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Indian Overseas Bank
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Official catalogue
Products and services
Business, & agriculture finance
Compare category →IOB Aajevika Sahayata RIN
Need-based collateral-free term loan, cash credit, composite loan or working-capital demand loan for working-capital or marketing needs.
IOB CA Chartered Accountants Scheme
Professional finance for eligible Chartered Accountants, with a published maximum of ₹1.25 crore.
IOB MSME Cash Flow Based Lending
Need-based collateral-free term loan or cash credit for working capital or fixed-asset requirements, identified in the catalogue as STP.
IOB MSME Commercial Vehicle Loan
The catalogue lists finance for new petrol, diesel, CNG, hybrid or electric buses, tempos, trucks and light/heavy commercial vehicles.
IOB Dealer Finance Scheme
Need-based assessed finance from above ₹20 lakh up to ₹20 crore per dealer.
IOB e-GST Working Capital Loan
Working-capital finance for business needs or expansion, listed from ₹5 lakh to ₹5 crore.
IOB Guarantee Plus
Working-capital and term-loan facilities listed above ₹20 lakh up to ₹10 crore, with cover up to ₹10 crore.
IOB Hospital & Equipment Finance Scheme
Finance for healthcare facilities, equipment, construction, expansion, renovation, ambulances and working capital; the page also lists lending against eligible insurance receivables.
IOB Mahila Samriddhi
Women-entrepreneur facility listed above ₹20 lakh up to ₹10 crore, with a stated 0.50% interest concession and collateral-free finance up to ₹5 crore.
IOB Merchant Credit Card (M-Card)
Business-purpose credit for eligible traders; the amount is the lower of 10% of the fund-based working-capital limit or ₹5 lakh.
IOB MSME Easy Scheme
credit from above ₹20 lakh with no stated upper ceiling in the catalogue; the bank also lists a short-term demand-loan option.
IOB MSME Gold (Jewel Loan)
Jewel-backed business finance with a listed loan range of ₹25,000–₹50 lakh; the summary also mentions a fee threshold with an unresolved footnote.
IOB MSME Insta Fund
An instant-sanction facility listed up to ₹25 crore, with a 10% margin stated in IOB's scheme summary.
IOB MSME Machinery Add On
An additional term loan for plant, machinery or equipment for eligible existing IOB borrowers after 12 months from first disbursement.
IOB Mutual Credit Guarantee Scheme for MSMEs
Term finance primarily for machinery/
IOB Prime Minister Mudra Yojana (PMMY)
IOB's catalogue lists finance up to ₹20 lakh for eligible non-farm micro units.
IOB PM Vishwakarma Loan
A two-tranche term-loan route for eligible traditional artisans, with published tranches up to ₹1 lakh and ₹2 lakh.
PMSGMBY Vendor Financing Scheme
Vendor finance listed from ₹10 lakh to ₹5 crore for eligible residential solar-project vendors; MNRE-blacklisted vendors are excluded.
IOB Pragathi
Startup finance listed above ₹20 lakh up to ₹50 crore; IOB's summary states incorporation-age and turnover thresholds.
IOB Restructured PM SVANidhi Scheme
Working-capital term-loan support for eligible street vendors; the catalogue states an adult minimum age of 18 with no upper age limit.
IOB SME 300 Daily
Finance for business needs, including working capital and income-generating activities, with a published maximum of ₹2 lakh.
IOB SME Contractor Scheme
Finance for government-registered contractors, with the catalogue range above ₹20 lakh to ₹500 lakh across fund-based and non-fund-based facilities.
IOB Tejas
Solar-investment finance with a listed range above ₹20 lakh to ₹9 crore and 10% margin; the catalogue states promoter score and account-conduct conditions.
Primary registry evidence
Reserve Bank of India directory
The RBI directory establishes the institution’s classification and registry identity. Product availability and terms are checked separately on the bank’s current India operation.