Nationalised / public-sector banks
Bank of Maharashtra
Bank of Maharashtra - India's leading public sector bank. Explore Home, Car & Gold loans, loan, Digital & Corporate banking, Govt. schemes, & Agri Loans, accounts & more.
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Official catalogue
Products and services
Insurance
Compare category →Life insurance through Aditya Birla Sun Life Insurance
Aditya Birla Sun Life Insurance policies made available through Bank of Maharashtra’s bancassurance branches.
Life insurance through Aviva Life Insurance India
Aviva Life Insurance India policies made available through Bank of Maharashtra’s bancassurance branches.
General insurance through Bajaj General Insurance
Bajaj General Insurance policies available through Bank of Maharashtra’s bancassurance branches.
General insurance through Generali Central Insurance
Generali Central Insurance policies available through Bank of Maharashtra’s bancassurance branches.
Life insurance through Life Insurance Corporation of India
Life-insurance policies from Life Insurance Corporation of India distributed through Bank of Maharashtra as an -registered corporate agent.
Health insurance through ManipalCigna Health Insurance
ManipalCigna health-insurance policies available through Bank of Maharashtra’s bancassurance branches.
Bank of Maharashtra Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
One-year renewable life cover of ₹2,00,000 under through Bank of Maharashtra, with ₹436 annual premium collected by auto-debit and a 30-day lien for non-accidental death after enrolment.
Bank of Maharashtra Pradhan Mantri Suraksha Bima Yojana (PMSBY)
One-year renewable personal-accident cover under through Bank of Maharashtra, with ₹20 annual premium, ₹2,00,000 death or total-disability benefit and ₹1,00,000 specified partial-disability benefit.
Health insurance through Star Health & Allied Insurance
Star Health & Allied Insurance policies available through Bank of Maharashtra’s bancassurance branches.
General insurance through United India Insurance
United India Insurance general policies available through Bank of Maharashtra’s bancassurance branches.
Personal, home, vehicle & other loans
Compare category →Bank of Maharashtra Agri-Clinic and Agri-Business Centre Loan
Term finance for qualified candidates aged 18 to 60 to establish an agri-clinic or agri-business centre, up to ₹20 lakh individually or ₹1 crore for a five-member group, with five-to-ten-year repayment and eligible subsidy.
Bank of Maharashtra Agriculture Gold Loan
An agriculture term loan against pledged gold jewellery for crop, allied-activity and investment needs, up to ₹1 crore per borrower and repayable within 24 months.
Bank of Maharashtra Agriculture Infrastructure Fund Loan
Seven-year term finance for viable post-harvest infrastructure and community farming assets, with benefits on up to ₹2 crore per project and 3% government interest subvention.
Bank of Maharashtra AHIDF Loan
Eight-year term finance under for milk, meat and animal-feed processing infrastructure, with 3% interest subvention for regular repayment.
Bank of Maharashtra Animal Husbandry Loan
Term-loan or cash-credit finance for dairy, draught animals, poultry, sheep/
Avanse Unsecured Education Loan (Co-Lending)
Bank of Maharashtra co-lending with Avanse Financial Services for an unsecured education loan up to ₹75 lakh and up to 120 months for higher studies in India or abroad.
IIFL Retail Gold Loan (Co-Lending)
Bank of Maharashtra co-lending with IIFL Finance for a retail gold-secured loan of ₹25,000 to ₹10 lakh for 3 to 12 months, repaid by .
Muthoot Retail Gold Loan (Co-Lending)
Bank of Maharashtra co-lending with Muthoot Fincorp for a retail gold-secured loan of ₹5,000 to ₹20 lakh for 6 to 12 months, repaid through .
DAY-NRLM Self-Help Group Credit Linkage
Term-loan and cash-credit linkage for eligible rural self-help groups, with staged drawing power, collateral-free limits and published interest-subvention bands.
DAY-NULM Self-Employment Programme (SEP)
Interest-subsidised bank credit for urban-poor individual and group micro-enterprises, with project-cost limits up to ₹2 lakh for individuals and ₹10 lakh for groups.
Bank of Maharashtra Estate Purchase Loan
Up to ₹20 lakh to purchase a traditional plantation estate such as coffee, tea, rubber, cardamom, cashew, pepper or coconut, with seven-to-nine-year standard repayment and up to 20 years in specific cases.
Bank of Maharashtra Farm Mechanization Loan
Up to ₹25 lakh for new or second-hand tractors, power tillers, combine harvesters, threshers, sprayers and other farm machinery, repayable over five to nine years.
Bank of Maharashtra Farmer Four-Wheeler Loan
Up to ₹20 lakh for a new car, jeep, pickup, , , rural transport vehicle or electric four-wheeler used to supervise farms or transport produce, inputs and labour, with a current 9.25% p.a. floating rate and five-to-seven-year repayment.
Bank of Maharashtra Farmer Two and Three Wheeler Loan
Up to ₹2 lakh to buy a new two-wheeler or three-wheeler, including an electric vehicle, for farm supervision or transport of produce, inputs and labour, with repayment over five to seven years.
Bank of Maharashtra Farmer Warehouse Receipt Loan
A short-term liquidity loan against eligible warehoused or cold-stored produce, sized at 75% of the lower of market price or receipt value and repayable when the produce is sold or within 12 months.
Bank of Maharashtra Farmhouse Construction Loan
Agriculture term finance from ₹2 lakh to ₹50 lakh to construct a farmhouse, storage, cattle shed, drying yard and related facilities on agricultural land, with up to 15 years including moratorium.
Bank of Maharashtra Gold Loan
Secured term finance against pledged gold jewellery or ornaments, with ₹20,000 minimum, up to ₹1 crore, and per-gram scale tables, and no credit-score requirement.
Bank of Maharashtra Hi-Tech Agriculture Project Loan
Project-cost term finance for greenhouses, polyhouses, shade-net structures, pre-cooling and cold storage, with five-to-nine-year repayment and eligible /
Bank of Maharashtra Home Loan Top-Up
Top-up finance for eligible home-loan borrowers for renovation, furnishing, marriage, education and other permitted needs, up to ₹10 crore and 180 months.
Bank of Maharashtra Horticulture and Plantation Loan
Project-cost-based term finance for fruit crops, plantations and nurseries, with nil margin up to ₹2 lakh, repayment over seven to 15 years including gestation, and eligible or NHM subsidy.
Bank of Maharashtra Kisan All Purpose Term Loan
A single agriculture term-loan limit for a farmer's planned investment and development needs over the next two to three years, capped at ₹20 lakh and repayable over as long as nine years.
Bank of Maharashtra Kisan Credit Card
A five-year renewable cash-credit limit for crop cultivation, post-harvest and household needs, farm-equipment maintenance and allied-agriculture working capital, with 7% fixed interest on eligible limits up to ₹3 lakh for one year under the published subvention rule.
Mahabank Kisan Credit Card for Animal Husbandry and Fisheries
Working-capital Kisan Credit Card finance for animal husbandry, poultry, dairy, inland or marine fisheries and aquaculture, with scale-of-finance limits and annual review.
Mahabank Kisan Tatkal Loan
Emergency agriculture term finance from ₹5,000 to ₹50,000 for existing Kisan Credit Card customers, repayable over three years.
Bank of Maharashtra Loan Against Deposit
Deposit-backed liquidity of up to 90% of an eligible Bank of Maharashtra fixed deposit without prematurely breaking the deposit, available through mobile banking.
Bank of Maharashtra Loan Against Property
Personal-purpose term finance against a self-occupied, unencumbered residential or commercial property, from ₹5 lakh to ₹10 crore in metros or ₹5 crore elsewhere.
Bank of Maharashtra Maha Adhaar Pension Loan
Pension-linked personal finance for consumption, medical, marriage and ceremonial expenses, with age- and pension-category limits up to ₹10 lakh and repayment up to 120 .
Maha Agri-machinery Rental Scheme
Up to ₹5 crore for new machinery and vehicles used to provide custom agricultural services, with at least 15% margin and repayment up to seven years.
Maha Krishi Samrudhi Yojana
Up to ₹100 crore in term, working-capital, export and non-fund facilities for new, expanding or acquired food, agro-processing and agriculture-infrastructure projects across India.
Bank of Maharashtra Maha Super Car Loan
New-car, jeep, and finance for personal use or eligible corporate applicants, with up to 100% on-road funding, published income floors and 84-month repayment.
Bank of Maharashtra Maha Super Flexi Housing Loan
A home loan of ₹50 lakh or more linked to a dedicated zero-interest savings account, where end-of-day surplus reduces the loan balance used for interest calculation and remains withdrawable.
Bank of Maharashtra Maha Super Green Car Loan
Electric passenger-car finance with up to 100% on-road funding for eligible existing housing-loan borrowers, a 0.25% floating-rate concession, nil processing and up to 84 months.
Bank of Maharashtra Maha Super Green Housing Loan
Green-housing variant with the published fixed-rate table showing a lower spread than Maha Super Housing and a separate processing-charge row.
Bank of Maharashtra Maha Super Housing Loan
Housing finance for purchase, construction, extension, plot-plus-construction and repair or renovation, with repayment up to 30 years or age 75 and no published prepayment charge.
Bank of Maharashtra Minor Irrigation Loan
Project-cost term finance for wells, tube wells, pumps, drip or sprinkler systems, pipelines, irrigation channels, farm ponds and water tanks, repayable over seven to 11 years.
Bank of Maharashtra Model Education Loan
Education finance for recognised graduation, diploma, professional and technical courses in India and job-oriented postgraduate courses abroad, with collateral and margin rules by loan size and location.
Bank of Maharashtra Personal Loan
Unsecured personal finance for medical, education, travel, wedding, renovation and other personal expenses, with published income, amount, fee and tenure rules.
Bank of Maharashtra PM-Vidyalaxmi Education Loan
Need-based, collateral-free education finance for eligible courses at 860 listed quality higher-education institutions, with repayment up to 15 years after the moratorium.
PM Vishwakarma Enterprise Development Loan
Two-stage collateral-free enterprise loans of ₹1 lakh and ₹2 lakh for registered artisans, supported by a 5% concessional rate and government interest subvention.
Bank of Maharashtra PMAY-U 2.0 Home Loan
2.0 housing finance for eligible first-home urban , and households, with loan value up to ₹25 lakh and interest subsidy up to ₹1.80 lakh.
Bank of Maharashtra PMFME Loan
Term-loan and cash-credit finance under PMFME for new or upgraded micro food-processing enterprises, with 35% subsidy subject to the published individual and non-individual caps.
Bank of Maharashtra Pre-Owned Car Loan
Finance for approved pre-owned four-wheelers not older than three years and within 1,50,000 km, with ₹2 lakh–₹50 lakh funding and a 60-month tenure.
Bank of Maharashtra Rooftop Solar Panel Loan (PM Suryaghar)
Residential rooftop-solar finance for systems up to 10 kW, with separate income, margin, amount and rate rules for systems up to 3 kW and above 3 kW.
Bank of Maharashtra Salary Gain Overdraft
Salary-linked overdraft for day-to-day needs, providing up to five times take-home salary for Government/
Bank of Maharashtra Self-Help Group Finance
Cash-credit and term-loan finance in progressive doses for eligible , using the group's micro-credit plan and corpus, with published productive-use, collateral, margin, rate and 24-to-84-month repayment rules.
Bank of Maharashtra Mahabank Skill Loan
Skill-development finance for eligible NSQF and approved non-NSQF vocational courses, with collateral-free funding up to ₹7.50 lakh and repayment bands tied to the loan amount.
Bank of Maharashtra Small and Marginal Farmer Land Purchase Loan
Up to ₹20 lakh to purchase agricultural land, with a 20% margin and repayment over seven to ten years including up to 24 months' moratorium, subject to small/
Bank of Maharashtra Solar Home Lighting Loan
Term finance for 80%-85% of a new solar lighting system and accessories for an agro-processing unit, repayable over three to five years.
Bank of Maharashtra Solar Pumpset Loan
Term finance for 75% of a solar water pumping system's equipment cost, for farmers with adequate water, viable well recharge and at least 10 acres of economic landholding.
Bank of Maharashtra Solar Water Heater Loan
Term finance for 80%-85% of the cost of a new solar water-heating system and accessories for an agro-processing unit, repayable over three to five years.
Bank of Maharashtra Two-Wheeler Loan
Finance for new two-wheelers up to 500 cc, premium bikes above 500 cc and new battery-operated two-wheelers, with ₹50,000–₹25 lakh published bands.
Banking, wealth, forex & trade services
Compare category →Bank of Maharashtra Atal Pension Yojana
Government-guaranteed Atal Pension Yojana enrolment through Bank of Maharashtra with fixed ₹1,000-to-₹5,000 monthly pension choices from age 60 and age-linked contributions.
Bank of Maharashtra E-Confirmation of Bank Guarantee
Electronic confirmation route for bank guarantees issued by Bank of Maharashtra, listed under the bank's / services.
Bank of Maharashtra Capital Market Application (ASBA)
Application Supported by Blocked Amount facility for , and rights issues, with funds remaining in the investor's account until allotment.
Bank of Maharashtra DEMAT Services
depository-participant service for holding, transferring, pledging and managing securities in dematerialised form.
Bank of Maharashtra Doorstep Banking Services
PSB alliance doorstep service for cash withdrawal and collection or delivery of selected banking documents and instructions.
Bank of Maharashtra Maha ASBA Plus
Institutional arrangement using a Sheetal or short-term deposit to block application funds while preserving deposit interest until allotment.
Bank of Maharashtra METCO Trusteeship and Estate Services
Trusteeship subsidiary services covering wills, private/public trusts, property management as attorney and guardianship of a minor's property.
Mahabank Rural Self Employment Training Institutes (MRSETIs)
Free, residential, full-time entrepreneurship and skills training delivered through eight Bank of Maharashtra RSETIs in Maharashtra.
Bank of Maharashtra Mutual Fund Distribution
Mutual-fund distribution is listed by Bank of Maharashtra as an ancillary investment product; scheme-level terms are set by the relevant fund house.
Bank of Maharashtra National Pension System
Bank of Maharashtra Point-of-Presence access for National Pension System registration, contributions and through online and branch routes.
Bank of Maharashtra NPS Vatsalya
-regulated Vatsalya saving-cum-pension scheme for minors, with ₹1,000 opening and annual minimum contributions and age-18 transition or exit rules.
Bank of Maharashtra Safe Deposit Lockers
Safe-deposit locker facility in participating branches with published annual rents by locker type and location.
Bank of Maharashtra Sovereign Gold Bond Scheme
Bank of Maharashtra branch distribution and servicing for Government of India Sovereign Gold Bonds issued by the Reserve Bank of India, with gold-gram denomination, 2.50% semi-annual interest and eight-year tenor.
Bank of Maharashtra TReDS Trade Receivables Service
Access to all three -registered TReDS platforms for auction-based discounting of trade receivables, with Bank of Maharashtra participating across Invoicemart, RXIL and M1xchange.
Fixed & recurring deposits
Compare category →Bank of Maharashtra Capital Gain Account Scheme
Capital Gains Account Scheme with Account A savings form and Account B term-deposit form for reinvestment under specified Income-tax Act sections.
Bank of Maharashtra Fixed Deposit
Fixed-term deposit with callable rates, premature-withdrawal rules and terms up to ten years.
Bank of Maharashtra Floating Rate Savings Bonds 2020 (Taxable)
Government Floating Rate Savings Bonds 2020 distributed through designated Bank of Maharashtra branches, with semi-annual coupon resets, seven-year maturity and no maximum investment limit.
Maha Saraswati Scheme
Named Bank of Maharashtra term-deposit scheme listed in the official term-deposit catalogue.
Bank of Maharashtra Mahasanchay Deposit Plan (MSDP)
Flexible recurring deposit with a fixed core instalment and variable flexi instalments, 12-to-60-month terms and loan facility up to 90% of balance including accrued interest.
Monthly Interest Deposit Scheme
Term deposit scheme with monthly interest payout for individuals and eligible organisations.
Bank of Maharashtra Public Provident Fund Account
Government Public Provident Fund account through Bank of Maharashtra with a 15-year term, ₹500-to-₹1,50,000 annual contribution range and five-year extension blocks.
Quarterly Interest Deposit Scheme
Term deposit scheme with quarterly interest payout for individuals and eligible organisations.
Bank of Maharashtra Recurring Deposit
Monthly recurring deposit with ₹50 minimum instalment, six-to-120-month terms, cumulative interest and loan facility under Bank of Maharashtra deposit rules.
Bank of Maharashtra Senior Citizens Savings Scheme (SCSS)
Government Senior Citizens Savings Scheme through Bank of Maharashtra with five-year tenure, ₹30-lakh maximum and quarterly interest notified by the Ministry of Finance.
Bank of Maharashtra Sukanya Samriddhi Account
Government Sukanya Samriddhi account through Bank of Maharashtra for a girl child, with ₹250-to-₹1,50,000 yearly deposits, 21-year maturity and education or marriage withdrawal rules.
Tax Saving Term Deposit
Five-year tax-saving term deposit listed under section 80C of the Income-tax Act, with deposits applicable up to ₹1.5 lakh.
Savings, current & salary accounts
Compare category →Bank of Maharashtra Central Government Pension Account
Single or joint-with-spouse pension savings account with pension slips, statements, life-certificate access and grievance support.
CG 2025 Salary Package
Central Government salary account package with zero-balance banking, insurance and service concessions.
Bank of Maharashtra Global Edge Savings Account
Three-part account combining Spend current, Reserve savings and Growth fixed-deposit accounts for everyday transactions, reserves and short-term growth.
GovPride Salary Savings Account Scheme
Government salary account scheme for employees with gross monthly salary above ₹30,000.
Lok Bachat Yojana
Savings account scheme intended to bring low-income customers into formal banking.
Mahabank Salary Account Scheme
Salary savings account for employees whose employer has a salary-payment arrangement with Bank of Maharashtra.
Bank of Maharashtra Ordinary Current Account
Ordinary current account with location-based quarterly average balance, no interest, nomination, digital banking and a free Mahabank RuPay debit card.
Bank of Maharashtra Pradhan Mantri Jan-Dhan Yojana
Basic savings account route under Pradhan Mantri Jan-Dhan Yojana with zero balance, RuPay card, interest and Government financial-inclusion benefits.
Bank of Maharashtra Bronze / Silver / Gold / Platinum / Diamond Current Account
Premium current-account scheme with Bronze, Silver, Gold, Platinum and Diamond tiers, higher monthly-average balances and tiered cash-deposit allowances.
Bank of Maharashtra Pro Biz Prime Current Account
Professional and business current account with a ₹25,000 average quarterly balance, free cheque leaves and digital transactions.
Bank of Maharashtra Pro Biz Supreme Current Account
Professional current account for registered practitioners with a ₹50,000 average quarterly balance and enhanced insurance, cheque and lounge benefits.
Purple Savings Account
Premium savings account for resident individuals with Bank of Maharashtra’s published Purple scheme benefits.
Royal Savings Account
Royal savings account for resident individuals and eligible organisations under Bank of Maharashtra rules.
Bank of Maharashtra Savings Account
Standard Bank of Maharashtra savings account with monthly-average balance rules, daily-balance interest and digital banking access.
BoM Smart SB Scheme
Smart savings account variants BSS-15 and BSS-25 with average quarterly balances of ₹15,000 and ₹25,000.
Supreme Payroll Scheme
Payroll savings scheme for employees of corporates, institutions and government or semi-government undertakings.
Yuva Yojana Savings Account
Savings scheme designed to introduce children and students to regular banking.
Business, & agriculture finance
Compare category →Chief Minister Employment Generation Programme (CMEGP)
Maharashtra's credit-linked subsidy programme for new micro and small enterprises, with project caps up to ₹50 lakh in manufacturing and ₹10 lakh in specified service/
Capri Demand Loan to Farmers Secured by Gold (Co-Lending)
Bank of Maharashtra co-lending with Capri Global Capital for a demand agriculture loan secured by gold ornaments, from ₹25,000 to ₹5 lakh for 3 to 12 months.
Capri Demand Loan to MSMEs Secured by Gold (Co-Lending)
Bank of Maharashtra co-lending with Capri Global Capital for a demand loan secured by gold ornaments, from ₹25,000 to ₹25 lakh for 3 to 12 months.
Clix MSME Business Loan (Co-Lending)
Bank of Maharashtra co-lending with Clix Capital for banking-surrogate, -margin and reported-income loans from ₹8 lakh to ₹35 lakh for 12 to 36 months, repaid by .
Credit Saison MSME Business Loan (Co-Lending)
Bank of Maharashtra co-lending with Credit Saison India for income-based and surrogate programmes from ₹5 lakh to ₹50 lakh for 12 to 36 months, repaid by .
IIFL Agriculture Gold Loan (Co-Lending)
Bank of Maharashtra co-lending with IIFL Finance for an agriculture loan secured by gold of ₹25,000 to ₹10 lakh for 3 to 12 months, repaid by .
IIFL MSME Gold Loan (Co-Lending)
Bank of Maharashtra co-lending with IIFL Finance for an business loan secured by gold of ₹25,000 to ₹10 lakh for 3 to 12 months, repaid by .
Lendingkart MSME Unsecured Business Loan (Co-Lending)
Bank of Maharashtra co-lending with Lendingkart Finance for an unsecured business loan of ₹1 lakh to ₹10 lakh for 12 to 36 months.
Loan Tap MSME Unsecured Business Loan (Co-Lending)
Bank of Maharashtra co-lending with Loan Tap Credit Products Private Limited for an unsecured business loan of ₹25,000 to ₹3 lakh for 12 to 36 months.
MAS MSME Secured Business Loan (Co-Lending)
Bank of Maharashtra co-lending with MAS Financial Services for a secured business loan of ₹1 lakh to ₹25 lakh for 12 to 84 months.
Muthoot QR-based MSME Unsecured Business Loan (Co-Lending)
Bank of Maharashtra co-lending with Muthoot Fincorp for a -based unsecured business loan of ₹5,000 to ₹5 lakh for 3 to 18 months, repaid through EDI.
Maha MSE Collateral Free Cash Credit Facility
Collateral-free working-capital cash credit up to ₹5 crore under mandatory cover, with 25% minimum margin.
Maha MSE Collateral Free Term Loan Facility
Collateral-free business-purpose term loan up to ₹5 crore under mandatory cover, with 25% margin and up to seven years including moratorium.
Mahabank Commercial Vehicle Loan for Small Road Transport Operators
Term finance up to ₹2 crore for a small road transport operator to purchase commercial vehicles, with 15% minimum margin and repayment up to seven years.
Mahabank Scheme for Contractors
₹10 lakh to ₹10 crore in term loan, cash credit, letters of credit and guarantee facilities for established contractors meeting the published vintage, profitability and credit-score rules.
Credit Facilities to Entrepreneurs
Entrepreneur finance for setting up, modernising, diversifying, upgrading or expanding an enterprise through term loans, working-capital cash credit and non-fund facilities.
Credit Guarantee Scheme for Exporters (CGSE)
Additional collateral-free export working-capital support up to 20% of existing limits, capped at ₹50 crore per borrower, with 100% guarantee cover.
Credit Guarantee Scheme for Subordinate Debt (CGSSD)
Historical promoter sub-debt support equal to 50% of promoter stake or ₹75 lakh, whichever is lower, with 90% guarantee and equity/
Emergency Credit Line Guarantee Scheme 5.0 (ECLGS 5.0)
West-Asia-crisis support through a working-capital term loan of up to ₹100 crore per borrower, with 100% guarantee for and 90% for non-.
Mahabank e-NWR Loan for Agriculture Produce Traders
A demand loan above ₹10 lakh and up to ₹2 crore for up to 12 months against eligible non-perishable agricultural produce represented by an electronic negotiable warehouse receipt.
Guaranteed Emergency Credit Line (GECL)
Historical ECLGS-backed emergency finance in fund and non-fund forms, with component-specific limits, moratoriums and 100% guarantee cover.
Mahabank Hospitality Loan
Term-loan and working-capital finance from ₹10 lakh, with total exposure up to ₹10 crore, for eligible hospitality, tourism, food-service and recreation businesses.
Loan Guarantee Scheme for Covid Affected Sectors (LGSCAS)
Historical guaranteed funding for eligible healthcare expansion or new projects outside eight metropolitan cities, up to ₹100 crore with sector-specific margin and 75%/
Loan Guarantee Scheme for Covid Affected Tourism Service Sector (LGSCATSS)
Historical collateral-free guaranteed term loans up to ₹10 lakh for recognised tourism stakeholders and ₹1 lakh for tourist guides, at 7.95% p.a. with 100% cover.
Mahabank Loan Scheme for Doctors
Term-loan and cash-credit finance above ₹10 lakh and up to ₹25 crore for eligible doctors establishing, acquiring, expanding or equipping medical facilities and funding medical working capital.
MAHA LAP Mortgage Loan
₹10 lakh to ₹20 crore as a term loan or drop-line overdraft for eligible businesses and professionals, secured by a SARFAESI-compliant immovable property at 50% loan-to-value.
Mahabank GST Credit Scheme
Fund-based and non-fund-based working capital above ₹10 lakh and up to ₹25 crore for -registered with at least one year in business and current returns.
Mahabank MSME Gold Loan Scheme
₹20,000 to ₹1 crore against pledged gold for eligible individual and proprietary , with 12-month or bullet repayment and nil prepayment charge.
Maha MSME Machinery and Equipment Scheme
Term finance up to ₹50 crore for machinery and equipment, with 25% minimum margin, repayment up to seven years and financed assets as primary security.
Maha MSME Project Loan Scheme
Term finance for a viable new or expanding project, with financed assets as primary security, a route up to ₹5 crore and repayment up to 10 years including up to two years' moratorium.
Mahabank Finance to MSME Startups
Working-capital and term finance above ₹25 lakh and up to ₹20 crore for eligible -recognised startups, with 25% margin and repayment up to 10 years.
Mutual Credit Guarantee Scheme for MSMEs (MCGS-MSME)
Term-loan finance for purchasing equipment or machinery, with guarantee support up to ₹100 crore and 60% cover of default.
PM SVANidhi (Street Vendor Working Capital)
Three collateral-free working-capital tranches up to ₹50,000 for eligible street vendors, with interest subsidy and a later -linked RuPay credit-card facility.
Prime Minister's Employment Generation Programme (PMEGP)
Government margin-money subsidy for new micro enterprises and eligible upgradation projects, with project caps, category-based contributions and 3–7-year repayment.
Pradhan Mantri Mudra Yojana (PMMY)
Collateral-free micro-enterprise finance in Shishu, Kishor, Tarun and Tarun Plus bands, from up to ₹50,000 to ₹20 lakh.
Mahabank Professional Loan Scheme (MPLS)
Term finance above ₹10 lakh and up to ₹2 crore for eligible practising professionals, with a linked clean cash-credit sublimit up to ₹5 lakh and repayment up to seven years.
Maha MSME Regular Cash Credit Facility
Regular working-capital cash credit secured by current assets, with 25% minimum margin and possible rate reduction when collateral is offered.
Maha Bank Finance to Solar Vendor
Fund-based and non-fund-based working-capital finance above ₹10 lakh and up to ₹5 crore for registered solar vendors, with cover and 25% stock/
Stand-Up India
Composite term and working-capital finance of ₹10 lakh to ₹1 crore for eligible women or SC/
Bank of Maharashtra Standby Line of Credit for MSME
A short-term fund-based line for eligible existing , calculated at up to 25% of working-capital exposure and capped at ₹1.25 crore, repayable within 12 months.
Mahabank Textile Cluster Scheme
Fund-based and non-fund-based domestic or export finance above ₹25 lakh and up to ₹100 crore for eligible in seven named textile clusters, with repayment up to 10 years.
Debit, prepaid, forex & payment services
Compare category →Bank of Maharashtra Full-KYC Prepaid Card
Reloadable Full- prepaid card for shopping, bills, , e-commerce and withdrawals within the published ₹2 lakh load ceiling.
Bank of Maharashtra Gift Card
Non-reloadable gift card with one-year validity and a ₹10,000 per-card limit for and e-commerce purchases.
Bank of Maharashtra RuPay Classic Debit Card
RuPay Classic debit card for , and e-commerce transactions, with published default and maximum limits.
Bank of Maharashtra RuPay Petro Debit Card
RuPay Petro debit card for fuel-station and contactless transactions, with a ₹10,000 monthly average-balance requirement.
Bank of Maharashtra RuPay Platinum Debit Card
RuPay Platinum debit card for customers maintaining a ₹10,000 quarterly average balance, with lounge, accident cover and enhanced limits.
Bank of Maharashtra RuPay PMJDY Debit Card
RuPay debit card issued to eligible PMJDY customers for -network transactions, subject to account balance.
Bank of Maharashtra RuPay Select Debit Card
RuPay Select debit card for customers maintaining a ₹1 lakh quarterly average balance, with lounge and lifestyle benefits.
Bank of Maharashtra Visa Classic Debit Card
Visa Classic debit card for eligible customers with and card transaction facilities, subject to account balance.
Credit cards
Compare category →Primary registry evidence
Reserve Bank of India directory
The RBI directory establishes the institution’s classification and registry identity. Product availability and terms are checked separately on the bank’s current India operation.