IndiaBanks.org · independent research

Business, & agriculture finance

PNB Short Term Loan for Corporate Customers

Short-term finance for business exigencies of reputed and corporate customers, with a published maximum period of 12 months.

Customer typeReputed public-sector undertakings and corporate customers.PurposeMeet short-term business exigencies of reputed PSUs and corporate customers.TenureNot exceeding 12 months.
Official product page ↗Compare category

Quick eligibility check

PNB Short Term Loan for Corporate Customers

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Reputed public-sector undertakings and corporate customers?

Published source: Customer type

2Do you meet this requirement: PNB names reputed PSUs and corporate customers with short-term business exigencies?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 8 Oct 2026 · active
PNB Short Term Loan
Offered byPunjab National Bank

See the official bank source for geographic availability.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposeMeet short-term business exigencies of reputed PSUs and corporate customers.View source
The product card names the borrower segment and short-term business-exigency purpose.
Source
PNB Corporate Loans catalogue
Page / section
Short Term Loan card
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Customer typeReputed public-sector undertakings and corporate customers.View source
The catalogue explicitly names reputed and corporate customers.
Source
PNB Corporate Loans catalogue
Page / section
Short Term Loan card
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
TenureNot exceeding 12 months.View source
PNB states that these loans are sanctioned for a short period not exceeding 12 months.
Source
PNB Corporate Loans catalogue
Page / section
Short Term Loan card
Accessed
8 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • Maximum published period is 12 months

Eligibility

  • PNB names reputed and corporate customers with short-term business exigencies.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

PNB Download Forms directory — corporate lending checklist scope reviewofficial-forms-directory · relevant-form-directory-scope-reviewed · accessed 8 Oct 2026
↗
PNB Corporate Loans catalogueofficial-product-catalogue · all-corporate-catalogue-rows-reviewed · accessed 8 Oct 2026
↗
PNB Credit Related Service Charges — processing and term-loan fee scopeofficial-service-charge-page · reused-current-fee-scope-reviewed-not-applied-generically · accessed 8 Oct 2026
↗
PNB Interest Rates on Advances — current MCLR and RLLR benchmarksofficial-bank-rate-page · reused-current-benchmark-reviewed-2026-10-08 · accessed 8 Oct 2026
↗
PNB Other Advances (Not Specified Elsewhere) interest-rate scheduleofficial-interest-rate-page · shared-official-rate-sections-reviewed-exact-applicability-mapped · accessed 8 Oct 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Loan Against Future Lease Rentals · PNB-published purpose and scopeFor property owners who have let out property in metro, urban, semi-urban or rural centres.

This value is copied from PNB corporate loan catalogue. Check the table notes before relying on it.

Source: PNB Corporate Loans catalogue · Corporate Loans, all eight cards Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsPNB corporate loan catalogueAll eight corporate loan facilities and the corresponding purpose published in the PNB catalogue.View tableHide table

Scroll sideways to view every column

PNB corporate loan catalogue
FacilityPNB-published purpose and scope
Loan Against Future Lease RentalsFor property owners who have let out property in metro, urban, semi-urban or rural centres.
Working Capital FinancingShort-term funds for day-to-day business operations.
Project Finance and Infrastructure FinanceFund and non-fund credit for new projects and expansion, diversification or modernization of existing projects.
Term LoansCapital expenditure for setting up/starting an industrial unit or new business, and for expansion.
Export FinancePre-shipment and post-shipment fund-based and non-fund-based export credit.
Bill FinancingPurchase, discount or advance against collection of inland bills for genuine trade; the card also names RRs, MTRs, government-supply bills, third-party demand drafts and cheques.
Financing Against Future ReceivablesFinance against assured receivables for corporate/non-corporate borrowers, including educational institutions, BPO/KPO and BOT road toll/annuity receivables.
Short Term LoanBusiness-exigency finance for reputed and corporate customers, for a period not exceeding 12 months.
PNB Corporate Loans catalogue · Corporate Loans, all eight cards · accessed 8 Oct 2026Open official source ↗

More from Punjab National Bank

Related products

PNB Arhatia Scheme

A working-capital overdraft for licensed commission agents/arhatias to advance farm inputs, buy farmers' output and fund post-harvest sorting or grading, up to ₹5 crore.

View product

PNB Artisan Credit Card

Term-loan and cash-credit support for artisans, stated up to ₹2 lakh, with nil margin at that limit, hypothecation of business assets and cover instead of collateral/third-party guarantee.

View product

PNB Bill Financing

Advances against inland bills through purchase, discounting or collection; PNB also names bills supported by railway or motor-transport receipts, government-supply bills, third-party demand drafts and cheques.

View product

PNB Compressed Bio Gas (CBG) under SATAT Scheme

Project finance for setting up a compressed bio-gas plant under SATAT, with a minimum ₹1 crore loan, minimum 2-tonne/day plant capacity and term-loan, working-capital and non-fund facilities.

View product