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PNB Financing Against Future Receivables

Finance against assured future receivables for business needs; PNB names education institutions, BPO/KPO businesses and BOT road-project toll/annuity receivables as examples.

Customer type and receivablesCorporate and non-corporate borrowers; examples include educational institutions, BPOs/KPOs and future toll-collection/annuity receivables from BOT road projects.PurposeFinance business needs against assured future receivables.
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PNB Financing Against Future Receivables

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Corporate and non-corporate borrowers?

Published source: Customer type and receivables

2Do you meet this requirement: examples include educational institutions, BPOs/KPOs and future toll-collection/annuity receivables from BOT road projects?

Published source: Customer type and receivables

3Do you meet this requirement: PNB names corporate and non-corporate borrowers with assured future receivables?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 8 Oct 2026 · active
PNB Financing Against Future Receivables
Offered byPunjab National Bank

See the official bank source for geographic availability.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposeFinance business needs against assured future receivables.View source
The card says borrowers with assured future receivables can avail the facility for business needs.
Source
PNB Corporate Loans catalogue
Page / section
Financing Against Future Receivables card
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Customer type and receivablesCorporate and non-corporate borrowers; examples include educational institutions, BPOs/KPOs and future toll-collection/annuity receivables from BOT road projects.View source
All borrower classes and examples come from the full PNB catalogue card; the card does not state an amount, tenor or rate.
Source
PNB Corporate Loans catalogue
Page / section
Financing Against Future Receivables card
Accessed
8 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • PNB names education-institution and BPO/KPO receivables and future toll/annuity receivables from BOT road projects

Eligibility

  • PNB names corporate and non-corporate borrowers with assured future receivables.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

PNB Download Forms directory — corporate lending checklist scope reviewofficial-forms-directory · relevant-form-directory-scope-reviewed · accessed 8 Oct 2026
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PNB Corporate Loans catalogueofficial-product-catalogue · all-corporate-catalogue-rows-reviewed · accessed 8 Oct 2026
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PNB Credit Related Service Charges — processing and term-loan fee scopeofficial-service-charge-page · reused-current-fee-scope-reviewed-not-applied-generically · accessed 8 Oct 2026
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PNB Interest Rates on Advances — current MCLR and RLLR benchmarksofficial-bank-rate-page · reused-current-benchmark-reviewed-2026-10-08 · accessed 8 Oct 2026
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PNB Other Advances (Not Specified Elsewhere) interest-rate scheduleofficial-interest-rate-page · shared-official-rate-sections-reviewed-exact-applicability-mapped · accessed 8 Oct 2026
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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

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Loan Against Future Lease Rentals · PNB-published purpose and scopeFor property owners who have let out property in metro, urban, semi-urban or rural centres.

This value is copied from PNB corporate loan catalogue. Check the table notes before relying on it.

Source: PNB Corporate Loans catalogue · Corporate Loans, all eight cards Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsPNB corporate loan catalogueAll eight corporate loan facilities and the corresponding purpose published in the PNB catalogue.View tableHide table

Scroll sideways to view every column

PNB corporate loan catalogue
FacilityPNB-published purpose and scope
Loan Against Future Lease RentalsFor property owners who have let out property in metro, urban, semi-urban or rural centres.
Working Capital FinancingShort-term funds for day-to-day business operations.
Project Finance and Infrastructure FinanceFund and non-fund credit for new projects and expansion, diversification or modernization of existing projects.
Term LoansCapital expenditure for setting up/starting an industrial unit or new business, and for expansion.
Export FinancePre-shipment and post-shipment fund-based and non-fund-based export credit.
Bill FinancingPurchase, discount or advance against collection of inland bills for genuine trade; the card also names RRs, MTRs, government-supply bills, third-party demand drafts and cheques.
Financing Against Future ReceivablesFinance against assured receivables for corporate/non-corporate borrowers, including educational institutions, BPO/KPO and BOT road toll/annuity receivables.
Short Term LoanBusiness-exigency finance for reputed and corporate customers, for a period not exceeding 12 months.
PNB Corporate Loans catalogue · Corporate Loans, all eight cards · accessed 8 Oct 2026Open official source ↗

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