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PNB Project Finance and Infrastructure Finance

Fund-based and non-fund-based finance for new projects and expansion, diversification or modernization of existing infrastructure and non-infrastructure projects.

Published project areasPower including solar, wind and hydro; roads/other PPP; oil and gas/natural resources; aviation; telecommunications; railways; residential/commercial real estate; and manufacturing such as cement and steel.Published project feesPNB publishes TEV, syndication, shared project-appraisal, underwriting and consortium implementation/monitoring charges; amounts depend on project loan/cost and the service used. See the complete fee table.PurposeNew projects and expansion, diversification or modernization of existing projects in infrastructure and non-infrastructure sectors.
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PNB Project Finance and Infrastructure Finance

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Power including solar, wind and hydro?

Published source: Published project areas

2Do you meet this requirement: roads/other PPP?

Published source: Published project areas

3Do you meet this requirement: oil and gas/natural resources?

Published source: Published project areas

4Do you meet this requirement: aviation?

Published source: Published project areas

5Do you meet this requirement: telecommunications?

Published source: Published project areas
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✓ Manually checked 8 Oct 2026 · active
PNB Project Finance and Infrastructure Finance
Offered byPunjab National Bank

See the official bank source for geographic availability.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposeNew projects and expansion, diversification or modernization of existing projects in infrastructure and non-infrastructure sectors.View source
PNB states that fund-based and non-fund-based credit facilities are available for new projects and expansion, diversification and modernization of existing projects.
Source
PNB Project Finance and Infrastructure Finance
Page / section
Overview
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
FacilitiesFund-based and non-fund-based credit facilities.View source
The product page explicitly lists both fund-based and non-fund-based credit facilities.
Source
PNB Project Finance and Infrastructure Finance
Page / section
Overview
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Published project areasPower including solar, wind and hydro; roads/other PPP; oil and gas/natural resources; aviation; telecommunications; railways; residential/commercial real estate; and manufacturing such as cement and steel.View source
These are the eight sector bullets listed on the official page; it does not state a universal project-size threshold.
Source
PNB Project Finance and Infrastructure Finance
Page / section
Major areas of project finance
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Published project feesPNB publishes TEV, syndication, shared project-appraisal, underwriting and consortium implementation/monitoring charges; amounts depend on project loan/cost and the service used. See the complete fee table.View source
Current tariff rows explicitly name TEV appraisal, syndication, shared appraisal, underwriting and project implementation/monitoring/security-agency services.
Source
PNB Credit Related Service Charges — corporate facility schedule
Page / section
§§9.1–9.4 and 10.12–10.14
Accessed
8 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • Fund-based and non-fund-based facilities
  • PNB names power/renewables, roads/PPP, oil and gas/natural resources, aviation, telecom, railways, residential/commercial real estate and manufacturing among the covered areas

Related official documents

PNB Download Forms directory — corporate lending checklist scope reviewofficial-forms-directory · relevant-form-directory-scope-reviewed · accessed 8 Oct 2026
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PNB Corporate Loans catalogueofficial-product-catalogue · all-corporate-catalogue-rows-reviewed · accessed 8 Oct 2026
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PNB Credit Related Service Charges — processing and term-loan fee scopeofficial-service-charge-page · reused-current-fee-scope-reviewed-not-applied-generically · accessed 8 Oct 2026
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PNB Interest Rates on Advances — current MCLR and RLLR benchmarksofficial-bank-rate-page · reused-current-benchmark-reviewed-2026-10-08 · accessed 8 Oct 2026
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PNB Other Advances (Not Specified Elsewhere) interest-rate scheduleofficial-interest-rate-page · shared-official-rate-sections-reviewed-exact-applicability-mapped · accessed 8 Oct 2026
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PNB Project Finance and Infrastructure Financeofficial-product-page · complete-product-content-reviewed · accessed 8 Oct 2026
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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Loan Against Future Lease Rentals · PNB-published purpose and scopeFor property owners who have let out property in metro, urban, semi-urban or rural centres.

This value is copied from PNB corporate loan catalogue. Check the table notes before relying on it.

Source: PNB Corporate Loans catalogue · Corporate Loans, all eight cards Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsPNB corporate loan catalogueAll eight corporate loan facilities and the corresponding purpose published in the PNB catalogue.View tableHide table

Scroll sideways to view every column

PNB corporate loan catalogue
FacilityPNB-published purpose and scope
Loan Against Future Lease RentalsFor property owners who have let out property in metro, urban, semi-urban or rural centres.
Working Capital FinancingShort-term funds for day-to-day business operations.
Project Finance and Infrastructure FinanceFund and non-fund credit for new projects and expansion, diversification or modernization of existing projects.
Term LoansCapital expenditure for setting up/starting an industrial unit or new business, and for expansion.
Export FinancePre-shipment and post-shipment fund-based and non-fund-based export credit.
Bill FinancingPurchase, discount or advance against collection of inland bills for genuine trade; the card also names RRs, MTRs, government-supply bills, third-party demand drafts and cheques.
Financing Against Future ReceivablesFinance against assured receivables for corporate/non-corporate borrowers, including educational institutions, BPO/KPO and BOT road toll/annuity receivables.
Short Term LoanBusiness-exigency finance for reputed and corporate customers, for a period not exceeding 12 months.
PNB Corporate Loans catalogue · Corporate Loans, all eight cards · accessed 8 Oct 2026Open official source ↗
Table 2 · 11 rows · 3 columnsPNB project-finance appraisal and syndication chargesView tableHide table

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PNB project-finance appraisal and syndication charges
ServicePublished chargeCondition
TEV study carried out internally; report for internal use0.10% of project-loan amount; minimum ₹50,000; maximum ₹250 lakh for project loans above ₹400 crore. Consultant study: consultant fee + ₹15,000.Current §9.1; applicable taxes extra.
TEV study carried out internally and report shared with customer0.15% of project-loan amount; minimum ₹50,000; maximum ₹250 lakh for project loans above ₹400 crore. Consultant study: consultant fee + ₹15,000.Current §9.2; applicable taxes extra.
TEV report vetting50% of the applicable TEV appraisal fee.Current §9.3.
TEV study waived by competent authorityProject cost up to ₹5 crore: nil; above ₹5 crore: ₹50,000.Current §9.4.
Syndication fee including project appraisal0.50% of total project loan.Current §10.12(i).
Shared project appraisal without PNB syndication0.20% of total project loan.Where the appraisal is used by other banks/FIs for sanction; current §10.12(ii).
Underwriting assignment0.25% of total debt, recovered at sanction in addition to syndication fee.Current §10.13.
Consortium/syndication/multiple-banking project monitoring/security agency — project cost up to ₹25 crore1.10% of project cost; minimum ₹11 lakh, maximum ₹28 lakh.Term-loan component must total at least ₹5 crore; current §10.14.
Project cost above ₹25–₹50 crore0.85%; minimum ₹28 lakh, maximum ₹40 lakh.Same §10.14 applicability.
Project cost above ₹50–₹100 crore0.55%; minimum ₹40 lakh, maximum ₹55 lakh.Same §10.14 applicability.
Project cost above ₹100 crore0.30%; minimum ₹55 lakh; maximum negotiated with market.Same §10.14 applicability.
PNB Credit Related Service Charges — corporate facility schedule · §§9.1–9.4 and 10.12–10.14 · accessed 8 Oct 2026Open official source ↗

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