Entry agePlan-specific: Super Saver starts at 0 (30 days) for Savings and 18 for Savings + Family Care/Health Care; Immediate Annuity starts at 0 or 30 for standalone/tied single-life options and 18 or 40 for joint-life options; Century starts at 0 (30 days) without Family Care or 18 with it. The portfolio has no single universal entry age.View source

The linked plan pages publish different entry-age rules for each plan and option; these examples must not be read as one portfolio-wide age rule.

Source: PNB MetLife plan pages
Page / section: Super Saver — Eligibility; Century — Boundary Conditions; Immediate Annuity — Boundary Conditions
Accessed: 11 Sept 2026
Confidence: high

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Sum insured / coverPlan-specific published minima: Super Saver minimum sum assured ₹2,20,000; Century minimum sum assured ₹2,40,000 for 10/12/15-pay and ₹6,00,000 for 5–9-pay. Maximum cover is underwriting-based on both pages. Mera Term and Guaranteed Future cover is selected under their plan rules.View source

The plan pages publish minimum sums assured for named options, while maximum cover remains subject to board-approved underwriting.

Source: PNB MetLife plan pages
Page / section: Super Saver — Minimum Sum Assured; Century — Boundary Conditions
Accessed: 11 Sept 2026
Confidence: high

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CoverageChild education, term insurance, long-term savings and retirement plans.View source

PNB publishes the product families available through this partner.

Source: PNB Insurance Business and partner portfolios
Page / section: PNB Insurance Business — Life Insurance
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Current plan optionsPNB MetLife's current PNB catalogue includes Super Saver, Guaranteed Future, Century, Immediate Annuity and Mera Term Plan Plus. Plan-level eligibility, premiums, cover and terms differ by option and underwriting.View source

The current PNB life-insurance page presents separate PNB MetLife plan cards for savings, guaranteed savings, whole-life income/protection, immediate annuity and term protection.

Source: PNB Life Insurance — current plan catalogue
Page / section: Insurance Plans suitable for you; PNB MetLife plan cards
Accessed: 11 Sept 2026
Confidence: high

Open official source ↗

InsurerPNB MetLife India Insurance Company LimitedView source

The contract is between the customer and the named insurer, not PNB.

Source: PNB Insurance Business and partner portfolios
Page / section: PNB Insurance Business — Life Insurance
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Policy termPlan-specific: Super Saver publishes 10–20 years for 5/7-pay, 11–20 years for 10-pay, 13–20 years for 12-pay, 16–20 years for 15-pay, and 10/12/15 years for regular pay. Century matures at age 80 or 100 depending on option; Mera Term offers whole-life cover to age 99 or a chosen coverage term; Immediate Annuity pays for life.View source

The portfolio combines savings, protection and annuity products, so term is published per plan rather than as one portfolio value.

Source: PNB MetLife plan pages
Page / section: Super Saver — Policy Term; Century — Boundary Conditions; Mera Term — Product Benefits; Immediate Annuity — Overview
Accessed: 11 Sept 2026
Confidence: high

Open official source ↗

Premium / purchase pricePlan-specific published minima: Super Saver minimum annualised premium ₹50,000 (5-pay), ₹35,000 (7-pay), ₹25,000 (10-pay), and ₹20,000 (12/15-pay or regular pay); Century minimum annualised premium ₹60,000 (5–9-pay) or ₹24,000 (10/12/15-pay); Immediate Annuity minimum purchase price ₹3,00,000 for most options or ₹5,00,000 for increasing-life options.View source

These are published plan-level minimums; actual premium depends on chosen option, age, term, payment mode, underwriting and applicable taxes.

Source: PNB MetLife plan pages
Page / section: Super Saver — Minimum Annualised Premium; Century — Boundary Conditions; Immediate Annuity — Minimum Premium
Accessed: 11 Sept 2026
Confidence: high

Open official source ↗

Geographic limitsIndia; availability and policy terms depend on the insurer and selected product.View source

PNB describes nationwide distribution and partner products.

Source: PNB Insurance Business and partner portfolios
Page / section: PNB Insurance Business — Life Insurance
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Plan benefitsSuper Saver: savings, cash-bonus liquidity, maturity benefit and optional premium waiver; Guaranteed Future: four payout options, guaranteed additions, guaranteed income factor 103%–245% of annualised premium and booster additions 30%–406% in the booster option; Century: income/protection to age 100, guaranteed maturity lump sum and Family Care premium waiver; Immediate Annuity: lifetime income, spouse income and legacy options; Mera Term: whole-life cover to age 99, spouse cover, return-of-premium option and child-education benefit.View source

Benefits are transcribed from the current named plan pages and are not a promise that every feature applies to every plan or option.

Source: PNB MetLife plan pages
Page / section: Super Saver — Key Benefits; Guaranteed Future — Key Benefits; Century — Key Benefits; Immediate Annuity — Key Benefits; Mera Term — Key Benefits
Accessed: 11 Sept 2026
Confidence: high

Open official source ↗

Benefits and features

Child education, term insurance, long-term savings and retirement plans.
PNB distributes the partner's products under its corporate-agency arrangement.

Eligibility

Eligibility, premium, sum insured, waiting periods and exclusions vary by selected insurer policy and are not published on PNB's portfolio page.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Application, and insurer-specific proposal documents

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Investment growth projection

See how a starting amount and regular monthly investments could grow. The return is only an assumption and is not guaranteed.

Money invested todayYour one-time starting amount.₹one lakh rupees₹0₹1,00,00,000Money added every monthThe amount you plan to invest regularly.₹five thousand rupees₹0₹5,00,000Return you want to testA yearly growth assumption, not a promised return.%0%30%How long you investThe number of years the money stays invested. years1 years40 years

Possible value at the end₹13,03,464thirteen lakh three thousand four hundred sixty-four rupees

Money you put in₹7,00,000seven lakh rupees

Possible growth₹6,03,464six lakh three thousand four hundred sixty-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

TablePartner portfolioChoose column

PNB MetLife Life Insurance Portfolio · InsurerPNB MetLife India Insurance Company Limited

This value is copied from PNB insurance partner portfolios. Check the table notes before relying on it.

Source: PNB Insurance Business and partner portfolios · Life Insurance, General Insurance and Stand Alone Health Insurance Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 7 rows · 4 columnsPNB insurance partner portfoliosPartner insurers and product families published on PNB's Insurance Business page.View tableHide table

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PNB insurance partner portfolios
Partner portfolio	Insurer	Published product families	Policy-level data
PNB MetLife Life Insurance Portfolio	PNB MetLife India Insurance Company Limited	Child education, term insurance, long-term savings and retirement plans.	Premium, sum insured, entry age, waiting period and exclusions not published on the portfolio page
Life Insurance Portfolio through PNB	Life Insurance Corporation of India	Endowment assurance, money-back, whole-life, term, Aadhaar-based, pension, health and plans.	Premium, sum insured, entry age, waiting period and exclusions not published on the portfolio page
PNB–Oriental General Insurance Portfolio	Oriental Insurance Co. Ltd.	Fire, motor, marine, shopkeepers, theft/burglary, fidelity guarantee, personal accident, overseas travel and household-goods insurance.	Premium, sum insured, entry age, waiting period and exclusions not published on the portfolio page
PNB–Bajaj General Insurance Portfolio	Bajaj General Insurance Limited	Fire, motor, marine, shopkeepers, theft/burglary, fidelity guarantee, personal accident, overseas travel and household-goods insurance.	Premium, sum insured, entry age, waiting period and exclusions not published on the portfolio page
PNB–Chola MS General Insurance Portfolio	Chola MS General Insurance Company Limited	Fire, motor, marine, shopkeepers, theft/burglary, fidelity guarantee, personal accident, overseas travel and household-goods insurance.	Premium, sum insured, entry age, waiting period and exclusions not published on the portfolio page
PNB–Care Health Insurance Portfolio	Care Health Insurance Limited	Stand-alone health insurance products and customised health insurance products for PNB customers.	Premium, sum insured, entry age, waiting period and exclusions not published on the portfolio page
PNB–Star Health Insurance Portfolio	Star Health and Allied Insurance Company Limited	Stand-alone health insurance products and customised health insurance products for PNB customers.	Premium, sum insured, entry age, waiting period and exclusions not published on the portfolio page

PNB Insurance Business and partner portfolios · Life Insurance, General Insurance and Stand Alone Health Insurance · accessed 30 Aug 2026Open official source ↗

Table 2 · 5 rows · 5 columnsPNB MetLife plans currently linked by PNBView tableHide table

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PNB MetLife plans currently linked by PNB
Plan	Type / purpose	Published numeric points	Published features	Official page
PNB MetLife Super Saver Plan	Participating savings life insurance	Entry 0 (30 days) or 18; policy term 10–20 years depending on pay term; minimum annualised premium ₹20,000–₹50,000; minimum sum assured ₹2,20,000	Savings, Family Care, Health Care, bonus accumulation/liquidity, optional waiver of premium	https://pnb.bank.in/LI-Pm-Super-Saver-Plan.aspx
PNB MetLife Guaranteed Future Plan	Non-linked, non-participating guaranteed savings	Premium-payment choices: single or 5, 7–15 years; guaranteed income factor 103%–245% of annualised premium; booster additions 30%–406% in the booster option	Endowment, Income, Income + Lumpsum, Income + Boosters; guaranteed additions and life cover	https://pnb.bank.in/LI-Pm-Guaranteed-Future-Plan.aspx
PNB MetLife Century Plan	Participating whole-life income and protection	Maturity age 80 or 100; entry 0 (30 days) or 18 depending on Family Care; minimum sum assured ₹2,40,000 or ₹6,00,000 by pay term; minimum annualised premium ₹24,000 or ₹60,000	Income to age 100, guaranteed maturity lump sum, Family Care premium waiver	https://pnb.bank.in/LI-Pm-Century-Plan.aspx
PNB MetLife Immediate Annuity Plan	Immediate annuity / retirement income	Entry 0/18/30/40 depending on tied or standalone and single/joint life; maximum entry 75 (standalone) or 90 (tied); minimum purchase price ₹3,00,000 or ₹5,00,000; minimum annuity payout ₹1,000/month	Lifetime income, spouse income, return-of-purchase-price and legacy options	https://pnb.bank.in/LI-Pm-Immediate-Annuity-Plan.aspx
PNB MetLife Mera Term Plan Plus	Pure-risk term life insurance	Whole-life cover to age 99; premium payment may be single, regular, 5/10/15/20 years or to age 60; joint-life maturity age 75	Death, disability and disease protection; spouse cover; return of premium; child-education benefit	https://pnb.bank.in/LI-Pm-Mera-Term-Plan-Plus.aspx

The table is a plan catalogue for the PNB MetLife portfolio. It does not merge plan-level numbers into one universal policy.
Actual premiums, benefits, exclusions and underwriting depend on the selected plan, option, age, payment mode, medical underwriting and current policy wording.
PNB is the corporate-agent distributor; the insurance contract is with PNB MetLife.

PNB Life Insurance — current plan catalogue · PNB MetLife plan cards and linked plan pages · accessed 11 Sept 2026Open official source ↗

PNB MetLife Life Insurance Portfolio

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Related products

PNB–Bajaj General Insurance Portfolio

PNB–Care Health Insurance Portfolio

PNB–Chola MS General Insurance Portfolio

LIC Life Insurance Portfolio through PNB