Nationalised / public-sector banks
Union Bank of India
Union Bank of India is listed by the Reserve Bank of India as a public-sector bank in India. Its IndiaBanks.org profile brings together the bank’s official website, institutional identity and independently reviewed public product information.
No product claims are published until official pages and controlling documents have been checked.
Official catalogue
Products and services
Personal, home, vehicle & other loans
Compare category →Union Awas
A special Union Bank home-loan scheme for purchasing or constructing a house, and repairing, improving or extending an existing residential property in semi-urban or rural areas.
Union Cash (Pensioner and Family Pensioner Loan)
A personal-expense loan for pensioners and family pensioners, including medical treatment, travel and unforeseen expenses, with no collateral and a spouse or nominee guarantee condition.
Union Education Loan
Education finance for eligible courses in India and abroad, with repayment up to 15 years and collateral rules that vary by amount and scheme.
Union Green Home Loan
A Union Home variant for eligible green housing, with a published additional 10-basis-point concession after receipt of the required green-house or project certificate.
Union Green Vehicle Loan (Union Green Miles)
Union Bank vehicle finance for electric four-wheelers and two-wheelers, with dedicated score-linked Green Vehicle rates.
Union Home Loan
Union Bank housing finance for purchase, construction, extension, renovation and takeover, with rates linked to credit score and repayment capacity.
Union Mortgage Loan (Loan Against Property)
A secured loan against residential, commercial or industrial property for personal needs, with published quantum from ₹5 lakh to ₹15 crore.
Union Mortgage Plus (Top-up)
A top-up facility against an existing Union Home Loan account, priced at a published spread over the underlying home-loan rate.
Union Personal Loan
A collateral-free personal loan for planned or emergency expenses, with finance up to ₹50 lakh and repayment up to 84 months.
Union Rooftop Solar Loan (URTS)
Retail finance for a grid-connected rooftop solar system up to 25 kW on an existing independent house, with a published 75%/
Union Vehicle Loan (Union Miles)
Vehicle finance for new four-wheelers, eligible used four-wheelers up to three years old and new two-wheelers, with -linked pricing.
Savings, current & salary accounts
Compare category →Union Basic Savings Bank Deposit Account — Small Account (BSBDS)
PMJDY-linked small savings account with no minimum balance, simple documentation and defined balance, credit and debit caps.
Union Current Account (CDGEN)
General business current account with digital banking, a Classic debit card, cheque writing and higher transaction access.
Current Flexi Deposit Scheme (CDFFD)
Current account with a ₹5 lakh minimum balance, weekly sweep into a 15–91-day term deposit and free cash deposit up to ₹1 lakh per month.
Current Flexi Deposit Scheme (CDFFP)
Flexi current account for institutional customers with a ₹25 lakh minimum balance, 15–91-day term-deposit period and free cash deposit up to ₹50 lakh per month.
Union Digital Savings Account (UDSA)
Digital savings account with no minimum balance, classic debit card, ₹25,000 daily limit and ₹50,000 daily limit.
Union Micro Digital Current Account (UMDCA)
Digital current account for small merchants with annual turnover capped at ₹40 lakh, ₹1,000 monthly and defined cash-deposit and /
Union New Current Account Variants — Pearl, Emerald, Ruby, Sapphire and Diamond
Tiered current-account family with published bands, transaction limits, cheque leaves, debit-card tiers, insurance and minimum-balance charges.
Union RERA Current Account
Three-account structure—collection, project and operative accounts—with automated 70:30 transfers and no cash-deposit or facility.
Union Savings Bank Account General (SBGEN)
General savings account with branch-wide access, debit card, free cheque leaves and published tiers.
Union Trade Current Account (UTCA)
Trade-focused current account with TCA Basis, Gold and Platinum variants tied to ₹1 lakh, ₹5 lakh and ₹10 lakh monthly average balances.
Union Udaan Current Account for Young Professionals
Professional current account with personalised account-number digits, overdraft up to ₹2 lakh, free unlimited cheque books and card-linked insurance.
UNION UNNATI Current Account for Women
Women-focused current account with ₹50,000 , free remittances, 100 cheque leaves yearly, concessions and card-linked insurance benefits.
Debit, prepaid, forex & payment services
Compare category →Union Business Debit Card (Platinum)
Visa Business Platinum debit card for convenient and secure access to business-account funds.
Union HNI Emperio Metal Debit Card
Premium metal debit card with ₹2 lakh daily cash withdrawal, ₹5 lakh /
Union Platinum Debit Card (RuPay / Visa / Mastercard)
Platinum debit card with ₹75,000 and ₹1.5 lakh /
Union qSPARC RuPay Debit Card
RuPay debit card with a stored-value feature for small payments, transit, tolls and parking, alongside regular debit use.
Union RuPay Empower Her Debit Card
Women-focused RuPay debit card with ₹75,000 cash and ₹1.5 lakh /
Insurance
Compare category →Care Advantage Health Insurance
High-cover health plan listed by Union Bank with options up to ₹6 crore, no room-rent cap and automatic recharge.
Care Explore International Travel Insurance
International travel insurance distributed through Union Bank and Care Health, combining emergency medical, evacuation, baggage, passport and trip-disruption cover.
Care Health Insurance
Comprehensive health insurance distributed through Union Bank, with sum insured options up to ₹75 lakh, recharge, maternity and lifelong renewal features.
Care Student Explore International Student Insurance
International student insurance listed by Union Bank with medical, travel and non-medical benefits and configurable tenure.
Enhance Top-Up Health Insurance
Deductible-based top-up health cover listed by Union Bank, with sum insured options up to ₹55 lakh and cashless treatment features.
SUD Life Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
One-year renewable group term cover for eligible savings-account holders, with fixed ₹2 lakh life cover and published annual premium.
SUD Life Protect Shield Plus
Non-linked, non-participating pure-risk term plan distributed through Union Bank's Star Union Dai-ichi Life channel.
Credit cards
Compare category →Union Bank Divaa Credit Card
Union Bank Divaa credit-card variant listed on the official card portal; benefits and fees follow the current variant terms.
Union JCB Health Credit Card
Union Bank's JCB Health co-branded credit-card variant listed on the official card portal.
Union JCB Wellness Credit Card
Union Bank's JCB Wellness co-branded credit-card variant listed on the official card portal.
Union Bank RuPay Platinum Credit Card
Globally accepted RuPay Platinum credit card with 30% cash-advance limit and complimentary accident cover through terms.
Union Bank RuPay Select Credit Card
Higher-variant RuPay Select card with airport-lounge and value-added benefits, 40% cash-advance limit and accident cover.
Union UNI Carbon Credit Card
Union Bank UNI Carbon credit-card variant listed on the official card portal; partner benefits are subject to current terms.
Union Bank Visa Business Platinum Credit Card
Visa Business Platinum card variant for corporate customers under Union Bank's credit-card policy.
Union Bank Visa Gold Credit Card
Globally accepted Visa Gold credit card for the mass segment, with 20% cash-advance limit and Union Bank's common card terms.
Union Bank Visa Platinum Credit Card
Globally accepted Visa Platinum credit card for the mid segment, with 30% cash-advance limit and common Union Bank card protections.
Union Bank Visa Signature Credit Card
Visa Signature credit card for HNI customers with global acceptance, 40% cash-advance limit and network benefits.
Banking, wealth, forex & trade services
Compare category →Union e-biz Business Banking
Union Bank’s dedicated business-banking app for payments, collections, lending, account management, user controls and compliance.
Union Forward Contracts
Foreign-exchange contract that fixes a future conversion rate, with fixed-date and optional-delivery settlement for major currency pairs.
Union FX-Retail
CCIL-powered online -Retail platform for transparent / foreign-exchange orders with bank-set limits and mark-up.
Union Inward Remittances
International inward-remittance service for receiving cross-border funds through Union Bank channels.
Union Outward Remittances
International outward-remittance service for sending permitted cross-border payments through Union Bank.
Union Primary Dealer and Government Securities Access
Union Bank’s primary-dealer service provides eligible customers access to government securities under non-competitive bidding rules.
Union Virtual Connect (UVConn) WhatsApp Banking
WhatsApp banking service for account, card, cheque, loan, tax and security actions in seven Indian languages.
Fixed & recurring deposits
Compare category →Union Monthly Plus Recurring Deposit
Flexible recurring deposit with a ₹100 starting core amount, step-up/
Union Short Deposit Receipt (SDR)
Short-term Union Bank deposit receipt with up to 179 days under the SDR product and loan/
Union Tax Saver Deposit
Tax-saving deposit available through , or DRIC variants with a five-year lock-in and Section 80C deduction eligibility.
Business, & agriculture finance
Compare category →Union MSE Support
Assistance for micro and small enterprises designed to provide finance without collateral security.
Union MSME Superfast GST Based Business Loan
Digital -linked working-capital loan for eligible with Udyam registration, registration and regular return history; collateral-free option subject to .
Union MSME Suvidha
working-capital and term-loan facility from ₹10 lakh to ₹50 crore, with a top-up facility and -linked floating rate.
Union Progress Scheme
Growth finance for micro and small businesses with limits up to ₹2 crore and collateral-free cover up to ₹10 lakh, with cover available up to ₹2 crore.
Primary registry evidence
Reserve Bank of India directory
The RBI directory establishes the institution’s classification and registry identity. Product availability and terms are checked separately on the bank’s current India operation.