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Children's savings accounts

Compare savings accounts whose published eligibility or operating rules are designed for minors.

	Filter Account type Savings account9Salary account4 Matches any selected option	Filter Minimum balance Zero / no minimum8		Filter Balance shortfall charge Includes an amount3Includes a percentage1Includes a time period4Has conditions or limits6 Matches any selected option	Filter Cheque book Free cheque leaves8	Filter Debit card Free card / no annual charge7RuPay4Visa1Card included11 Matches any selected option	Filter Access channels Online2ATM1 Matches any selected option
bob Advantage Saving AccountBank of Baroda	Savings account	₹2,000 metro/urban ₹1,000 semi-urban ₹500 rural	2.50% p.a. up to ₹50 crore 2.75% from ₹50 crore to below ₹500 crore 3.50% from ₹500 crore to below ₹1,000 crore 4.50% from ₹1,000 crore to below ₹2,000 crore 4.75% from ₹2,000 crore and above.	₹0 ↓	30 free cheque leaves per financial year additional leaves are charged under the applicable Bank of Baroda service-charge schedule.	Debit-card eligibility	RLBO, TAB and VKYC
bob Champ AccountBank of Baroda	Minor savings account for children below 18, operated with the applicable guardian or minor-account rules.	₹0	2.50% p.a. up to ₹50 crore 2.75% from ₹50 crore to below ₹500 crore 3.50% from ₹500 crore to below ₹1,000 crore 4.50% from ₹1,000 crore to below ₹2,000 crore 4.75% from ₹2,000 crore and above.	No charge for non-maintenance of minimum balance under savings-bank schemes premium savings schemes are excluded from this waiver. ↓	30 cheque leaves free each year standard charges apply after the free annual allowance.	Theme-based RuPay bob Champ debit card	Value awaiting review
bob LITE Savings AccountBank of Baroda	Savings account	₹0	2.50% p.a. up to ₹50 crore 2.75% from ₹50 crore to below ₹500 crore 3.50% from ₹500 crore to below ₹1,000 crore 4.50% from ₹1,000 crore to below ₹2,000 crore 4.75% from ₹2,000 crore and above.	No charge for non-maintenance of minimum balance under savings-bank schemes premium savings schemes are excluded from this waiver. ↓	30 per financial year	Conditional free RuPay Platinum debit card	Value awaiting review
bob Platinum Saving Bank AccountBank of Baroda	Premium savings bank account the comparison applies to resident individual customers (eligibility varies by variant).	Variant-specific monthly average balance: bob Super Savings ₹20,000 bob Professional Savings ₹25,000 bob Platinum ₹1,00,000 bob Senior Citizen Vishesh Samman ₹1,00,000 bob Women Sapphire ₹1,00,000.	2.50% p.a. up to ₹50 crore 2.75% from ₹50 crore to below ₹500 crore 3.50% from ₹500 crore to below ₹1,000 crore 4.50% from ₹1,000 crore to below ₹2,000 crore 4.75% from ₹2,000 crore and above.	₹0 under the official comparison schedule's waiver effective 1 July 2025 the live product page still displays the earlier 6% shortfall charge ↓	Unlimited cheque leaves are free for bob Super Savings, bob Platinum, bob Senior Citizen Vishesh Samman and bob Women Sapphire. bob Professional Savings includes 50 free cheque leaves per year beyond 50, the table lists ₹4 per leaf in metro/urban branches or ₹2.50 per leaf in rural/semi-urban branches.	Card choices and scheme benefits: Super Savings permits any debit-card variant Professional Savings provides RuPay Select (first year free) and Visa Platinum on request Platinum provides Visa Platinum chip card, lifetime free Senior Citizen Vishesh Samman provides bob Bhoomi RuPay Select with one domestic lounge per quarter (₹5,000 minimum spend), two international lounges per year and listed lifestyle benefits Women Sapphire provides bob Bhoomi RuPay Select issuance and renewal charges are variant-specific.	Value awaiting review
Indian Bank IND FAMILY Savings AccountIndian Bank	Special Indian Bank savings-account variant see the product name and eligibility for its professional, women, family, teacher or salary segment.	Family : Diamond ₹50,000 Ruby ₹2,00,000 Emerald ₹5,00,000. Waiver term-deposit values are ₹5 lakh, ₹10 lakh and ₹20 lakh respectively.	Value awaiting review	Where a variant has a published //FMAB requirement, shortfall charges follow the prevailing Indian Bank savings service-charge schedule nil-balance variants do not publish a separate numeric penalty on their product page.	Free cheque book for the primary account opened under IND FAMILY.	Card depends on the variant: IND PRO publishes RuPay Platinum-linked benefits, IND SHAKTI publishes RuPay Platinum/Select tiers, IND GURUDEV and Salary Suraksha publish RuPay Platinum, IND FAMILY permits eligible cards with -free RuPay Platinum, and other salary variants follow account/card eligibility rules.	Value awaiting review
PNB Grow Saving AccountPunjab National Bank	Grow savings account for minors	Zero	4.00% p.a. on the savings fund account, as published by PNB with effect from 01 June 2026 the same prevailing savings schedule applies to these account variants unless PNB publishes a variant-specific rate.	Annual maintenance charge applies under extant bank guidelines if a yearly average balance of ₹5,000 is not maintained.	25 cheque leaves free per annum	Master Grow Platinum debit card issuance free. waived when yearly average balance of ₹5,000 is maintained.	alerts: NIL online /: unlimited free demand drafts: unlimited free.
SBI Central Armed Police Salary PackageState Bank of India	Salary account	Zero-balance account	2.50% p.a. across all savings-bank account balances, effective 15 June 2025	No monthly minimum-balance maintenance charge is applied while the account remains a Salary Package account if salary is not credited for more than three consecutive months, converts it to a normal savings account and normal savings-account charges apply.	Salary Package accounts, including Rishtey, receive cheque books free irrespective of the published bulk-requirement exception is ₹75 + for each 25-leaf book when more than 25 leaves are requested at once or in a month.	A debit card is issued free to all Salary Package accounts, subject to the applicable account and card terms.	Value awaiting review
SBI Defence Salary PackageState Bank of India	Salary account	Zero-balance account	2.50% p.a. across all savings-bank account balances, effective 15 June 2025	No monthly minimum-balance maintenance charge is applied while the account remains a Salary Package account if salary is not credited for more than three consecutive months, converts it to a normal savings account and normal savings-account charges apply.	Salary Package accounts, including Rishtey, receive cheque books free irrespective of the published bulk-requirement exception is ₹75 + for each 25-leaf book when more than 25 leaves are requested at once or in a month.	A debit card is issued free to all Salary Package accounts, subject to the applicable account and card terms.	Value awaiting review
SBI Indian Coast Guard Salary PackageState Bank of India	Salary account	Zero-balance account	2.50% p.a. across all savings-bank account balances, effective 15 June 2025	No monthly minimum-balance maintenance charge is applied while the account remains a Salary Package account if salary is not credited for more than three consecutive months, converts it to a normal savings account and normal savings-account charges apply.	Salary Package accounts, including Rishtey, receive cheque books free irrespective of the published bulk-requirement exception is ₹75 + for each 25-leaf book when more than 25 leaves are requested at once or in a month.	A debit card is issued free to all Salary Package accounts, subject to the applicable account and card terms.	Value awaiting review
SBI MACT Claims Savings Bank AccountState Bank of India	Savings account	Value awaiting review	2.50% p.a. across all savings-bank account balances, effective 15 June 2025	Value awaiting review	Cheque-book facility is available only with the court's permission by default it is not made available.	-cum-debit card is available only with the court's permission by default it is not made available.	Cheque book, -cum-debit card and internet banking are unavailable by default and may be provided only with court permission
SBI Rishtey Family Savings AccountState Bank of India	Savings account	Nil minimum balance and nil minimum average balance, with no non-maintenance penalty	2.50% p.a. across all savings-bank account balances, effective 15 June 2025	Debit-card issuance and maintenance charges are waived, and the account has no minimum-balance non-maintenance penalty.	Multi-city cheque charges are nil the Rishtey benefits table does not state a leaf limit or separate cheque-book issuance charge.	Issuance and maintenance charges waived	Value awaiting review
SBI Savings Account for Minors — Pehla Kadam and Pehli UdaanState Bank of India	Pehla Kadam and Pehli Udaan minor savings accounts	Not applicable	2.50% p.a. across all savings-bank account balances, effective 15 June 2025	Value awaiting review	Personalised 10-leaf cheque book: for Pehla Kadam, issued to the guardian in the minor-under-guardian name for Pehli Udaan, issued if the minor signs uniformly account-holder mobile number must be recorded	₹5,000 withdrawal/ limit Pehla Kadam card is in the minor and guardian names, while Pehli Udaan card is in the minor's name	Value awaiting review

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.

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