Set up or purchase ready-possession clinics and hospitals
expand, renovate or modernise existing hospitals/facilities
buy new medical diagnostic or office equipment
or meet working-capital needs including medicine stocks.
Regulatory or expanded in healthcare may apply
real-estate projects are excluded, promoters/owners must not be , and at least one promoter/director (for a non-individual) or doctor must have a qualification in a branch of medical science.
Minimum ₹5 lakh. Maximum by centre: rural ₹25 lakh
semi-urban ₹6 crore
urban ₹12 crore
metro ₹30 crore.
The product page links pricing to the Repo rate or . In the current matrix, regulatory limits through ₹25 lakh use + Strategic Premium () with spreads varying by amount and micro/small/medium band
above ₹25 lakh to ₹7.50 crore, regulatory formulas range from + 0.30% to + + 7.45%, while non-regulatory formulas range from + 0.45% to + + 7.45%, by and hard-security coverage. is 7.90% p.a. and is 0.25% effective 6 December 2025. The product page does not assign an individual borrower to a band
the scheme ceiling also extends above the reviewed matrix, so no single rate is derived.
Collateral-free loans up to ₹200 lakh are eligible for guarantee cover.
For a matching funded/non-funded working-capital limit, the tariff is nil up to ₹25,000
above that it is 0.20% for 1–2, 0.30% for 3–4, 0.35% for 5, 0.40% for 6 and 1.00% for 7 or below. Priority-sector cap: ₹35 lakh
exporter cap: ₹17.50 lakh
other advances: no cap. For a demand/term/DPG facility over 1 year, the fresh-sanction tariff is nil up to ₹25,000
other advances: no cap. Term-loan review is 0.10% without cap. Charges exclude . The product page does not publish the sanctioned rating, priority/export status or term applicable to an individual proposal.
units engaged in contractor or subcontractor activity, plus other entities with annual sales turnover up to ₹250 crore.
₹10 lakh minimum
₹30 crore maximum including fund/non-fund based limits
Competitive pricing linked to the repo rate or
no numeric borrower rate or spread is published on the reviewed page.
25% overdraft
20% bank guarantee/letter of credit
For the scheme's matching funded or non-funded working-capital limit, the current tariff is nil up to ₹25,000. Above ₹25,000, fresh-sanction/review rates are 1–2: 0.20%
3–4: 0.30%
5: 0.35%
6: 0.40%
7 and below: 1.00%. The priority-sector cap is ₹35 lakh and exporter cap ₹17.50 lakh
other advances have no cap. is extra. The scheme page publishes a ₹10 lakh minimum and ₹30 crore maximum exposure but no sanctioned or borrower-specific fee.
Credit for contractors executing civil-engineering works awarded by or civic agencies operating in the Brihan Mumbai Metropolitan Region.
Contractors of any constitution engaged in civil-engineering contracts awarded by /civic agencies in the Brihan Mumbai Metropolitan Region must be registered with those agencies, and their Bank of Baroda accounts must also be registered with them.
The published ₹40 crore constitution-wise exposure ceiling applies to proprietary concerns, partnership firms, trusts and societies. Mobilisation-advance guarantees are generally limited to 20% of the total bank-guarantee facility
an Executive Director may approve relaxation.
The scheme page says pricing follows and CR guidelines. The matrix publishes regulatory/non-regulatory formula bands through ₹7.50 crore, including and hard-security conditions
for proposals above ₹7.50 crore, the official rate page's CR table covers ₹7.50 crore–₹100 crore. Regulatory pricing in that band is + 0.50% to + 6.00% by CR
non-regulatory pricing is + + 1.00% to + + 7.00%. The scheme page's ₹40 crore ceiling is limited to specified legal constitutions, not a universal sanctioned amount. A final rate still depends on the applicable exposure, regulatory status, rating and security.
Overdraft: 25% of chargeable current assets. Bank guarantee: cash margin 10%–25%, property market value at least 15% of the guarantee facility, and 100% cash margin for guarantees covering disputes or court cases.
For the scheme's matching working-capital /FB-NFB limit, the tariff is nil up to ₹25,000
above that, fresh/review charges are 0.20% for 1–2, 0.30% for 3–4, 0.35% for 5, 0.40% for 6 and 1.00% for 7 or below. Priority-sector cap: ₹35 lakh
exporter cap: ₹17.50 lakh
other advances: no cap. The page states the requirement for regulatory/expanded aggregate limits above ₹25 lakh to ₹7.50 crore. Charges exclude . The related bank guarantee has a separate commission schedule below.
Post-sale working-capital finance through purchase of bills drawn under a letter of credit or confirmed order, discounting of usance bills, negotiation of L/C documents and purchase of cheques
collection agency services are also available.
Corporate and non-corporate clients, including businesses that do not already bank with Bank of Baroda, subject to appraisal and sanction.
Value awaiting review
Value awaiting review
Bills drawn under a letter of credit or confirmed order, usance bills and negotiated documents are the stated transaction basis
no separate collateral or guarantee requirement is published.
Value awaiting review
Working-capital advances are usually sanctioned for up to 1 year, subject to satisfactory annual renewal
Bill/invoice discounting for eligible vendors and sub-vendors supplying investment-grade anchor corporates, providing finance with reduced or no collateral requirements.
Large manufacturers/service providers: turnover ₹200–₹2,000 crore, external rating BBB or higher, positive operating profit for at least 3 years and minimum 5-year establishment. Small manufacturers/service providers or sub-vendors: turnover ₹50–₹200 crore, positive operating profit for at least 2 years, minimum 3-year establishment and 1–5.
New or existing food and agro-based processing units, including takeovers from other banks. Eligible constitutions include individuals, proprietorships, partnerships, private/public companies and .
Aggregate benefits and facilities up to ₹100 crore.
↑
Rate of interest depends on hard-security coverage and the internal credit rating
the page publishes no fixed percentage or benchmark spread.
Stocks/book debts: 25%
new plant and machinery: 25%
old plant and machinery: 40%
land and building: 30%
10% cash margin for specified government-authority bank guarantees for custom milling/raw-material procurement.
The page publishes various concessions on charges, including processing and documentation charges, but no fixed rupee amount or percentage.
Working-capital facilities: 12 months. Term loans: up to 144 months case by case, subject to annual review.
Individuals, proprietorships, partnerships, and companies, including existing Bank customers and non-customers, for cash-flow-based Micro and Small Enterprise financing. The digital channel is available 24×7.
Facilities above ₹10 lakhup to ₹200 lakh (₹2 crore).
The product page describes the rate as attractive but does not publish a numeric , spread or benchmark for bob Digi Udyam. The applicable rate must be confirmed in the sanction and current Bank of Baroda rate schedule.
Collateral-free loans are advertised. A concession in processing fee applies to loans up to ₹50 lakh
the page does not publish the exact concession amount.
A concession in processing fee is advertised for loans up to ₹50 lakh (₹50,00,000), but the page does not publish the concession amount, standard fee, documentation fee or other applicable charges. Fees and duties once paid are not refundable.
The page lists cash credit, overdraft, term loan, demand loan, bank guarantee and letter of credit facilities but does not publish a repayment or validity period for any facility. Tenure is set in the sanction terms.
coverage for collateral-free credit to Micro and Small Enterprises under the MSMED Act
the product page describes loans up to ₹50 lakh for the scheme purpose and an eligible loan limit up to ₹10 crore.
Eligible micro, small and medium enterprises
coverage for collateral-free credit to Micro and Small Enterprises under the MSMED Act
the product page describes loans up to ₹50 lakh for the scheme purpose and an eligible loan limit up to ₹10 crore.
The lending rate itself is set by the member lending institution under applicable guidelines
no borrower interest percentage is published for this coverage product. The page instead publishes a composite guarantee-fee range of 1% + risk premium to 2% + risk premium, while the current schedule (for guarantees approved or renewed from April 1, 2025) gives standard annual guarantee-fee rates of 0.37% to 1.20% by slab, before MLI discount/risk premium and eligible-category concessions.
Primary security is the asset created from the credit facility or directly associated with the financed business/project. Separate facilities may be covered even when another facility has collateral or a third-party guarantee, subject to scheme rules.
A separate Bank of Baroda processing fee is not published on the product page. current Annual Guarantee Fee (AGF), for guarantees approved or renewed from April 1, 2025, is charged on the guaranteed amount in the first year and outstanding amount thereafter: standard rates are 0.37% (₹0–10 lakh), 0.55% (above ₹10–50 lakh), 0.60% (above ₹50 lakh–₹1 crore), 0.85% (above ₹1–2 crore), 1.00% (above ₹2–5 crore), 1.10% (above ₹5–8 crore) and 1.20% (above ₹8–10 crore). MLI-level discounts/risk premiums and 10% category concessions can change the applicable rate
the MLI decides whether to recover AGF from the borrower.
Guarantee cover follows the agreed tenure of term credit. Where working capital alone is extended, cover runs for 5 years or a block of 5 years and may be renewed after each block
the scheme states there is no maximum guarantee-period cap for a working-capital account. This is guarantee-cover tenure, not a prescribed borrower repayment tenure.
Exporters with confirmed export orders or a letter of credit from a recognised bank may use export credit, subject to the bank's credit norms. is available to corporates/exporters with confirmed orders or L/C meeting those norms.
No universal rupee or foreign-currency facility ceiling is published. Export finance limits are assessed against the exporter's credit needs, confirmed orders or L/C and Bank of Baroda's credit norms. Under the Exporter Gold Card, appropriate pre- and post-shipment limits are sanctioned for three years, with an additional standby limit of up to 20% of the assessed limit for urgent orders.
Rupee export credit and are priced under the bank's applicable credit norms
the Gold Card section says the rate is as per bank norms applicable from time to time. Export-bill rediscounting is described as being at competitive international rates, but no numeric borrower rate or spread is published.
No collateral, guarantee or margin schedule is published on either reviewed Export Finance page. The pages require exporters to satisfy Bank of Baroda's credit norms and provide export orders or recognised-bank L/Cs, but do not state the security package.
A separate processing or documentation fee is not published. Baroda Exporter Gold Card cardholders receive a 10% concession in commission and exchange charges.
Rupee export credit and are available up to the operating cycle or 360 days from disbursement, whichever is earlier
is repaid from export-bill proceeds after shipment.
Exporters, including small and medium sectors, with a good track record and creditworthiness under the bank's rating norms may qualify. The account must be Standard continuously for three years and not on the ECGC or caution list. Firms with losses for the past three years or export-bill overdues above 10% of current-year turnover are excluded.
No universal facility ceiling is published. Limits are assessed against the exporter's credit needs, confirmed orders or L/C and Bank of Baroda credit norms. Baroda Exporter Gold Card pre- and post-shipment limits are sanctioned for three years with annual review, plus a standby limit of up to 20% of the assessed limit for urgent orders.
Rupee export credit, and Gold Card finance are priced under the bank's applicable norms. The page describes bill rediscounting as competitive international-rate finance, but publishes no numeric borrower rate or spread.
No collateral, guarantee or margin schedule is published on the reviewed International Banking page. Exporters must satisfy the bank's credit norms and provide confirmed export orders or recognised-bank L/Cs.
A separate processing or documentation fee is not published. Baroda Exporter Gold Card cardholders receive a 10% concession in commission and exchange charges.
Rupee export credit and are available up to the operating cycle or 360 days from disbursement, whichever is earlier. is repaid from export-bill proceeds after shipment
the Gold Card is issued for three years and renewed for a further three years unless adverse irregularities are noticed.
Finance for upgrading existing micro food-processing enterprises, with support for individual units, , and cooperatives, plus branding, marketing, common processing/lab/storage/packaging facilities and technical support.
Existing micro food-processing unit in operation
unincorporated, fewer than 10 employees, proprietorship or partnership
applicant over 18 years and at least eighth-standard pass. must bring 10% project-cost margin and 20% working-capital margin to match state-government grant support.
Need-based funding is considered according to the project and borrower's requirement. For an individual micro enterprise, the credit-linked capital subsidy is 35% of eligible project cost up to ₹10 lakh per unit
this is a subsidy ceiling, not a universal loan cap.
The page publishes -plus-Strategic-Premium spreads by internal credit rating and immovable-property security coverage: CR1–3: +0.50% to +1.25%
CR4–6: +0.95% to +1.80%
CR7 and below: +3.90% to +5.00%, with the lower spread applying above 100% security coverage and the higher spread below 50%.
For loans up to ₹1.60 lakh, the lists a Note and hypothecation of crops grown or assets created from bank finance. It also lists equitable or registered mortgage of land or a third-party guarantee
the page repeats the ₹1.60 lakh heading, so the bank's sanction documents should confirm the applicable threshold and combination.
Working-capital fund-based: ₹250 per lakh or part above ₹3 lakh to ₹10 lakh, and ₹350 per lakh or part above ₹10 lakh, plus . Non-fund-based charges are 50% of fund-based charges. Fresh term loan above ₹3 lakh: 1% of sanctioned limit plus . Term-loan review above ₹3 lakh: ₹60 per lakh or part, plus .
Working capital is 12 months. Term loan is up to 84 months including a 12-month moratorium, subject to annual review.
Support procurement on credit, guarantee domestic/international performance or financial obligations, advise or confirm received , support bill co-acceptance, arrange general-insurance cover, and provide solvency or credit information for authorities, bids and business counterparties.
Available to Bank of Baroda business clients
co-acceptance is specifically offered to top-rated clients, while pricing and approval follow the relevant product and credit assessment.
Compressed-biogas plants anywhere in India with designed capacity of at least 2.0 tonnes per day, promoted by entrepreneurs holding an Oil Marketing Company LOI for production and supply of . Eligible constitutions include proprietorships, partnerships, , companies and cooperatives permitted by the Ministry of Petroleum and Natural Gas.
No minimum or maximum rupee facility amount is published. The scheme can provide working capital, term loan, bank guarantee or letter of credit for an eligible plant with designed capacity of at least 2.0 tonnes per day.
For aggregate limits up to ₹50 crore, + +0.50% to +5.40% depending on internal rating and immovable-property security coverage. Above ₹50 croreup to ₹100 crore, add 1% over the applicable up-to-₹50-crore rate. MNRE central financial assistance is ₹4 crore per 4,800 kg/day generated from 12,000 cubic metres/day biogas, capped at ₹10 crore per project.
25% for working capital and 30% for term loan.
Unified processing charges apply as applicable from time to time
the reviewed page does not state a numeric amount or percentage.
10 to 15 years including a moratorium of 6 months to 2 years
monthly or quarterly repayment based on project cash flow.
Inland and marine fisheries/aquaculture, mariculture and seaweed, North-Eastern/Himalayan fisheries, ornamental fisheries, technology, post-harvest/cold chain, marketing infrastructure, deep-sea vessels, aquatic health, monitoring/control/surveillance and fisher safety/security.
Fishers, fish farmers, fish workers and vendors, fisheries corporations, /, cooperatives/federations, entrepreneurs, private firms, , companies, cooperative societies and fish-farmer producer organisations/companies.
Funding is need-based for the project or borrower. Credit-guarantee coverage may be available under for eligible loans up to ₹2 crore.
Up to ₹2 crore: one-year + 100 basis points. Above ₹2 crore: + + 0.30% to +2.25% based on internal credit rating and immovable-security coverage.
15%.
Processing is waived up to ₹3 lakh. Above that, fund-based working-capital charges are ₹250 per lakh above ₹3–10 lakh and ₹350 per lakh above ₹10 lakh capped at ₹35 lakh
non-fund-based charges are 50% of fund-based charges with priority/export caps. Term-loan processing is 1% capped at ₹100 lakh. Inspection is waived up to ₹3 lakh, then ₹250, ₹1,000 or ₹5,000 by exposure band.
3–15 years including a 6-month to 2-year moratorium
repayment may be monthly, quarterly, half-yearly or yearly based on project cash flow.
Bill discounting for eligible -regulatory and non-regulatory vendors/suppliers of large real-estate developers, against qualifying developer-linked bills.
Developer: registered, externally rated A or above, at least 3 years in real estate and tangible net worth of at least ₹50 crore. Vendor/supplier: at least 2 years' association, at least ₹50 crore previous-year sales/services to the developer, positive PAT for the last 2 years and positive tangible net worth.
The page does not publish a universal bill amount, sanctioned-limit ceiling or minimum. Finance is described as bill discounting with a minimum 10% margin on the bill amount, so the drawable amount is subject to individual assessment and the published margin.
Meet operating expenses, purchase inventory and finance receivables, using direct funding or a letter of credit.
Corporate and non-corporate businesses can seek working-capital finance, subject to the Bank's credit assessment and sanctioned terms.
Value awaiting review
For corporate working-capital advances, Bank of Baroda publishes rating-linked and spreads: CR 1 at + 0.50% / + + 1.00%, CR 2 at + 1.00% / + + 1.25%, CR 3 at + 1.25% / + + 2.75%, CR 4 at + 2.00% / + + 3.50%, CR 5 at + 3.00% / + + 4.50% and CR 6 or below at + 6.00% / + + 7.00% for exposures above ₹7.50 crore to ₹100 crore. The applicable benchmark and rating are determined for the sanctioned exposure.
Value awaiting review
For large-corporate working-capital advances, fresh/renewal processing is rating based: 0.15% for AAA, 0.35% for family, 0.50% for A family, 0.75% for BBB+ or BBB, 1.00% for BBB−, 1.25% for BB+ and 1.50% for BB and below or unrated. Exporters rated A− and above receive a 25% concession
the charge is annual at renewal and excludes .
The page defines working-capital obligations as those due in less than a year, but does not publish a facility repayment tenor, review cycle, rollover or renewal schedule.
Working capital funds current business obligations due within 1 year, including operating expenses, inventory, receivables and acquisition of earning assets. Facilities may be funded directly or supported through a letter of credit
the page also describes non-funded letters of credit and guarantees for suppliers or government departments. Available in Indian and foreign currency.
Corporations and business borrowers with operating, inventory or receivables funding needs may apply, subject to assessment of the working-capital requirement and bank policy.
Value awaiting review
For this working-capital facility, the current Bank of Baroda matrix uses + for regulatory limits up to ₹25 lakh, with the published micro/small/medium spread bands by limit
above ₹25 lakh and up to ₹7.50 crore, the and hard-security matrix publishes regulatory ranges from + 0.30% to + + 7.45% and non-regulatory ranges from + 0.45% to + + 7.45%. is published at 7.90% p.a. w.e.f. 6 December 2025
the final rate depends on rating, security and limit.
Value awaiting review
For fund-based and non-fund-based working-capital loans: up to ₹25,000 is nil. Above ₹25,000 (fresh or review), the charge is 0.20% for 1–2, 0.30% for 3–4, 0.35% for 5, 0.40% for 6 and 1.00% for 7 and below. Caps: ₹35 lakh for priority-sector advances and ₹17.50 lakh for exporters
Direct exporters (minimum 5% export turnover), direct non- exporters (minimum 20%) and indirect exporters supplying at least 30% of turnover to eligible direct exporters.
Support up to 20% of sanctioned working-capital limits
maximum loan amount ₹50 crore per borrower.
1 percentage point below the existing working-capital rate, capped at 10% p.a.
100% guarantee cover
no additional collateral and no fresh personal/corporate guarantees.
Processing fee nil
guarantee fee nil.
Four years including a one-year moratorium
six-month lock-in from guarantee-cover commencement.
exporters with regular credit limits and satisfactory Canara Bank track record for at least three years.
Maximum ₹50 lakh
trade-fair/exhibition sub-limit capped at ₹25 lakh per fair or exhibition
assessment is linked to export turnover.
Value awaiting review
Margin 15%–25%
loans up to ₹10 lakh must be covered under , while higher limits require or primary/collateral land-and-building security equal to 100% of loan amount.
As applicable for term loans under Canara Bank
no fixed numeric processing amount is printed on the reviewed page.
Maximum three years with an initial repayment holiday of up to three months.
Finance genuine trade receivables through advances against inland bills.
Borrowers with genuine trade transactions
Value awaiting review
For bills under a confirmed inland of an approved bank: up to 90 days Repo +1.50%
91–180 days Repo +1.75%
181 days to under 1 year Repo +2.00%. If not realized within original tenor, overdue interest is + (1-year) +6.00%. Other bill cases are priced by the applicable working-capital/clean- basis stated in the tariff.
Value awaiting review
Tariff §10.1 charges vary by instrument and amount: up to ₹10 lakh, flat ₹1,000 for cheques/drafts or 50% of applicable collection charges for bills
above ₹10 lakh, flat ₹3,000. Discount interest and out-of-pocket expenses may also apply. Borrowing accounts use the applicable working-capital rate
non-borrowing accounts use the Clean rate. Standalone ILC-backed bill-limit fees and exceptions are separately set out in §3.1.
Startup finance in , agriculture and allied services for prototype/product/website/app development
hiring
legal/consulting and pre-operative costs
equipment
licences/certifications
marketing/sales
office/administration
furnishing/renovation
advances against future receivables of reputed firms/companies
and working capital.
Private limited company, registered partnership or
registered/recognized by , Government of India or a State Government
1–10 years from incorporation/registration
turnover not above ₹100 crore in any financial year after incorporation/registration
promoter holds at least 51% equity
meets the innovation/development/improvement or scalable employment/wealth-creation test
and is not formed by splitting or reconstructing an existing business. A -recognized startup that does not satisfy the listed criteria may still be considered on the merits under current Bank guidelines.
₹1 crore to ₹50 crore.
Value awaiting review
Minimum 25% margin. Funding is to follow only after equity is tied up/fully funded.
Upfront, processing, inspection and commitment charges are to be waived
out-of-pocket expenses are recovered from the borrower. The does not state a separate prepayment penalty term.
Sole proprietorship registered on GeM with valid Udyam registration and escrow-linked GeM purchase orders
business vintage, GeM registration vintage and PNB-customer relationship must each be at least 6 months. Must not have active fund-based revolving CC/ from any bank/FI.
₹25,001–₹5 lakh per purchase order
maximum ₹20 lakh per borrower. PNB finances 80% of purchase-order value.
Concessional rate linked to
the current is 8.35% effective 08-10-2026. The scheme does not state the applicable spread/customer rate.
Primary: assignment of the financed GeM purchase order. Secondary security: nil.
Unified fee including processing and document fee: 0.35% of loan amount plus applicable .
Maximum tenor follows the purchase-order delivery date and cannot exceed 90 days
advances against future receivables of reputed firms/companies
and working capital.
Startup must work on innovation, development or improvement of products, processes or services, or operate a scalable model with high employment or wealth-creation potential. Permitted constitution includes private limited company, registered partnership, , eligible multi-state or state/UT cooperative society, or another form accepted under Startup India rules. Recognition/registration must be with , Government of India or another Government department. Age is up to 10 years from incorporation, or up to 20 years for a recognized deep-tech startup. Turnover in any financial year since incorporation/registration must not exceed ₹200 crore, or ₹300 crore for deep-tech startups.
More than ₹20 lakh and up to ₹50 crore.
Set according to credit-risk rating
the scheme states a 0.50% concession for women entrepreneurs. No base numeric rate or rating-to-rate table is included in this scheme .
25%
seed or venture-capital funds invested by venture capitalists/angel funds count as margin/equity.
Upfront, processing, inspection and commitment charges: NIL. Prepayment penalty: NIL.
Hassle-free export credit on best terms for creditworthy exporters with a good track record
Existing customers or new connections with standard-asset accounts continuously for the last 3 years, no adverse conduct, no ECGC/ blacklisting, no losses in the past 3 years and overdue export bills no more than 10% of prior-year turnover
greenfield projects may be considered case-by-case
Not published as a numeric minimum or maximum
the scheme describes assessed fund-based and non-fund-based limits plus a 20% standby limit.
Competitive interest rate on pre- and post-shipment rupee or foreign-currency export credit
concessions may be available
Value awaiting review
Value awaiting review
Limits sanctioned for 3 years, with renewal subject to fulfilment of sanction terms and conditions
Part-finance new or expanded bio-fuels extraction plants, including biomass suppliers/aggregators and storage/distribution infrastructure
Units setting up or expanding bio-fuels extraction plants, including biomass suppliers/aggregators selling to OMCs, government organisations or private companies
₹50 crore maximum handled by R&DB
above ₹50 crore handled by CCG or designated -intensive branches
product page links pricing to and non- pricing to 6-month , subject to borrower/scheme rating. Current published bases: is 7.90% + + (effective 15 December 2025)
6-month is 8.60% (effective 15 September 2026). These are benchmark bases, not the final Bio-fuel borrower rate
does not publish the applicable / or non- spread for this product.
Term loan minimum 30% of project cost
working capital minimum 25%
listed C&I//AGL tariff gives working-capital processing bands from nil/fixed charges to 0.40%–1.00% by limit and rating, with a separate above-₹50 crore schedule
other term loans use a 1.25%–2.00% rating-based upfront fee. Project appraisal, annual-review, revalidation and separate / charges can also apply. The June 2025 tariff excludes and is not a Bio-fuel sanction quote: the product page does not give the borrower's rating, exact charge segment or selected facilities.
Term loan repayable in 10–12 years
construction, moratorium and repayment together cannot exceed 15 years
Finance qualified practitioners setting up or expanding clinics, nursing homes and hospitals, plus diagnostic/pathology labs, pharmacies, ambulances, therapy centres and healthcare-product, drug or medical-equipment manufacturers
Hospitals, nursing homes, clinics, medical colleges, diagnostic centres, pathology laboratories, eye/ENT/speciality centres and healthcare-product, permitted-drug or medical-equipment manufacturers
₹10 lakh to ₹50 crore
cash-credit facility is capped at ₹5 crore
Rating/external or scheme-specific rating and guidelines
-linked for (page states repo rate + 2.65%) and 6-month -linked for non-
Term loan: 20%
cash credit: 25%
As per guidelines and appraised to the borrower before sanction
Term loan up to 10 years including maximum 18-month moratorium
cash credit is repayable on demand and reviewed annually
Finance traders, owners of goods, manufacturers and processors against warehouse receipts issued by tied-up collateral managers
Borrowers pledging receipts issued by WDRA-registered warehouses or approved collateral managers
Minimum ₹1 lakh
up to ₹2 crore for an individual, or
up to ₹10 crore for , cooperatives, PACS and agro-food units.
Warehouse-receipt pricing varies by receipt and tenor: e-NWR 6 months + 25 bps (8.15% indicative), e-NWR 12 months + 50 bps (8.40%), warehouse receipt by collateral manager 6 months + 40 bps (8.30%), and 12 months + 65 bps (8.55%). Indicative figures use the sheet's 7.90% reference before /.
25% to 35% of market price
Processing fee waived for e-NWRs and warehouse receipts issued by approved collateral managers.
Maximum 12 months, limited to one month before the commodity shelf life (for example, 11 months for a 12-month shelf life and 2 months for a 3-month shelf life).
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.
Baroda Arogyadham LoanBank of Baroda
Baroda Contractor Loan SchemeBank of Baroda
Baroda Contractor Scheme MumbaiBank of Baroda
Bill/Invoice Discounting Under Value Chain FinanceBank of Baroda
bob AgrofoodBank of Baroda
Coverage of Collateral Free Loans (CGTMSE)Bank of Baroda
Export Finance — Corporate BankingBank of Baroda
Export Finance — International BankingBank of Baroda
Working CapitalBank of Baroda
PNB Bill FinancingPunjab National Bank
PNB Export FinancePunjab National Bank
