Nationalised / public-sector banks
Bank of India
Relationship Beyond Banking
Bank of India was founded in Mumbai on 7 September 1906 and nationalised in July 1969. Its official profile describes a public-sector bank with a broad Indian branch network, specialised offices and international operations.
No product claims are published until official pages and controlling documents have been checked.
Official catalogue
Products and services
Fixed & recurring deposits
Compare category →Capital Gains Account Scheme, 1988
Bank of India lists the Capital Gains Account Scheme, 1988 in its term-deposit catalogue for eligible taxpayers.
Fixed / Short Term Deposit
Bank of India’s fixed and short-term deposit facility, with separate treatment for deposits repayable within six months and longer fixed deposits.
ImageHarit Jama Yojana (Green Deposits Scheme)
A cumulative green term deposit supporting eligible sustainability projects, published at 6.85% p.a. for 999 days from 1 June 2026.
Non-callable Deposit
A premium-rate Bank of India term deposit with no ordinary premature closure and a published large-deposit threshold.
Star Double Benefit Term Deposit
A cumulative Bank of India deposit with quarterly compounding and principal plus interest paid at maturity.
Star Flexi Recurring Deposit
A flexible recurring deposit with a fixed core instalment and additional flexi instalments when required.
Star Motor Accidental Claimant Annuity Deposit (MACAD)
A court-directed annuity deposit that returns principal and interest as equated monthly instalments to a claimant.
Star Monthly Income Fixed Deposit
A Bank of India term deposit that pays interest monthly or quarterly, with monthly interest paid at a discounted value and a maximum term of 10 years.
Star Quarterly Income Fixed Deposit
A Bank of India term deposit with quarterly or monthly interest payout, subject to and a maximum period of 10 years.
Star Recurring Term Deposit
A recurring deposit accepting a fixed monthly instalment with quarterly compounding and tenures up to 10 years.
Star Sunidhi Tax Saving Deposit Scheme
Bank of India’s tax-saving term-deposit scheme listed in its official term-deposit catalogue.
Debit, prepaid, forex & payment services
Compare category →BOI CASHIT Prepaid Card
A reloadable Visa prepaid card for purchases, e-commerce and cash withdrawal, with ₹50,000 monthly reloads, ₹2 lakh balance ceiling and ₹15,000 daily limit.
BOI Gift Card
A single-load BOI prepaid gift card accepted at Indian and e-commerce merchants, with ₹500–₹10,000 loading and no cash withdrawal.
BOI Master Bingo Debit Card
A domestic Mastercard Bingo student debit card for youth aged 15–25, with ₹15,000 and ₹25,000 /
BOI Master Titanium Debit Card
A Mastercard Titanium contactless debit card with ₹15,000 and ₹50,000 /
BOI Mastercard Platinum Contactless Debit Card
A Mastercard Platinum contactless debit card for specified premium or salary customers, with one domestic lounge visit per quarter and ₹50,000 /
BOI RuPay Kisan Debit Card
A domestic RuPay Kisan debit card for accounts, with ₹15,000 and ₹25,000 limits.
BOI RuPay Mudra Debit Card
A domestic RuPay debit card personalized in the firm's name for /
BOI RuPay NCMC Debit Card
A domestic RuPay National Common Mobility Card with offline-wallet functionality, ₹15,000 and ₹50,000 /
BOI RuPay Platinum Debit Card
An international contactless RuPay Platinum debit card with ₹50,000 and ₹1 lakh limits, accident cover and a historical lounge programme discontinued from 1 April 2026.
BOI RuPay PMJDY Debit Card
A domestic RuPay debit card for PMJDY-linked basic accounts with ₹15,000 and ₹25,000 /
BOI RuPay Punjab Arthia Debit Card
A domestic RuPay card issued to approved Arthias under Punjab's food-procurement project, with ₹15,000 and ₹25,000 limits.
BOI RuPay Sangini Debit Card
A domestic RuPay contactless debit card for individual or self-operated women account holders, with ₹15,000 and ₹25,000 /
BOI RuPay Select Debit Card
A premium international contactless RuPay debit card with lounge access after qualifying spend, fitness and golf benefits and ₹10 lakh accident cover.
BOI Visa Bingo Debit Card
A domestic and international Visa Bingo student debit card for youth aged 15–25, with ₹15,000 and ₹50,000 /
BOI Visa Business Debit Card
A Visa Business debit card for BOI current-account holders with ₹1 lakh and ₹2.5 lakh /
BOI Visa Classic Debit Card
A Visa Classic contactless debit card with ₹15,000 and ₹50,000 /
BOI Visa Paywave Platinum Debit Card
A Visa Platinum contactless debit card accepted at -enabled merchants, with ₹50,000 and ₹1 lakh /
BOI Visa Signature Debit Card
A Visa Signature contactless debit card for customers maintaining an average quarterly balance of ₹10 lakh or more, with ₹1 lakh and ₹5 lakh /
Credit cards
Compare category →BOI Celestia Credit Card
A contactless Ekaa international credit card with ITC hotel stays, dining/
BOI Master Platinum International Credit Card
A historical Master Platinum international/domestic card; BOI's current states issuance of Master credit cards is discontinued.
BOI RuPay Bharat Credit Card
A contactless Platinum international RuPay card with Swiggy One, Flipkart vouchers and domestic/international lounge access.
BOI RuPay Platinum Credit Card
A contactless international RuPay Platinum card with RuPay merchant offers, ₹2 lakh personal-accident/
BOI RuPay Select Credit Card
A contactless premium international RuPay card with Amazon Prime, Swiggy One, lounge visits, BigBasket and BookMyShow offers and ₹10 lakh cover.
BOI RuPay Star Lakshmi Credit Card
A contactless Platinum RuPay card for women aged 21 or above, with subscriptions, salon/
BOI RuPay Swadhan Platinum Credit Card
A RuPay Platinum card issued against a BOI term deposit, with zero issuance, annual and replacement charges and 2X eligible rewards.
BOI Visa Gold International Credit Card
A Visa Gold international/
BOI Visa Platinum International Credit Card
A Visa Platinum international/
Savings, current & salary accounts
Compare category →BOI Star Choice Current Account
A current account allowing a preferred account number, with balance above ₹2 lakh, free collections and embedded cover for eligible individuals/
BOI Diamond Current Account
A Diamond-tier BOI current account with 50% of normal branch /
BOI Diamond Plus Current Account
A Diamond Plus BOI current account with 40% of normal branch /
BOI Elite Salary Account
A zero-balance central-government salary account with accident covers, overdraft, loan-processing concessions and premium-card benefits.
BOI Gold Current Account
A Gold-tier BOI current account with reduced branch remittance charges and -linked service terms.
BOI Gold Plus Current Account
A Gold Plus BOI current account with 70% of normal branch /
BOI Government Salary Account
A salary savings account for government employees with no daily minimum-balance requirement and salary-account concessions.
BOI Nari Shakti Savings Account
A zero-balance, tiered savings account for women with -linked card, locker and accident-cover benefits.
BOI Pensioners Savings Account
A pension-focused savings account with nil minimum balance, pension advance and first-card issuance waiver conditions.
BOI Platinum Current Account
A Platinum BOI current account with free branch / outward charges and premium service concessions.
BOI Platinum Plus Current Account
A relationship-manager current account requiring ₹20 lakh minimum average quarterly balance, with high-volume cash, cheque and statement facilities.
BOI Pratham Savings Account
A BOI entry-level savings account presented for customers building a regular banking habit.
BOI Private Salary Account
A salary savings account for regular private-sector employees with no daily minimum-balance requirement and salary-account concessions.
BOI Rakshak Salary Account
A dedicated salary savings account for defence and police forces with accident, disability, education and air-accident benefits under the current group policy.
BOI Savings Bank Account General
A general BOI savings account with no daily minimum-balance charge and five tiers from Normal through Platinum.
BOI Savings Plus Scheme
A savings account linked to fixed deposits that sweeps surplus above ₹1 lakh into higher-rate and sweeps funds back in ₹25,000 multiples when liquidity is needed.
BOI Silver Current Account
A tiered BOI current account with Silver-level remittance concessions and -linked service terms.
BOI Star Normal Current Account
BOI's standard current account; non-maintenance charges depend on branch location and .
BOI Star Parivaar Savings Account
A family savings scheme giving concessions and privileges when multiple family members bank together.
BOI Super Savings Plus Scheme
A BOI savings-plus variant listed in the official catalogue; current threshold and sweep terms must be confirmed for the selected scheme.
Insurance
Compare category →Generali Central FG Dog Health Cover
A Generali Central pet-health policy for dogs aged 6 months to 10 years, with surgery and hospitalisation cover, emergency pet minding and doctor-on-call assistance.
Generali Central Domestic Travel
A Generali Central domestic travel policy with cashless network-hospital claims, reimbursement, flexible plan choice, quick settlement and instant issuance.
Health Absolute
A Generali Central health policy with Classic, Platinum and Signature plans, individual/non-floater/family-floater options and plan-specific maternity, , restoration and overseas-treatment benefits.
Health Total
A Generali Central health policy with individual or family-floater sum-insured options, hospitalisation and day-care cover, and plan-specific maternity, and overseas-treatment benefits.
Health Unlimited
A Generali Central health policy with ₹7.5 lakh–₹2 crore sum-insured options, lifelong renewal, one- to three-year terms, unlimited reinstatement and plan-specific co-pay and waiting rules.
Generali Central Home Secure
A Generali Central home policy covering fire, theft and natural calamities, with compulsory fire/burglary selection and optional appliance, jewellery, laptop and liability covers.
Hospicash
A Generali Central hospital-cash policy paying a fixed daily benefit for inpatient hospitalisation, with higher multiples and individual or family-floater options.
Motor Protect Two-Wheeler Package Policy
A Generali Central two-wheeler package policy covering third-party liabilities, own-damage risks and a broad menu of optional add-ons.
Generali Central Private Car Insurance
A Generali Central private-car package policy covering mandatory third-party liability and accidental loss or damage to the insured vehicle, with nil-depreciation and other add-ons.
Generali Central Shubh Yatra
A Generali Central travel policy with Daily Commuters, Business and Vacations plan families, accident, baggage, home and trip-disruption benefits with schedule-specific limits.
Generali Central World Wide Travel
A Generali Central worldwide travel policy with cashless or reimbursement claims, worldwide assistance, instant issuance, child return journey and India medical-evacuation extension up to 90 days.
Health Recharge
A Niva Bupa health plan with sum insured options up to ₹95 lakh, deductible choices, pre/
RE Assure
A Niva Bupa health plan offering ₹3 lakh–₹1 crore sum insured, unlimited reinstatement, booster growth, preventive health check-up and optional safeguard, accident and hospital-cash benefits.
Senior First
A Niva Bupa senior-citizen health plan with Gold and Platinum variants, ₹5 lakh–₹25 lakh sum-insured options, plan-specific room access and ReAssure benefits.
Niva Bupa Super Protect Plus Top-up (BOI Elite Salary)
An optional, account-holder-paid Niva Bupa Super Protect Plus health top-up under BOI’s Elite Salary Account, with ₹30 lakh base cover over a ₹3 lakh deductible and published hospitalisation limits.
SUD Life AADARSH
A SUD Life limited-premium non-linked non-participating endowment plan with a fixed 10-year term, 5-year premium term and accidental-death enhancement.
SUD Life Aashirwaad
A non-linked, non-participating SUD Life endowment plan for child-focused goals, with ₹4 lakh–₹100 crore sum assured and flexible 5/
SUD Life AAYUSHMAAN
A non-linked deferred participating plan with a maturity benefit, guaranteed additions and extended lifelong cover equal to basic sum assured after maturity.
SUD Life Akshay
A SUD Life participating savings plan with guaranteed cashback from the 16th policy year, bonuses, maturity benefit and cover up to age 95.
SUD Life Assured Income Plan
A SUD Life non-linked, non-participating endowment plan with a 20–35-year term, annual payout choice and return of premiums at maturity (excluding and extra premium).
SUD Life Century Gold
A non-linked, non-participating savings plan with guaranteed maturity, guaranteed additions and optional three-part death benefit; 5/
SUD Life Century Plus
A limited-premium non-linked non-participating endowment plan with guaranteed maturity benefit and optional accident/disability riders.
SUD Life Century Royale
A SUD Life guaranteed savings plan with 7-pay and 12-pay options, life cover up to 45 years and age-based entry rules.
SUD Life Century Star
A limited-premium SUD Life savings plan with 12–16-year terms, ₹5 lakh–₹25 lakh standard sum assured and optional accident/
SUD Life e-Wealth Royale
A unit-linked, non-participating life plan with Platinum and Platinum Plus options, 0-year-30-day minimum life-assured age, and ₹24,000 minimum annual premium for limited/
SUD Life Elite Assure Plus
A limited-premium SUD Life endowment plan with 5-5-5 and 7-7-7 options, ₹10,000–₹10,00,000 monthly payout choices and double accidental death benefit.
SUD Life Fortune Royale
A non-linked participating individual savings plan with Income Benefit, Lumpsum Benefit and Child Future Secure options, 5–12-year premium terms and 11–25-year policy terms.
SUD Life Guaranteed Money Back Plan
A non-linked non-participating savings plan offering guaranteed money-back payouts every five years, additions and a maturity benefit.
SUD Life Guaranteed Pension Plan
A SUD Life deferred pension plan with guaranteed additions, vesting benefit, no medicals, flexible premium/
SUD Life Immediate Annuity Plus
A non-linked, non-participating immediate annuity plan with lifelong income options funded by savings, eligible reverse-mortgage proceeds or proceeds.
POS–SUD Life Sanchay
A point-of-sale regular-premium non-linked, non-participating endowment plan with a 10-year pay/
SUD Life Praptee
A SUD Life non-linked, non-participating money-back savings plan with increasing payouts every three years, 6/
SUD Life Protect Shield
A non-linked non-participating individual term plan with life-cover, return-of-premium and critical-illness options.
SUD Life Protect Shield Plus
A non-linked, non-participating pure-risk plan with 15–40-year terms, 5/
SUD Life Retirement Royale
A unit-linked, non-participating individual pension plan with Growth Plus and Secure Plus options, 10–40-year terms and 101% of total premiums assured under Secure Plus at vesting.
SUD Life Samriddhi
A non-linked deferred participating endowment plan with guaranteed additions, bonuses and inbuilt accidental-death benefit.
SUD Life Saral Jeevan Bima
A standard non-linked, non-participating individual pure-risk term plan distributed by Bank of India and underwritten by SUD Life.
SUD Life Saral Pension
A single-premium immediate annuity plan with two return-of-purchase-price options, four payout frequencies and entry age 40–80 years.
SUD Life Smart Healthcare
A fixed-benefit SUD Life health plan covering minor and major cancer, heart, liver and kidney critical illnesses with three cover options and ₹5 lakh–₹50 lakh sum insured.
SUD Life Wealth Builder Plan
A SUD Life unit-linked plan for a one-time investment, with entry age 8–60 years and age-based sum-assured multiples from 1.25× to 4× single premium.
SUD Life Wealth Creator
A SUD Life unit-linked life-insurance plan with two investment strategies, multiple funds, fund switching, partial withdrawals and a 1% extra allocation from the 11th policy year.
Personal, home, vehicle & other loans
Compare category →Bank of India Gold Loan
A BOI loan against pledged gold jewellery, ornaments or coins for agriculture, business or consumption, with finance up to 85% of gold value and a ₹30 lakh maximum.
Star Education Loan — Studies Abroad
A Bank of India education loan for regular full-time degree and postgraduate study abroad, with need-based finance up to ₹1.50 crore.
Star Education Loan — Studies in India
An education loan for regular full-time degree and postgraduate study in India, with need-based finance up to ₹1.50 crore for eligible medical and non-medical courses.
Star Education Loan — Working Professionals
An education loan for employed professionals taking recognized part-time, distance or selected executive programmes in India, up to ₹20 lakh.
Star Home Loan
A Bank of India home-loan facility for purchase, construction, renovation, takeover and solar or smart-home projects, with repayment up to 360 months.
Star Loan Against Property
A Bank of India mortgage loan against residential or other acceptable property, with term-loan and reducible overdraft options up to 180 months.
Star Mitra Personal Loan
A BOI clean personal loan for differently abled borrowers to purchase durable aids and appliances, up to ₹2 lakh and 60 months.
Star Pensioner Loan
A Bank of India pensioner loan with secured or clean-loan quantum linked to net monthly pension and repayment up to 60 months.
Star Personal Loan
An unsecured Bank of India personal loan with pricing linked to Personal Score and repayment up to 84 months.
Star PM-Vidyalaxmi Education Loan
An education loan for degree or diploma study in one of 860 quality higher-education institutes, without collateral security and with published -Vidyalaxmi interest-support conditions.
Star Pradhanmantri Kaushal Rin Yojana
A BOI skill-development education loan with no collateral or third-party guarantee under the published scheme conditions.
Star Progressive Education Loan
A staged BOI school-education loan for recognized Indian schools, capped at ₹4 lakh per stage and repaid in 12 instalments after disbursement.
Star Reverse Mortgage Loan
A BOI reverse mortgage for senior homeowners, with loan proceeds against residential property and maximum repayment tenure up to 180 months.
BOI Star Rooftop Solar Panel Finance Loan
A BOI rooftop-solar finance loan under Surya Ghar, with separate individual and housing-society limits and repayment up to 120 months.
Star Suvidha Express Personal Loan
A Bank of India quick-disposal personal loan for eligible salaried customers, with no collateral and repayment up to 84 months.
Star Top Up Loan
A BOI top-up facility over an eligible home-loan relationship for furnishing, solar PV, renovation, takeover and related housing needs, with no maximum limit stated on the page.
Star Vehicle Loan — Individuals
A Bank of India vehicle loan for new or eligible used two-wheelers, four-wheelers and water vehicles, with up to 90% new-vehicle finance.
Banking, wealth, forex & trade services
Compare category →Business, & agriculture finance
Compare category →BOI Pradhan Mantri Mudra Yojana
Term-loan and/
BOI Star Asset Backed Loan
Fund-based and non-fund-based finance secured by residential or commercial property, from ₹10 lakh to ₹20 crore with up to 60%/
BOI Star Channel Credit — Dealer
Invoice and bill-discounting channel finance for dealers of sponsor corporates through BOI's automated platform.
BOI Star Channel Credit — Supplier
Invoice and bill-discounting channel finance for suppliers and vendors of sponsor corporates through BOI's automated platform.
BOI Star MSME Education Plus
Term finance for educational institutions' construction, repair, renovation, furniture, fixtures and computers, from ₹10 lakh to ₹5 crore.
BOI Star SME Contractor Credit
Working-capital line for established contractors, including fund-based limits, bank guarantees and letters of credit from ₹10 lakh to ₹5 crore.
BOI Star Start Up Scheme
Fund-based or non-fund-based finance for eligible start-ups recognised under government policy, with ₹10 lakh minimum and assessment-based maximum.
BOI Udyami Vanita
Funded and non-funded finance above ₹10 lakh up to ₹10 crore for women-led businesses, with a starting rate of RBLR + 0.25%.
Primary registry evidence
Reserve Bank of India directory
The RBI directory establishes the institution’s classification and registry identity. Product availability and terms are checked separately on the bank’s current India operation.