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PNB Compressed Bio Gas () under SATAT Scheme

Project finance for setting up a compressed bio-gas plant under SATAT, with a minimum ₹1 crore loan, minimum 2-tonne/day plant capacity and term-loan, working-capital and non-fund facilities.

Loan amountMinimum ₹1 crore; maximum need-based.Interest rate and concessionMSME advances are linked to RLLR; other borrowers to 1-year MCLR. Scheme concession is 0.25 percentage point on card rate. The scheme sheet gives no spread, card rate or final all-in price.Eligible borrower and plantSole proprietorships, partnerships, LLPs, companies and co-operative societies awarded an OMC Letter of Intent to supply CBG under SATAT; obtaining the LOI is a precondition to processing. Single-plant designated capacity must be at least 2.0 tonnes/day.
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PNB Compressed Bio Gas () under SATAT Scheme

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Sole proprietorships, partnerships, LLPs, companies and co-operative societies awarded an OMC Letter of Intent to supply CBG under SATAT?

Published source: Eligible borrower and plant

2Do you meet this requirement: obtaining the LOI is a precondition to processing?

Published source: Eligible borrower and plant

3Do you meet this requirement: Single-plant designated capacity must be at least 2.0 tonnes/day?

Published source: Eligible borrower and plant

4Do you meet this requirement: Oil Marketing Company Letter of Intent for CBG supply under SATAT, required before the loan can be processed?

Published source: Documents

5Do you meet this requirement: Applicant must hold an Oil Marketing Company Letter of Intent under SATAT?

6Document checkDo you have this required document or proof: Oil Marketing Company Letter of Intent for CBG supply under SATAT, required before the loan can be processed?

Published source: Documents
0 of 6 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 8 Oct 2026 · active
Offered byPunjab National Bank

See the official bank source for geographic availability.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposeFinance for setting up compressed bio-gas plants under the SATAT scheme.View source
The sheet states it finances setting up plants.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
page 1, row 2 Purpose
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Eligible borrower and plantSole proprietorships, partnerships, LLPs, companies and co-operative societies awarded an OMC Letter of Intent to supply CBG under SATAT; obtaining the LOI is a precondition to processing. Single-plant designated capacity must be at least 2.0 tonnes/day.View source
Preserves each listed entity form, LOI precondition and minimum plant capacity.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
page 1, row 3 Eligibility
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
FacilitiesTerm loan, working capital and non-fund-based limit.View source
All three facility types are separately listed.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
page 1, row 4 Nature of Facility
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Loan amountMinimum ₹1 crore; maximum need-based.View source
The sheet states minimum ₹1 crore and maximum need-based; no numeric maximum is added.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
page 1, row 5 Quantum of Loan
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Repayment / renewalTerm loan: up to 12 years including moratorium up to 24 months. Working capital: 12 months, subject to annual renewal.View source
Separate term-loan and working-capital rules are preserved.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
page 1, rows 6–7 Tenor and Moratorium
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Moratorium and interest during constructionUp to 24 months including construction period / achievement of COD up to 18 months. Interest during construction may be capitalised into project cost under the bank's extant guidelines; interest after COD during moratorium must be serviced.View source
The construction/COD period is within the stated maximum; capitalization is conditional.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
page 1, row 7 Moratorium
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Borrower marginTerm loan: minimum 30% of project cost. Working capital: minimum 25%. Non-fund-based limit: minimum 15% cash margin.View source
Separate minimum margin for each facility.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
page 1, row 8 Margin
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Interest rate and concessionMSME advances are linked to RLLR; other borrowers to 1-year MCLR. Scheme concession is 0.25 percentage point on card rate. The scheme sheet gives no spread, card rate or final all-in price.View source
Formula and concession are transcribed without deriving an unsupported all-in price.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
page 1, row 9 Rate of Interest & Concessions
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Primary security and cash-flow waterfallTerm loan: exclusive charge on project immovable/movable assets, cash flow, commercial agreements, escrow accounts and DSRA. All OMC sale proceeds are credited to borrower escrow and appropriated first to term-loan repayment under the usual waterfall. Working capital: hypothecation of stock and receivables.View source
Includes the page-break continuation, escrow proceeds and first-priority repayment waterfall.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
pages 1–2, row 10 Primary Security
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Collateral securityNil under the scheme sheet.View source
The distinct collateral-security row says NIL; it is not conflated with primary security.
Source
PNB Compressed Bio Gas () under SATAT Scheme
Page / section
page 2, row 11 Collateral Security
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
DocumentsOil Marketing Company Letter of Intent for CBG supply under SATAT, required before the loan can be processed.View source
The manually reviewed product record states: “Oil Marketing Company Letter of Intent for supply under SATAT, required before the loan can be processed.”.
Source
PNB Compressed Bio Gas () under SATAT Scheme — official product page
Page / section
Published product metadata
Accessed
8 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • Term loan up to 12 years, including moratorium up to 24 months
  • Scheme sheet states nil collateral security
  • 0.25 percentage-point concession on card rate under the scheme

Eligibility

  • Applicant must hold an Oil Marketing Company Letter of Intent under SATAT; the LOI is a precondition for processing.
  • A single plant must have designated capacity of at least 2.0 tonnes/day.
  • The names sole proprietorships, partnerships, , companies and co-operative societies.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Oil Marketing Company Letter of Intent for supply under SATAT, required before the loan can be processed.

Related official documents

PNB Interest Rates on Advances — current MCLR and RLLR benchmarksofficial-bank-rate-page · reused-current-benchmark-reviewed-2026-10-08 · accessed 8 Oct 2026
↗
PNB MSME Banking catalogue — current scheme linksofficial-product-catalogue · current-catalogue-links-reviewed · accessed 8 Oct 2026
↗
PNB Compressed Bio Gas (CBG) under SATAT Schemeofficial-msme-scheme-pdf · all-actual-pages-text-and-visual-review-complete · accessed 8 Oct 2026
↗
PNB Other Advances (Not Specified Elsewhere) interest-rate scheduleofficial-interest-rate-page · shared-official-rate-sections-reviewed-exact-applicability-mapped · accessed 8 Oct 2026
↗

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

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1 · ParameterScheme name

This value is copied from PNB under SATAT — complete published scheme parameters. Check the table notes before relying on it.

Source: PNB Compressed Bio Gas () under SATAT Scheme · Actual pages 1–2, numbered rows 1–11 Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 11 rows · 3 columnsPNB CBG under SATAT — complete published scheme parametersView tableHide table

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PNB CBG under SATAT — complete published scheme parameters
No.ParameterPublished description
1Scheme namePNB Compressed Bio Gas () under Sustainable Alternative Towards Affordable Transportation (SATAT) Scheme.
2PurposeFinance for setting up plants.
3EligibilitySole proprietorships, partnerships, , companies and co-operative societies awarded OMC Letters of Intent for supply under SATAT. Obtaining the OMC LOI is precondition for processing. Minimum designated single-plant capacity: 2.0 tonnes/day.
4FacilitiesTerm loan; working capital; non-fund-based limit.
5Loan quantumMinimum ₹1 crore; maximum need-based.
6TenorTerm loan up to 12 years including moratorium up to 24 months on merits. Working capital: 12 months subject to annual renewal.
7MoratoriumUp to 24 months including construction period / achievement of COD up to 18 months. Interest during construction may be capitalised into project cost under extant bank guidelines. Interest after COD during moratorium must be serviced.
8MarginTerm loan: minimum 30% of project cost. Working capital: minimum 25%. Non-fund-based facility: minimum 15% cash margin.
9Interest and concession advances linked with ; other borrowers with 1-year . Scheme concession: 0.25 percentage point on card rate. The sheet states no spread, card rate or all-in scheme rate.
10Primary securityTerm loan: exclusive charge over immovable/movable project assets, cash flow, commercial agreements, escrow accounts and DSRA. All OMC proceeds for sales must enter borrower escrow and are appropriated first to term-loan repayment under the usual waterfall. Working capital: hypothecation of stock and receivables.
11Collateral securityNil.
  • The current catalogue links the sheet; metadata is 12 November 2021 and no revision/effective date is printed. Terms are those of the linked sheet, not represented as newly issued in 2026.
  • Current benchmark context: 8.35% effective 8 October 2026; one-year 8.80% effective 1 October 2026. No product all-in rate inferred.
PNB Compressed Bio Gas () under SATAT Scheme · Actual pages 1–2, numbered rows 1–11 · accessed 8 Oct 2026Open official source ↗
Table 2 · 2 rows · 4 columnsPNB current lending benchmark values — dated contextView tableHide table

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PNB current lending benchmark values — dated context
BenchmarkCurrent valueEffective dateScheme use
8.35%8 October 2026 benchmark; formula base; remains additionally applicable.
1-year 8.80%1 October 2026 other-borrower benchmark; other-borrower formula base.
  • Benchmarks are from the current PNB advances-rate page; they are not a product quote or evidence of a revised date for either old scheme .
PNB Interest Rates on Advances — current benchmarks · and benchmark tables · accessed 8 Oct 2026Open official source ↗

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