Pension and retirement schemes

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Product and bank⇅	Scheme type⇅ Filter Scheme type PPension & retirementIInsurance Matches any selected option	Eligibility⇅ Filter Eligibility YYouth / minor Matches any selected option	Contributions⇅ Filter Contributions ₹Includes an amount◷Includes a time period!Has conditions or limits Matches any selected option	Investment choice⇅ Filter Investment choice %Includes a percentage◷Includes a time period!Has conditions or limits Matches any selected option	Published fees⇅ Filter Published fees %Percentage-based fee Matches any selected option	Exit / withdrawal⇅ Filter Exit / withdrawal ✓Full withdrawal route↗Partial / staggered withdrawalAAnnuity required◷Lock-in / restricted exit₹Corpus threshold applies Matches any selected option	Channels⇅ Filter Channels ↗Online▣Mobile appBBranch Matches any selected option
SBI National Pension System (All Citizen Model)State Bank of India	PFRDA-regulated defined-contribution National Pension System Point-of-Presence service	Indian citizens aged 18 to 70, including resident Indians and NRIs existing coverage under another pension scheme does not exclude an individual	Tier I: ₹500 at opening, ₹500 per contribution and ₹1,000 total per year Tier II: ₹1,000 at opening and ₹250 per contribution, with no annual minimum stated	Market-linked returns choose a pension fund manager, change it once per financial year and change asset allocation four times per financial year	0.03% to 0.09%	At least 40% to an annuity and up to 60% as lump sum or staggered withdrawal through age 75 full withdrawal if corpus is ₹5 lakh or less	Open through SBI YONO, Online SBI or an SBI PoP-SP branch subsequent contributions and monthly standing instructions are available online or through registered branches
SBI NPS VatsalyaState Bank of India	PFRDA-regulated saving-cum-pension scheme for minors	All minor citizens below age 18 account opened in the minor's name, operated by a guardian and held solely for the minor beneficiary	Minimum ₹1,000 at opening and ₹1,000 per year thereafter no published maximum	Default LC-50 auto choices LC-75, LC-50 or LC-25 active allocation up to 75% equity, 100% corporate debt, 100% government securities and 5% alternate assets	Not published	Up to 25% of contributions after three years for education, specified illness or disability, no more than three times	Nearest SBI branch
SBI NRI Life Insurance GatewayState Bank of India	NRI life-insurance distribution gateway	NRI with valid Indian passport, plus eligible PIO or OCI applicants including stated persons of Indian origin or spouses of Indian citizens	Not published	Not published	Not published	Not published	Not published
SBI National Pension System for NRIsState Bank of India	Defined-contribution National Pension System Tier I account service for NRIs	Not published	₹500	Choice of pension-fund manager change the manager once per financial year and asset allocation four times per financial year	0.01%	Up to 25% of the subscriber's own contributions after a three-year lock-in, no more than three withdrawals over the tenure, subject to regulator conditions	Online through SBI internet banking's NPS Registration menu, or offline at a registered SBI NPS branch with the proper registration form, contribution slip and self-attested KYC documents

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.