Nationalised / public-sector banks
Central Bank of India
Central Bank of India is listed by the Reserve Bank of India as a public-sector bank in India. Its IndiaBanks.org profile brings together the bank’s official website, institutional identity and independently reviewed public product information.
No product claims are published until official pages and controlling documents have been checked.
Official catalogue
Products and services
Personal, home, vehicle & other loans
Compare category →Cent Combo Vehicle Scheme
Combined home-loan and vehicle facility for existing Central Bank home-loan customers with a two-year satisfactory repayment history.
Cent Vidyarthi Executive MBA Loan
Education loan for or Executive at listed premier management institutes, with ₹50 lakh finance, nil margin and no collateral or third-party guarantee.
Cent Go Green Vehicle Scheme
Term loan for a new electric two-wheeler or four-wheeler for personal use, with income-based finance, 10%/
Cent Gold Loan Scheme
Bullet-repayment demand loan against eligible 18/
Cent Grih Lakshmi
Women-focused home-loan variant where the woman is the sole or first borrower and must be named in the property.
Cent Home Double Plus Scheme
Home loan with an overdraft facility for construction, purchase or extension, allowing surplus deposits to reduce interest while retaining withdrawal flexibility.
Cent Home Loan
Housing finance for purchase, construction, repair, plot-plus-construction, takeover and eligible furnishing costs, with up to 90% and tenure up to 30 years.
Cent Home Loan — 3rd, 4th or 5th House/Flat
Cent Home variant for a third, fourth or fifth house/flat, with property-age and minimum- conditions and the underlying Cent Home terms.
Cent Kisan Tatkal Scheme
Emergency agricultural and domestic term credit for existing CKCC holders, from ₹1,000 to ₹50,000 and repayable within five years.
Cent Mortgage
Loan against a self-occupied residential property for personal needs, from ₹5 lakh to ₹7.5 crore with term-loan tenure up to 180 months.
Cent Pensioners Loan
Personal demand loan or overdraft for eligible pensioners, with finance linked to monthly pension, age-based maximums and a 50% -to-pension cap.
Cent Personal Loan Scheme
Personal/
Cent PM Vidyalaxmi Scheme
Collateral-free, guarantor-free education loan routed through the Vidyalaxmi portal for students admitted to selected institutions, with nil processing and published income-subvention bands.
Cent Skill Loan
Vocational education and training loan for government or NSDC/
Cent Tech Vidyarthi
Education loan for IIT/
Cent Top Up Loan
Top-up term loan for existing Central Bank housing-loan customers after one or two years of repayment, from ₹2 lakh to ₹10 crore and limited by the underlying loan's remaining tenure.
Cent Vehicle Business
Business term loan for a new car, van, jeep, or used by an Udyam-registered lawful business, up to ₹3 crore.
Cent Vehicle Loan
Term loan for a new personal-use two- or four-wheeler, with income-based finance, 10%/
Cent Vidyarthi Scheme
Education term loan for recognised higher studies in India or abroad, covering tuition, living, travel, equipment and other course expenses up to ₹2 crore.
Central Kisan Credit Card (CKCC)
Five-year revolving crop and allied-activity credit for farmers, with ₹2 lakh collateral-free threshold and interest-subvention pricing.
Digital Central Kisan Credit Card
Digital Kisan Credit Card for cultivation, ancillary and emergency expenses, with five-year validity and published rate and fee bands.
Fixed & recurring deposits
Compare category →Cent Green Time Deposit Scheme
Online green fixed deposit for 1,111, 2,222 or 3,333 days, from ₹50,000 to ₹1,99,99,999 with a card-rate premium.
Cent Super Callable Time Deposit — 333 days
Resident term deposit fixed for exactly 333 days, from ₹10,000 to ₹10 crore, with monthly, quarterly, half-yearly or cumulative payout options.
Senior Citizens Savings Scheme (SCSS)
Government Senior Citizens Savings Scheme with 8.20% quarterly interest, ₹1,000–₹30 lakh deposits, five-year term and three-year extension option.
Savings, current & salary accounts
Compare category →Cent Samarth Savings Account
Zero-balance salary savings account with free RuPay Platinum card, auto-sweep and account-wide transaction benefits for eligible employer groups.
Cent Samvridhi Savings Account
Resident savings account with ₹25,000 quarterly average balance, daily sweep into fixed-deposit units and free /
Cent-Yuva Savings Account
Digital zero-balance student savings account with free mobile, and internet banking plus education-loan concessions.
Insurance
Compare category →Central Bank General Insurance (Bancassurance)
Branch-distributed general-insurance access through Generali Central Insurance, New India Assurance and Bajaj General, including motor, health, property, travel and personal covers.
Central Bank Life Insurance (Bancassurance)
Branch-distributed life-insurance access through Generali Central Life, and Tata AIA, spanning protection, child, savings, retirement and investment-linked solutions.
Debit, prepaid, forex & payment services
Compare category →RuPay Classic Debit Card
Central Bank RuPay Classic debit card with rewards for eligible onboarding transactions through Cent Mobile or Cent , subject to terms.
RuPay Platinum Debit Card
Central Bank RuPay Platinum debit card with a published daily transaction limit up to ₹2 lakh.
RuPay Select Wellness Card
Central Bank RuPay Select Wellness debit card listed as an international/domestic card with wellness-oriented benefits subject to current card terms.
CBI Visa Platinum Card
Central Bank Visa Platinum card listed for international and domestic use; current limits and charges depend on the applicable card policy.
Primary registry evidence
Reserve Bank of India directory
The RBI directory establishes the institution’s classification and registry identity. Product availability and terms are checked separately on the bank’s current India operation.