Compare products

Government bonds

Compare Government of India bond access and existing-holder services, with current availability distinguished from historical issue terms.

2 products

Filter Current availability
Matches any selected option
Filter Investment amount
Matches any selected option
Filter Interest rate
Filter Interest payout
Matches any selected option
Government of India Floating Rate Savings Bonds 2020 (Taxable) held electronically in a Bond Ledger Account
  • Resident individuals singly, jointly, on either-or-survivor basis or for a minor, and HUFs
  • NRIs are not eligible
  • Minimum ₹1,000, then in multiples of ₹1,000
  • no maximum
8.05% p.a., derived as the prevailing 7.70% NSC rate plus 0.35 percentage points
  • 7 years from issue
  • no interest after maturity
  • Non-cumulative, paid electronically every 1 January and 1 July
  • no cumulative option
Not transferable or tradeable in the secondary market and not eligible as collateral for a loan
  • Existing-holder servicing for Government of India Sovereign Gold Bonds
  • no current SBI primary issue is evidenced
Resident individuals, including joint holders and minors, HUFs, trusts, universities and charitable institutions
  • Minimum 1 gram
  • maximum 4 kg per fiscal year for an individual or HUF and 20 kg for trusts and similar entities
2.50% p.a. on nominal value, paid semiannually
  • 8 years
  • eligible premature redemption on an interest-payment date in the fifth, sixth or seventh year, subject to RBI's notified calendar
Not published
  • Eligible for dematerialisation, transfer and exchange trading after issuance under applicable rules
  • may serve as loan collateral subject to lender policy

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.