Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Eligible customer typesFishers/fish farmers (individuals, groups, partners, sharecroppers, tenant farmers, SHGs/JLGs) in inland fisheries, aquaculture or marine fisheries; poultry/small-ruminant and dairy farmers, individually or jointly, including eligible SHGs/JLGs and tenants with owned, rented or leased sheds.Effective 18 Mar 2026View source
The catalogue distinguishes fishery customer groups from poultry/small-ruminant and dairy customers and expressly includes certain tenants with owned, rented or leased sheds.
- Source
- UCO Bank Agriculture Credit catalogue
- Page / section
- for Animal Husbandry & Fishery, Target group (lines 137–142)
- Accessed
- 30 Sept 2026
- Confidence
- high
Credit limit assessmentNeed-based finance considering acreage and the scale of finance determined by the District Level Technical Committee (DLTC).Effective 18 Mar 2026View source
UCO provides need-based assessment rather than a single fixed overall limit on this page.
- Source
- UCO Bank Agriculture Credit catalogue
- Page / section
- for Animal Husbandry & Fishery, Quantum of loan (line 143)
- Accessed
- 30 Sept 2026
- Confidence
- high
Facility type and purposeShort-term working capital for animal husbandry and fishery, including maintenance of farm assets and agriculture-allied activities such as dairy animals and inland fishery.Effective 18 Mar 2026View source
The scheme is expressly described as short-term working capital with a separate farm-asset-maintenance purpose.
- Source
- UCO Bank Agriculture Credit catalogue
- Page / section
- for Animal Husbandry & Fishery, Purpose / Facility (lines 137–140)
- Accessed
- 30 Sept 2026
- Confidence
- high
Interest rate bandsUp to ₹2 lakh for animal-husbandry/
The bank's displayed rates leave an apparent standalone ₹2–3 lakh gap; it is recorded as a source gap rather than filled by inference.
- Source
- UCO Bank Agriculture Credit catalogue
- Page / section
- for Animal Husbandry & Fishery, Interest Subvention / Rate of Interest (lines 147–157)
- Accessed
- 30 Sept 2026
- Confidence
- high
Interest subvention and prompt-repayment incentiveFor AH/
The table's Nil rows begin above ₹3 lakh; no value is inferred for any omitted interval.
- Source
- UCO Bank Agriculture Credit catalogue
- Page / section
- for Animal Husbandry & Fishery, Interest Subvention / PRI (lines 147–151)
- Accessed
- 30 Sept 2026
- Confidence
- high
Repayment and renewalFive years, with a 10% annual increase in limit subject to annual review; renewal-cum-enhancement through STP is available up to a limit of ₹2 lakh.Effective 18 Mar 2026View source
Annual increases and STP availability remain subject to the review wording published by UCO.
- Source
- UCO Bank Agriculture Credit catalogue
- Page / section
- for Animal Husbandry & Fishery, Repayment Period (line 144)
- Accessed
- 30 Sept 2026
- Confidence
- high
MarginNilEffective 18 Mar 2026View source
The scheme row states margin Nil.
- Source
- UCO Bank Agriculture Credit catalogue
- Page / section
- for Animal Husbandry & Fishery, Margin (line 145)
- Accessed
- 30 Sept 2026
- Confidence
- high
Security and collateralPrimary security: hypothecation of assets/
The page specifies separate thresholds depending on the recovery tie-up; amounts above each threshold are governed by bank guidelines.
- Source
- UCO Bank Agriculture Credit catalogue
- Page / section
- for Animal Husbandry & Fishery, Security (line 146)
- Accessed
- 30 Sept 2026
- Confidence
- high
Application documentsUCO's linked common agriculture form gives an indicative, non-exhaustive checklist: self-attested government photo ID; recent address proof; two applicant photographs not older than six months; and land records. The Bank may change or add requirements; the form also requests activity, asset, liability and security particulars.View source
The Bank labels the checklist indicative/non-exhaustive/changeable; do not treat it as exhaustive underwriting requirements.
- Source
- UCO Bank Standardised Common Loan Application Form for Agriculture
- Page / section
- Page 6 checklist; pages 1–5 activity and security particulars
- Accessed
- 30 Sept 2026
- Confidence
- high
Benefits and features
- Need-based working-capital assessment uses acreage and the District Level Technical Committee scale of finance.
- Five-year repayment/
limit period with annual review and a 10% yearly limit increase. - Nil margin; collateral thresholds vary according to whether recovery is tied up.
Eligibility
- The Bank lists fisheries, poultry/small ruminants and dairy as covered activities, with activity-specific customer groups.
- No numeric minimum age threshold is stated in the reviewed scheme section.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- UCO's linked common agriculture-form checklist is indicative and non-exhaustive: self-attested photo identity; recent address proof; two recent photographs not older than six months; and land records. The Bank may change or add requirements.
- The form requests applicant, activity, asset, income, liability and security particulars; activity-specific appraisal evidence may also be requested.
Related official documents
UCO Bank Agriculture Credit catalogue — detailed KCC and gold-backed scheme sectionsofficial-product-catalogue · detailed-review-partial · accessed 30 Sept 2026
↗UCO Bank MCLR-linked interest-rate schedule effective 10 July 2026official-interest-rate-page · targeted-rate-section-reviewed · accessed 30 Sept 2026
↗UCO Bank Standardised Common Loan Application Form for Agricultureofficial-agriculture-application-form-pdf · complete-document-review · accessed 30 Sept 2026
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