₹10,000–₹19,999 revolving limit, 25% cash limit and no reward programme or facility.
Indian Bank Visa Business Credit Card
Business Visa card for corporate expense management with requested revolving limit, 40% cash limit and ₹500 annual membership fee from year two.
Indian Bank Visa Gold Credit Card
Visa Gold card with ₹20,000–₹99,999 revolving limit, and add-on cards, and one reward point per ₹100 spent.
Indian Bank Visa Platinum Credit Card
Visa Platinum card with ₹1,00,000 and above revolving limit, 40% cash limit, lounge access and one point per ₹100 spent.
Primary registry evidence
Reserve Bank of India directory
The RBI directory establishes the institution’s classification and registry identity. Product availability and terms are checked separately on the bank’s current India operation.