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Savings, current & salary accounts

PNB Women Power Pearl Savings Account

PNB Women Power Pearl savings account with ₹10,000 , accident and cancer covers, RuPay Women Pearl Platinum card, family zero-balance accounts and lifestyle offers.

Savings interest rate4.00% p.a. on the savings fund account, as published by PNB with effect from 01 June 2026; the same prevailing savings schedule applies to these account variants unless PNB publishes a variant-specific rate.Minimum average balance₹10,000Salary requirementNot applicable - Pearl is a women-focused savings account; the leaflet sets an MAB condition rather than salary credit.
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Quick eligibility check

PNB Women Power Pearl Savings Account

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: Females above the age of 18 years?

Published source: Eligibility

2Do you meet this requirement: Females above 18 years?

3Do you meet this requirement: linked covers and concessions require the scheme balance/terms?

4Document checkDo you have this required document or proof: KYC and age proof?

Published source: Eligibility

5Document checkDo you have this required document or proof: Account-opening form?

Published source: Eligibility
0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byPunjab National Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeWomen Power savings account - Pearl variantView source
Women Power Savings Account, Variant - Pearl.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
Variant - PEARL
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Salary requirementNot applicable - Pearl is a women-focused savings account; the leaflet sets an MAB condition rather than salary credit.View source
The leaflet defines eligibility by gender/age and , not salary credit.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EligibilityFemales above the age of 18 yearsView source
Females above the age of 18 years.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum average balance₹10,000View source
Minimum Monthly Average Balance ₹10,000 for availing benefits.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
Minimum Monthly Average Balance
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Savings interest rate4.00% p.a. on the savings fund account, as published by PNB with effect from 01 June 2026; the same prevailing savings schedule applies to these account variants unless PNB publishes a variant-specific rate.View source
The current rate table publishes Savings Fund Account at 4.00% p.a.; the account leaflets direct customers to PNB's prevailing savings-deposit schedule rather than a separate variant rate.
Source
PNB Interest Rates — Deposit
Page / section
Savings Fund Account; Domestic deposit rates revised w.e.f. 01.06.2026
Accessed
12 Sept 2026
Confidence
high
Open official source ↗
Non-maintenance chargeNil; non-maintenance of MAB withdraws scheme freebies and concessions.View source
No charges will be levied for non-maintenance of , but freebies/concessions will be withdrawn.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
Charges for non-maintenance of
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Debit cardRuPay Women Pearl Platinum International Debit Card; issuance charges NIL.View source
Debit card issuance charges - NIL.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
Debit Card
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Debit-card limitsATM ₹50,000 per day; POS/e-commerce ₹1,50,000 combined per day; contactless ₹5,000 per day.View source
Debit card limits in the Pearl leaflet.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
Debit Card Limits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Linked insurance coversPersonal accidental death ₹10 lakh; air accidental ₹20 lakh; permanent total disability ₹10 lakh; permanent partial disability up to ₹5 lakh; cancer indemnity ₹2 lakh.View source
Cover limits published in the Pearl leaflet; linked cover available up to age 69.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
For Availing Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Cheque book100 cheque leaves free per yearView source
Number of cheque leaves free: 100 per year.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
Cheque Book Issuance Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Family bankingZero-balance account may be opened by spouse and up to two children up to age 25 of the primary woman account holder.View source
Family Banking Benefits paragraph.
Source
PNB Women Power Pearl Savings Account leaflet
Page / section
Family Banking Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹10 lakh personal accidental-death cover
  • ₹20 lakh air-accident cover
  • RuPay Women Pearl Platinum International card
  • Zero-balance family accounts for spouse and up to two children

Eligibility

  • Females above 18 years; linked covers and concessions require the scheme balance/terms.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • and age proof
  • Account-opening form

Related official documents

PNB Interest Rates — Depositofficial-rate-table · current · accessed 12 Sept 2026
↗
PNB Savings Account catalogueofficial-product-page · current · accessed 30 Aug 2026
↗
PNB savings-account catalogue and named schemesofficial-product-catalogue · current · accessed 5 Oct 2026
↗
PNB Women Power Pearl Savings Account leafletofficial-pdf · current · accessed 30 Aug 2026
↗

Plan before applying

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹4,000four thousand rupees
Balance including interest₹1,04,000one lakh four thousand rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Monthly average balance · Published term₹10,000ten thousand rupees

This value is copied from Pearl cover and account limits. Check the table notes before relying on it.

Source: PNB Women Power Pearl Savings Account leaflet · Parameters and Features Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsPearl cover and account limitsPublished Pearl variant cover, limits and allowances.View tableHide table

Scroll sideways to view every column

Pearl cover and account limits
ItemPublished term
Monthly average balance₹10,000
Personal accidental death₹10 lakh
Air accidental insurance₹20 lakh
Cancer indemnity₹2 lakh
withdrawal₹50,000 per day
/e-commerce combined₹1,50,000 per day
Contactless₹5,000 per day
Cheque book100 free leaves per year
PNB Women Power Pearl Savings Account leaflet · Parameters and Features · accessed 30 Aug 2026Open official source ↗
Table 2 · 24 rows · 4 columnsPNB deposit rates currently publishedView tableHide table

Scroll sideways to view every column

PNB deposit rates currently published
Deposit / periodPublicSenior citizenSuper senior citizen
Savings Fund Account4.00% p.a.4.00% p.a.4.00% p.a.
7–14 days3.00%3.50%3.80%
15–45 days3.00%3.50%3.80%
46–90 days4.50%5.00%5.30%
91–154 days4.90%5.40%5.70%
155 days5.55%6.05%6.35%
156–179 days4.90%5.40%5.70%
180–270 days5.60%6.10%6.40%
271–302 days5.60%6.10%6.40%
303 days5.55%6.05%6.35%
304 days to under 1 year5.60%6.10%6.40%
1 year6.25%6.75%7.05%
Over 1 year to 389 days6.30%6.80%7.10%
390 days6.30%6.80%7.10%
391–443 days6.30%6.80%7.10%
444 days6.60%7.10%7.40%
445–665 days6.30%6.80%7.10%
666 days6.50%7.00%7.30%
667 days to 2 years6.30%6.80%7.10%
Over 2 to 3 years6.30%6.80%7.10%
Over 3 years to 1203 days6.35%6.85%7.15%
1204 days6.30%6.80%7.10%
1205 days to 5 years6.35%6.85%7.15%
Over 5 to 10 years6.00%6.80%6.80%
  • Savings Fund Account is the rate relevant to the five savings-account variants in this batch; the fixed-deposit rows are retained as the surrounding official rate table for context.
  • Domestic term-deposit rates in the table are for deposits below ₹3 crore and are shown as published by PNB with effect from 01 June 2026.
  • Customers should reconfirm the live PNB schedule before opening or renewing an account because rates can change.
PNB Interest Rates — Deposit · Savings Fund Account and Domestic term deposits below ₹3 crore · accessed 12 Sept 2026Open official source ↗

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