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Property-backed loans

Compare personal-purpose and rental-backed loans secured by eligible immovable property.

5 products

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Value awaiting review
  • Starts from 8.85% p.a.
  • linked to Personal Score for individuals and calculated on a daily reducing balance.
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  • Reducible Mortgage facility is available up to ₹1,500 lakh (₹15 crore). The page also states starting at ₹1,005 per lakh
  • the universal term-loan maximum is not separately stated.
Value awaiting review
  • Up to 180 months
  • holiday or moratorium up to 6 months is stated.
  • Instalment loan: one-time 1.00% of sanctioned amount, minimum ₹5,000 and maximum ₹50,000. Mortgage : 0.50% of sanctioned limit, minimum ₹5,000 and maximum ₹30,000 in year one
  • 0.25% of reviewed limit, minimum ₹2,500 and maximum ₹15,000 in later years.
Value awaiting review
Value awaiting review
9.70%-10.70% p.a. effective rate by score on the current table.
Minimum ₹5 lakh. Maximum ₹10 crore for properties in metros and ₹5 crore at other centres, subject to repayment capacity and margin.
Value awaiting review
Up to 10 years or until age 75, whichever is earlier.
Processing 1% of loan amount, minimum ₹1,000 and maximum ₹50,000. Account handling 0.10%, minimum ₹500 and maximum ₹11,000, excluding .
Value awaiting review
Ind MortgageIndian Bank
Value awaiting review
  • Floating rate: Ind Mortgage term loan 8.95%–10.35% p.a. up to ₹7.50 crore and 9.00%–10.85% above ₹7.50 crore
  • overdraft 9.95%–11.60% p.a., per Indian Bank's current table dated 14 August 2026.
₹5 lakh minimum and proposals up to ₹25 crore (₹2,500 lakh). Proposals above ₹25 crore are considered by the corporate-office committee within delegated powers.
Value awaiting review
  • Normally up to 84 months with no holiday period
  • may be extended to 180 months for specified salaried employers or Tier I/II property locations, subject to ZLCC approval and the page's account-routing conditions.
  • 1% of the loan amount under the current Ind Mortgage Scheme charge schedule
  • is recovered separately.
Value awaiting review
SBI Loan Against PropertyState Bank of India
  • Equitable mortgage of an eligible residential home or flat or select commercial property
  • rented commercial property also requires assignment of rent and additional agreements
  • 8.95%–10.50% on current rate-card row
  • rates are based on score. The card does not print '% p.a.'.
₹10 lakh to ₹7.5 crore, with the maximum subject to property location
  • 65% for loans up to ₹1 crore
  • 60% above ₹1 crore and up to ₹7.5 crore
Minimum five years and maximum 15 years, subject to income continuity, property life and repayment before the eldest borrower turns 70
Loan against Property (): 1% of the loan amount, capped at ₹50,000, plus applicable .
Value awaiting review
Value awaiting review
  • Current Union Mortgage table: self-occupied residential property 9.05%–11.10% p.a.
  • tenanted residential 9.30%–11.10%
  • self-occupied commercial/industrial 9.70%–11.60%
  • leased or multi-tenanted commercial 10.15%–11.85%, by score.
Minimum ₹5 lakh and maximum ₹15 crore.
Value awaiting review
Value awaiting review
No numeric processing-fee amount or percentage is published on the reviewed product pages or in the current retail for this product family. The Union Vehicle page mentions a processing-fee cheque when applying, but does not publish the fee amount on the reviewed page.
Value awaiting review

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.