Government bonds

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Product and bank⇅	Current availability⇅ Filter Current availability ↗Demat & investing3PPension & retirement1GGovernment schemes / bonds4IInsurance1₹Remittance & forex2CCards & payments2 Matches any selected option	Eligibility⇅ Filter Eligibility YYouth / minor3 Matches any selected option	Investment amount⇅	Interest rate⇅ Filter Interest rate %Below 7%2%7–9%1	Tenure / redemption⇅ Filter Tenure / redemption ◷5–10 years3	Interest payout⇅ Filter Interest payout YYearly1+Cumulative / reinvested1 Matches any selected option	Trading / collateral⇅
BOI Mobile Omni Neo BankingBank of India	Unified mobile and internet banking platform combining transactional banking, product applications, investments, insurance and payment services.	BOI customers may register for the app or internet platform with the bank's required authentication each product journey, account opening or investment may require separate KYC and eligibility checks.	Value awaiting review	Value awaiting review	Value awaiting review	Value awaiting review	Value awaiting review
Bank of Maharashtra Sovereign Gold Bond SchemeBank of Maharashtra	Bank of Maharashtra offers branch distribution and servicing when a Government-notified SGB issue is open the reviewed page also preserves the historical 2023–24 issue and early-redemption tables.	Resident individuals, HUFs, trusts, universities and charitable institutions joint holding is permitted and an individual may invest for a minor.	Minimum 1 gram of gold. Annual maximum is 4 kg for an individual, 4 kg for an HUF and 20 kg for trusts and similar entities joint holding limit applies to the first applicant.	2.50% per annum on nominal value, payable semi-annually.	Eight years, with exit after the fifth year on an interest-payment date redemption is based on the simple average of 999-purity gold closing prices for the previous three working days published by IBJA.	Semi-annually on the nominal value.	Bonds are eligible for dematerialisation and trading on stock exchanges they are a Government security and the reviewed page publishes the applicable issue/redemption conditions.
SBI Floating Rate Savings Bonds 2020 (Taxable)State Bank of India	Government of India Floating Rate Savings Bonds 2020 (Taxable) held electronically in a Bond Ledger Account	Resident individuals singly, jointly, on either-or-survivor basis or for a minor, and HUFs NRIs are not eligible	Minimum ₹1,000, then in multiples of ₹1,000 no maximum	8.05% p.a., derived as the prevailing 7.70% NSC rate plus 0.35 percentage points ↑	7 years from issue no interest after maturity	Non-cumulative, paid electronically every 1 January and 1 July no cumulative option	Not transferable or tradeable in the secondary market and not eligible as collateral for a loan
SBI Sovereign Gold Bond Holdings ServiceState Bank of India	Existing-holder servicing for Government of India Sovereign Gold Bonds no current SBI primary issue is evidenced	Resident individuals, including joint holders and minors, HUFs, trusts, universities and charitable institutions	Minimum 1 gram maximum 4 kg per fiscal year for an individual or HUF and 20 kg for trusts and similar entities	2.50% p.a. on nominal value, paid semiannually	8 years eligible premature redemption on an interest-payment date in the fifth, sixth or seventh year, subject to RBI's notified calendar	Value awaiting review	Eligible for dematerialisation, transfer and exchange trading after issuance under applicable rules may serve as loan collateral subject to lender policy

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.