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Credit cards

Indian Bank One Co-Branded Credit Card

Mobile-first metal co-branded card controlled by the OneCard app, with lifetime-free pricing, in-app and rewards that do not expire.

RewardsRewards are earned on all spends, do not expire and can be redeemed in the OneCard app; points conversion is not published on the reviewed page.OffersLocation-based offers surfaced through the OneCard app; merchant categories and values are dynamic.Annual / renewal feeLifetime free: no joining or annual fees.
Official product page ↗Compare category

Quick eligibility check

Indian Bank One Co-Branded Credit Card

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Applicants are assessed by Indian Bank and One Consumer Services?

Published source: Eligibility

2Document checkDo you have this required document or proof: Application, KYC and any income documents requested in the OneCard app?

Published source: Eligibility
0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Annual / renewal feeLifetime free: no joining or annual fees.View source
The official page labels the card lifetime free with no joining or annual fees.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Features at a glance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Fee waiverNo waiver condition required because the page states no joining or annual fees.View source
The card is described as lifetime free.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Features at a glance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
EligibilityApplicants are assessed by Indian Bank and One Consumer Services; the reviewed page does not publish numeric age, income or credit-limit criteria.View source
The partnership and app-controlled issuance are published; numeric criteria are not.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Description and features
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
RewardsRewards are earned on all spends, do not expire and can be redeemed in the OneCard app; points conversion is not published on the reviewed page.View source
The official page states never-expiring rewards earned on all spends and in-app redemption.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Features at a glance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
OffersLocation-based offers surfaced through the OneCard app; merchant categories and values are dynamic.View source
The product page lists GPS-based offers near the cardholder.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Features at a glance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • No joining or annual fee
  • Instant virtual issuance and app controls
  • In-app conversion
  • Rewards do not expire and redeem in-app
  • Location-based offers, family dashboard and subscriptions hub

Eligibility

  • The reviewed page does not publish age, income, credit-limit or document thresholds; approval is subject to Indian Bank and One Consumer Services assessment.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application, and any income documents requested in the OneCard app

Related official documents

Indian Bank One Co-Branded Credit Cardofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Credit-card interest estimate

See roughly how much interest may be added if part of the card bill remains unpaid for one month.

Interest added for one month₹1,750one thousand seven hundred fifty rupees
Balance after that interest₹51,750fifty-one thousand seven hundred fifty rupees
Monthly rate × 1242%

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Pricing · Published detailLifetime free; no joining or annual fees

This value is copied from Indian Bank One Co-Branded Credit Card — published features. Check the table notes before relying on it.

Source: Indian Bank One Co-Branded Credit Card · Features at a glance Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsIndian Bank One Co-Branded Credit Card — published featuresView tableHide table

Scroll sideways to view every column

Indian Bank One Co-Branded Credit Card — published features
ParameterPublished detail
PricingLifetime free; no joining or annual fees
FormMobile-first metal card with instant virtual issuance
ControlsManaged through the OneCard app
In-app conversion
RewardsEarn on all spends; rewards never expire; redeem in app
OffersLocation-based offers using GPS
FamilyFamily dashboard to share credit limit
SubscriptionsSubscriptions hub to add and manage subscriptions
Income / age / / networkNot published on reviewed feature page; linked / control
Indian Bank One Co-Branded Credit Card · Features at a glance · accessed 31 Aug 2026Open official source ↗

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